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SBA 7(a) record
Hudson Valley Credit Union: SBA 7(a) loans made
Hudson Valley Credit Union, a credit union based in Poughkeepsie, NY, made 24 SBA 7(a) loans in the 36 months ending September 30, 2026, $13.4M in all, net of cancelled approvals. The typical loan was about $320K, and 15 were in the last 12 months. Most were in New York.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 24
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $13.4M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $320K
- SBA FOIA,
- Largest loan
- $3.5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 15
- SBA FOIA,
Cite this
Source: The Lender Report, Hudson Valley Credit Union: SBA 7(a) loans made, https://lender.report/lender/hudson-valley-credit-union-ny/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | New York | SBA 7(a), Beer, Wine, and Liquor Retailers | $500K | 7.25% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $300K | 7.75% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $50K | 7.75% | 10 yr | SBA FOIA | |
| Aug 2026 | New York | SBA 7(a), Other Nonhazardous Waste Treatment and Disposal | $470K | 7.5% | 10 yr | SBA FOIA | |
| Aug 2026 | New York | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $320K | 7.75% | 10 yr | SBA FOIA | |
| Aug 2026 | New York | SBA 7(a), Other Nonhazardous Waste Treatment and Disposal | $75K | 7.5% | 7 yr | SBA FOIA | |
| Jul 2026 | New York | SBA 7(a), Private Mail Centers | $450K | 7.5% | 25 yr | SBA FOIA | |
| Jul 2026 | New York | SBA 7(a), Offices of Mental Health Practitioners (except Physicians) | $250K | 7.75% | 10 yr | SBA FOIA | |
| Jul 2026 | New York | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $150K | 8.75% | 10 yr | SBA FOIA | |
| Jul 2026 | New York | SBA 7(a), Offices of Mental Health Practitioners (except Physicians) | $100K | 7.75% | 10 yr | SBA FOIA | |
| Apr 2026 | New York | SBA 7(a), Beer, Wine, and Liquor Retailers | $680K | 7.75% | 10 yr | SBA FOIA | |
| Apr 2026 | New York | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $120K | 7.75% | 10 yr | SBA FOIA | |
| Mar 2026 | New York | SBA 7(a), Hotels (except Casino Hotels) and Motels | $3.5M | 7.5% | 25 yr | SBA FOIA | |
| Dec 2025 | New York | SBA 7(a), Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers | $250K | 8% | 10 yr | SBA FOIA | |
| Dec 2025 | New York | SBA 7(a), Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers | $200K | 8% | 10 yr | SBA FOIA | |
| Sep 2025 | New York | SBA 7(a), Engineering Services | $400K | 8.25% | 10 yr | SBA FOIA | |
| Aug 2025 | New York | SBA 7(a), Gasoline Stations with Convenience Stores | $2.4M | 8% | 25 yr | SBA FOIA | |
| Jun 2025 | New York | SBA 7(a), General Automotive Repair | $600K | 8% | 10 yr | SBA FOIA | |
| May 2025 | New York | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $1.4M | 8% | 5 yr | SBA FOIA | |
| May 2025 | New York | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $200K | 9.5% | 9 yr | SBA FOIA | |
| Mar 2025 | New York | SBA 7(a), Full-Service Restaurants | $340K | 8.5% | 10 yr | SBA FOIA | |
| Mar 2025 | New York | SBA 7(a), Full-Service Restaurants | $50K | 9.5% | 10 yr | SBA FOIA | |
| Dec 2024 | New York | SBA 7(a), Beer, Wine, and Liquor Retailers | $460K | 7.25% | 7 yr | SBA FOIA | |
| Dec 2024 | New York | SBA 7(a), Offices of Dentists | $100K | 8.75% | 7 yr | SBA FOIA | |
| 24 SBA 7(a) loans since October 2023, net of cancelled | $13.4M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| New York | 24 | $13.4M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 6 | $495K |
| $150K to $350K | 8 | $2.01M |
| $350K to $1M | 7 | $3.56M |
| $1M to $2.5M | 2 | $3.80M |
| $2.5M or more | 1 | $3.50M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2024 Q4 | 2 | $560K |
| 2025 Q1 | 2 | $390K |
| 2025 Q2 | 3 | $2.20M |
| 2025 Q3 | 2 | $2.80M |
| 2025 Q4 | 2 | $450K |
| 2026 Q1 | 1 | $3.50M |
| 2026 Q2 | 2 | $800K |
| 2026 Q3 | 10 | $2.67M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Beer, Wine, and Liquor Retailers (445320) | 3 |
| Electrical Contractors and Other Wiring Installation Contractors (238210) | 2 |
| Full-Service Restaurants (722511) | 2 |
| Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers (423450) | 2 |
| Offices of Mental Health Practitioners (except Physicians) (621330) | 2 |
| Other Nonhazardous Waste Treatment and Disposal (562219) | 2 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 2 |
| Snack and Nonalcoholic Beverage Bars (722515) | 2 |
| Engineering Services (541330) | 1 |
| Gasoline Stations with Convenience Stores (457110) | 1 |
| General Automotive Repair (811111) | 1 |
| Hotels (except Casino Hotels) and Motels (721110) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| SBA Express Program | 15 |
| 7a General | 6 |
| Preferred Lenders Program | 2 |
| 7(a) WCP | 1 |
- Hudson Valley Credit Union made 24 SBA 7(a) loans totaling $13.4M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
- 15 of them were in the 12 months to September 30, 2026, and 9 in the 12 months before. SBA FOIA,
- The typical loan was about $320K, with the middle half between $150K and $500K. SBA FOIA,
- The largest was about $3.5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 6 loans were under $150K, and 3 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 7.75% on 24 loans, with the middle half between 7.75% and 8.25%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Beer, Wine, and Liquor Retailers, with 3. SBA FOIA,
- The SBA file lists 15 of its loans as processed under SBA Express Program. SBA FOIA,
- Its loans were most often in New York (24). SBA FOIA,
What we don't know
- Whether Hudson Valley Credit Union is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.