County · MI
Multifamily lenders in Kalamazoo County, MI
26 lenders made 44 multifamily loans in Kalamazoo County, MI in 2024 and 2025, $242.2M in all. Horizon Bank made the most, with 6. The typical loan was about $1.2M. The county is part of the Kalamazoo, MI metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 26
- HMDA,
- Multifamily loans, 2024-25
- 44
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $242M
- HMDA,
- Typical loan
- $1.2M
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Kalamazoo County, MI, https://lender.report/lenders-in/michigan/kalamazoo-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| Horizon Bank multifamily record | Bank | Michigan City, IN | 6 | $3.94M | 2 | 4 | $740K |
| RF Renovo Management Company, LLC multifamily record | Non-bank | Chicago, IL | 5 | $5.92M | 2 | 3 | $880K |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 4 | $28.4M | 1 | 3 | $3.9M |
| Mercantile Bank multifamily record | Bank | Grand Rapids, MI | 2 | $9.40M | 2 | 0 | $8.4M |
| Lake City Bank multifamily record | Bank | Warsaw, IN | 2 | $8.10M | 2 | 0 | $7.6M |
| Wintrust Bank, National Association multifamily record | Bank | Chicago, IL | 2 | $5.70M | 0 | 2 | $3.8M |
| First National Bank of Michigan multifamily record | Bank | Kalamazoo, MI | 2 | $3.70M | 0 | 2 | $2.4M |
| Highpoint Community Bank multifamily record | Bank | Hastings, MI | 2 | $3.70M | 2 | 0 | $3.1M |
| County National Bank multifamily record | Bank | Hillsdale, MI | 2 | $1.12M | 1 | 1 | $860K |
| Old National Bank multifamily record | Bank | Evansville, IN | 1 | $49.0M | 0 | 1 | $49M |
| KeyBank National Association multifamily record | Bank | Cleveland, OH | 1 | $43.0M | 0 | 1 | $43M |
| PGIM Real Estate Finance, LLC multifamily record | Non-bank | Dallas, TX | 1 | $29.0M | 1 | 0 | $29M |
| Consumers Credit Union | Credit union | Oshtemo, MI | 1 | $24.0M | 0 | 1 | $24M |
| Bellwether Enterprise Real Estate Capital, LLC multifamily record | Non-bank | Cleveland, OH | 1 | $9.60M | 1 | 0 | $9.6M |
| PNC Bank, National Association multifamily record | Bank | Wilmington, DE | 1 | $6.00M | 1 | 0 | $6M |
| Northmarq Capital Finance, L.L.C. multifamily record | Non-bank | Washington, DC | 1 | $3.00M | 1 | 0 | $3M |
| Macatawa Bank, National Association multifamily record | Bank | Holland, MI | 1 | $2.70M | 0 | 1 | $2.7M |
| Berkeley Point Capital LLC multifamily record | Non-bank | Boston, MA | 1 | $2.50M | 0 | 1 | $2.5M |
| Michigan State University Credit Union multifamily record | Credit union | East Lansing, MI | 1 | $920K | 1 | 0 | $920K |
| A&D Mortgage LLC multifamily record | Non-bank | Ft. Lauderdale, FL | 1 | $420K | 1 | 0 | $420K |
| First Community Bank multifamily record | Bank | Harbor Springs, MI | 1 | $400K | 1 | 0 | $400K |
| Arbor Financial Credit Union | Credit union | Kalamazoo, MI | 1 | $380K | 1 | 0 | $380K |
| Velocity Commercial Capital LLC multifamily record | Non-bank | Westlake Village, CA | 1 | $360K | 1 | 0 | $360K |
| BPL Mortgage, LLC multifamily record | Non-bank | Oakbrook Terrace, IL | 1 | $240K | 0 | 1 | $240K |
| Lendsure Mortgage Corp. multifamily record | Non-bank | San Diego, CA | 1 | $200K | 0 | 1 | $200K |
| Southern Michigan Bank & Trust multifamily record | Bank | Coldwater, MI | 1 | $200K | 0 | 1 | $200K |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 19 | 13 |
| $1M to $2.5M | 8 | 6 |
| $2.5M to $5M | 8 | 7 |
| $5M to $10M | 4 | 4 |
| $10M or more | 5 | 5 |
- Lenders made 44 multifamily loans totaling $242.2M in Kalamazoo County, MI in 2024 and 2025. HMDA,
- 21 of the loans were made in 2025 and 23 in 2024. HMDA,
- The typical loan in Kalamazoo County, MI was about $1.2M, with the middle half between $500K and $3.8M. HMDA,
- 19 of the loans were under $1M, and 9 were $5M or more. HMDA,
- Lenders reported a median rate of 6.80% on 32 loans in Kalamazoo County, MI, with the middle half between 6.25% and 8.00%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 67%. HMDA,
- 50% of the loans were refinancings and 43% were purchases. HMDA,
- Banks and savings institutions made 24 of the loans, credit unions 3, and non-banks 17. HMDA,
- The five most active lenders made 43.2% of the loans. HMDA,
- The three most active lenders were Horizon Bank with 6, RF Renovo Management Company, LLC with 5, and Lument Real Estate Capital with 4. HMDA,
- 10 of the 26 lenders are based in Michigan. The rest are based elsewhere, most often in Illinois, Indiana and Ohio. HMDA,
- The most common property size was 5 to 24 units, with 22 loans. HMDA,
- Kalamazoo County, MI is part of the Kalamazoo-Portage, MI metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Kalamazoo County, MI
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.