Unverified listing What this means

The Lender Report built this page from public records. Highpoint Community Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Highpoint Community Bank itself. Each figure shows its source and date. Work at Highpoint Community Bank? You can claim this page for free.

Multifamily record

Highpoint Community Bank: multifamily loans made

Highpoint Community Bank, a bank based in Hastings, MI, made 7 multifamily loans in 2024 and 2025, $5.8M in all, in 1 state. The typical loan was about $540K, and the largest about $3.1M. Most were in Grand Rapids-Wyoming-Kentwood, MI.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 9, 2026
Multifamily loans
7
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$5.76M
HMDA,
Rounded amounts
Typical loan
$540K
HMDA,
Largest loan
$3.1M
HMDA,
Rounded to 2 significant figures
States
1
HMDA,

Cite this

Source: The Lender Report, Highpoint Community Bank: multifamily loans made, https://lender.report/lender/highpoint-community-bank-mi/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Highpoint Community BankNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Kalamazoo County, MICash-out refinance, 50 to 99 units$3.1MHMDA 2025
2025Kalamazoo County, MIPurchase, 5 to 24 units$600KHMDA 2025
2025Barry County, MIPurchase, 5 to 24 units$540KHMDA 2025
2024Calhoun County, MIPurchase, 5 to 24 units$800KHMDA 2024
2024Grand Rapids-Wyoming-Kentwood, MIPurchase, 5 to 24 units$420KHMDA 2024
2024Muskegon-Norton Shores, MIPurchase, 5 to 24 units$240KHMDA 2024
2024Grand Rapids-Wyoming-Kentwood, MIOther purpose, 5 to 24 units$65KHMDA 2024
7 multifamily loans made in 2024 and 2025$5.76MHMDA 2024 and 2025

A blank means the source did not report it.

Where Highpoint Community Bank's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Grand Rapids-Wyoming-Kentwood, MIMetro area2$485K
Kalamazoo County, MICounty2$3.70M
Barry County, MICounty1$540K
Calhoun County, MICounty1$800K
Muskegon-Norton Shores, MIMetro area1$240K
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

Highpoint Community Bank: multifamily loans by size
Loan sizeLoansDollars
Under $1M6$2.67M
$1M to $2.5M0$0
$2.5M to $5M1$3.10M
$5M to $10M0$0
$10M or more0$0
HMDA,
Highpoint Community Bank: multifamily loans by year
YearLoansDollarsTypical loan
20244$1.52M$420K
20253$4.24M$600K
HMDA,
What the loans were for
PurposeLoans
Purchase5
Cash-out refinance1
Other purpose1
HMDA,
Size of the property
UnitsLoans
5 to 24 units6
50 to 99 units1
HMDA,
  • Highpoint Community Bank made 7 multifamily loans totaling $5.8M in 2024 and 2025, in 5 named places across 1 state. HMDA,
  • It made 3 of them in 2025 and 4 in 2024. HMDA,
  • The typical loan was about $540K, with the middle half between $240K and $800K. HMDA,
  • The largest was about $3.1M. Every amount is rounded to 2 significant figures. HMDA,
  • 6 loans were under $1M, and 0 were $5M or more. HMDA,
  • 14% of the loans were refinancings and 71% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 6 loans. HMDA,
  • Its loans were most often in Grand Rapids-Wyoming-Kentwood, MI (2), Kalamazoo County, MI (2) and Barry County, MI (1). HMDA,

What we don't know

  • Whether Highpoint Community Bank is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.