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The Lender Report built this page from public records. Hudson Valley Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Hudson Valley Credit Union itself. Each figure shows its source and date. Work at Hudson Valley Credit Union? You can claim this page for free.
Multifamily record
Hudson Valley Credit Union: multifamily loans made
Hudson Valley Credit Union, a credit union based in Poughkeepsie, NY, made 26 multifamily loans in 2024 and 2025, $22.7M in all, in 1 state. The typical loan was about $600K, and the largest about $4.2M. Most were in Albany County, NY.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 9, 2026
- Multifamily loans
- 26
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $22.7M
- HMDA,
- Rounded amounts
- Typical loan
- $600K
- HMDA,
- Largest loan
- $4.2M
- HMDA,
- Rounded to 2 significant figures
- States
- 1
- HMDA,
Cite this
Source: The Lender Report, Hudson Valley Credit Union: multifamily loans made, https://lender.report/lender/hudson-valley-credit-union-ny/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Warren County, NY | Cash-out refinance, 50 to 99 units | $4.2M | 6.95% | 15 yr | 61% | HMDA 2025 |
| 2025 | Dutchess County, NY | Purchase, 5 to 24 units | $2M | 6.25% | 15 yr | 65% | HMDA 2025 |
| 2025 | Albany County, NY | Cash-out refinance, 5 to 24 units | $1M | 6.37% | 15 yr | 25% | HMDA 2025 |
| 2025 | Orange County, NY | Purchase, 5 to 24 units | $1M | 6.59% | 15 yr | 70% | HMDA 2025 |
| 2025 | Westchester County, NY | Purchase, 5 to 24 units | $980K | 6.64% | 15 yr | 35% | HMDA 2025 |
| 2025 | Albany County, NY | Purchase, 5 to 24 units | $560K | 6.7% | 15 yr | 79% | HMDA 2025 |
| 2025 | Columbia County, NY | Refinance, 5 to 24 units | $520K | 6.43% | 15 yr | 62% | HMDA 2025 |
| 2025 | Columbia County, NY | Cash-out refinance, 5 to 24 units | $500K | 6.52% | 15 yr | 35% | HMDA 2025 |
| 2025 | Sullivan County, NY | Cash-out refinance, 5 to 24 units | $500K | 6.69% | 15 yr | 68% | HMDA 2025 |
| 2025 | Columbia County, NY | Cash-out refinance, 5 to 24 units | $360K | 6.64% | 15 yr | 65% | HMDA 2025 |
| 2025 | Oneida County, NY | Purchase, 5 to 24 units | $340K | 6.72% | 15 yr | 74% | HMDA 2025 |
| 2025 | Oneida County, NY | Purchase, 5 to 24 units | $300K | 6.72% | 15 yr | 80% | HMDA 2025 |
| 2025 | Columbia County, NY | Cash-out refinance, 5 to 24 units | $200K | 8.5% | 5 yr | 35% | HMDA 2025 |
| 2025 | Warren County, NY | Cash-out refinance, 50 to 99 units | $200K | 9.5% | 5 yr | 64% | HMDA 2025 |
| 2025 | Ulster County, NY | Refinance, 5 to 24 units | $140K | 6.86% | 15 yr | 17% | HMDA 2025 |
| 2024 | New York | Cash-out refinance, 25 to 49 units | $2.2M | 6.73% | 15 yr | 65% | HMDA 2024 |
| 2024 | Dutchess County, NY | Cash-out refinance, 5 to 24 units | $1.6M | 7.01% | 15 yr | 62% | HMDA 2024 |
| 2024 | Sullivan County, NY | Cash-out refinance, 5 to 24 units | $1M | 7.3% | 15 yr | 56% | HMDA 2024 |
| 2024 | Albany County, NY | Purchase, 5 to 24 units | $920K | 7.25% | 15 yr | 68% | HMDA 2024 |
| 2024 | Sullivan County, NY | Cash-out refinance, 5 to 24 units | $920K | 7.3% | 15 yr | 62% | HMDA 2024 |
| 2024 | Albany County, NY | Purchase, 5 to 24 units | $820K | 7.25% | 15 yr | 69% | HMDA 2024 |
| 2024 | Dutchess County, NY | Cash-out refinance, 5 to 24 units | $660K | 7.5% | 15 yr | 77% | HMDA 2024 |
| 2024 | Orange County, NY | Cash-out refinance, 5 to 24 units | $600K | 6.96% | 15 yr | 70% | HMDA 2024 |
| 2024 | Orange County, NY | Cash-out refinance, 5 to 24 units | $500K | 9.5% | 5 yr | 75% | HMDA 2024 |
| 2024 | Orange County, NY | Cash-out refinance, 5 to 24 units | $360K | 6.48% | 15 yr | 75% | HMDA 2024 |
| 26 multifamily loans made in 2024 and 2025 | $22.7M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Albany County, NY | County | 4 | $3.30M |
| Columbia County, NY | County | 4 | $1.58M |
| Dutchess County, NY | County | 4 | $4.56M |
| Orange County, NY | County | 4 | $2.46M |
| Sullivan County, NY | County | 3 | $2.42M |
| Oneida County, NY | County | 2 | $640K |
| Warren County, NY | County | 2 | $4.40M |
| New York | State | 1 | $2.20M |
| Ulster County, NY | County | 1 | $140K |
| Westchester County, NY | County | 1 | $980K |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 19 | $9.68M |
| $1M to $2.5M | 6 | $8.80M |
| $2.5M to $5M | 1 | $4.20M |
| $5M to $10M | 0 | $0 |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 11 | $9.88M | $820K |
| 2025 | 15 | $12.8M | $500K |
| Purpose | Loans |
|---|---|
| Purchase | 8 |
| Refinance | 2 |
| Cash-out refinance | 16 |
| Units | Loans |
|---|---|
| 5 to 24 units | 23 |
| 25 to 49 units | 1 |
| 50 to 99 units | 2 |
- Hudson Valley Credit Union made 26 multifamily loans totaling $22.7M in 2024 and 2025, in 10 named places across 1 state. HMDA,
- It made 15 of them in 2025 and 11 in 2024. HMDA,
- The typical loan was about $600K, with the middle half between $360K and $1M. HMDA,
- The largest was about $4.2M. Every amount is rounded to 2 significant figures. HMDA,
- 19 loans were under $1M, and 0 were $5M or more. HMDA,
- It reported a median rate of 6.73% on 26 loans, with the middle half between 6.64% and 7.25%. HMDA,
- The median term was 15 years. HMDA,
- The median loan to value was 65%. HMDA,
- 69% of the loans were refinancings and 31% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 23 loans. HMDA,
- HMDA shows 1 of the 26 multifamily loans Hudson Valley Credit Union made with a known channel in 2024 to 2025 as coming through a third party. HMDA,
- Its loans were most often in Albany County, NY (4), Columbia County, NY (4) and Dutchess County, NY (4). HMDA,
What we don't know
- Whether Hudson Valley Credit Union is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.