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The Lender Report built this page from public records. Gulf Coast Business Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Gulf Coast Business Bank itself. Each figure shows its source and date. Work at Gulf Coast Business Bank? You can claim this page for free.

SBA 504 record

Gulf Coast Business Bank: SBA 504 first liens made

Gulf Coast Business Bank, a bank based in Fort Myers, FL, made 9 SBA 504 first liens in the 36 months ending September 30, 2026, $5.4M in all, net of cancelled approvals. The typical first lien was about $410K, and 3 were in the last 12 months. Most were in Florida.

Evidence
SBA 504 loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
First liens, 36 months
9
SBA FOIA,
Net of cancelled approvals
Dollars
$5.36M
SBA FOIA,
Rounded amounts
Typical loan
$410K
SBA FOIA,
Largest loan
$1.3M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
3
SBA FOIA,

Cite this

Source: The Lender Report, Gulf Coast Business Bank: SBA 504 first liens made, https://lender.report/lender/gulf-coast-business-bank-fl/sba-504/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Gulf Coast Business BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Apr 2025FloridaSBA 504, Automotive Body, Paint, and Interior Repair and Maintenance$590K25 yrSBA FOIA
Apr 2025FloridaSBA 504, Roofing Contractors$410K25 yrSBA FOIA
Feb 2025FloridaSBA 504, All Other Specialty Trade Contractors$1.1M25 yrSBA FOIA
Nov 2024FloridaSBA 504, Retail Trade$410K25 yrSBA FOIA
Jul 2024FloridaSBA 504, Other Services (except Public Administration)$310K25 yrSBA FOIA
May 2024FloridaSBA 504, Professional, Scientific, and Technical Services$560K25 yrSBA FOIA
May 2024FloridaSBA 504, Landscaping Services$300K25 yrSBA FOIA
Mar 2024FloridaSBA 504, Commercial Printing (except Screen and Books)$380K25 yrSBA FOIA
Feb 2024FloridaSBA 504, Child and Youth Services$1.3M20 yrSBA FOIA
9 SBA 504 first liens since October 2023, net of cancelled$5.36MSBA FOIA

A blank means the source did not report it.

Where Gulf Coast Business Bank's SBA 504 first liens were made, most loans first
StateFirst liensDollars
Florida9$5.36M
SBA FOIA,

SBA loans are on record by state only.

Gulf Coast Business Bank: SBA 504 first liens by size
Loan sizeFirst liensDollars
Under $150K0$0
$150K to $350K2$610K
$350K to $1M5$2.35M
$1M to $2.5M2$2.40M
$2.5M or more0$0
SBA FOIA,
Gulf Coast Business Bank: SBA 504 first liens by quarter
QuarterFirst liensDollars
2024 Q12$1.68M
2024 Q22$860K
2024 Q31$310K
2024 Q41$410K
2025 Q11$1.10M
2025 Q22$1.00M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

Kinds of business Gulf Coast Business Bank lent to, most loans first
Industry (NAICS)First liens
All Other Specialty Trade Contractors (238990)1
Automotive Body, Paint, and Interior Repair and Maintenance (811121)1
Child and Youth Services (624110)1
Commercial Printing (except Screen and Books) (323111)1
Landscaping Services (561730)1
Other Services (except Public Administration)1
Professional, Scientific, and Technical Services1
Retail Trade1
Roofing Contractors (238160)1
SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
ALP Express6
Accredited Lenders Program3
SBA FOIA,
Certified Development Companies on Gulf Coast Business Bank's 504 projects
Certified Development CompanyProjects
Florida First Capital Finance Corporation, Inc.9
SBA FOIA,
  • Gulf Coast Business Bank made 9 SBA 504 first liens totaling $5.4M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
  • The SBA file shows 3 approvals naming Gulf Coast Business Bank as first-lien lender dated in the 12 months to September 30, 2026, and 5 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
  • The typical first lien was about $410K, with the middle half between $380K and $590K. SBA FOIA,
  • The largest was about $1.3M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 0 loans were under $150K, and 2 were $1M or more. SBA FOIA,
  • The median term was 25 years. SBA FOIA,
  • Its loans went most often to All Other Specialty Trade Contractors, with 1. SBA FOIA,
  • The SBA file lists 6 of its loans as processed under ALP Express. SBA FOIA,
  • It worked with 1 Certified Development Company, most often Florida First Capital Finance Corporation, Inc.. SBA FOIA,
  • Its loans were most often in Florida (9). SBA FOIA,

What we don't know

  • Whether Gulf Coast Business Bank is taking new SBA 504 loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.