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Bank, Reston, VA

John Marshall Bank

A bank based in Reston, VA. Its commercial book is led by non-owner-occupied CRE and owner-occupied CRE. Public files show recent multifamily, 1-4 unit investor, SBA 7(a) and SBA 504 loans it made.

Kind
Bank
Data as of
June 30, 2026
Page last changed
November 12, 2026
Commercial book
$1.47B
FDIC call report,
Holds, not loans made
Multifamily loans made, 2025
6
HMDA,
HMDA, 5 or more units
SBA loans, 36 months
48
SBA FOIA,
7(a) and 504, net of cancelled
Total assets
$2.40B
FDIC call report,
Does it fit my deal?

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How to reach them

Each line shows where it came from

Phone
703-584-0840 From the lender's website, retrieved November 9, 2026. Source page
Website
www.johnmarshallbank.comFrom the FDIC record, November 9, 2026.
Commercial lending page
johnmarshallbank.comFrom the lender's website, retrieved November 11, 2026.
Address
1943 Isaac Newton Sq E, Reston, VA 20190FDIC institution record,
Regulator record
FDIC BankFind

Recently done

Recorded lending

Recorded lending. Two or more public files show loans this lender made.

What the public record shows, newest first
WhenWhat the record showsSource
Last 24 months Office changes in the last 24 months: 0 opened, 0 closed, 1 relocated.FDIC structure history. FDIC history
Oct 2023 to Sep 2026 SBA 7(a) approvals by processing method: 27 under Preferred Lender authority, 7 SBA Express.SBA ProcessingMethod field, net of cancellations. SBA FOIA,
Jun 2025 to Jun 2026 Owner-occupied CRE balance rose 3.5% to $331.8M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Construction and land development balance rose 22.0% to $226.5M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. FDIC call report
2024 Reported making 73 small business loans totaling $21.8M in 2024.FFIEC CRA disclosure data. A small business loan here is a commercial and industrial loan or a loan secured by nonfarm nonresidential property of $1 million or less when made. FFIEC CRA disclosure data

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

John Marshall BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026VirginiaSBA 7(a), All Other Amusement and Recreation Industries$2.1M9.75%11 yrSBA FOIA
Sep 2026VirginiaSBA 7(a), All Other Miscellaneous Ambulatory Health Care Services$500K9.75%10 yrSBA FOIA
Aug 2026VirginiaSBA 7(a), Snack and Nonalcoholic Beverage Bars$540K9.75%10 yrSBA FOIA
Apr 2026VirginiaSBA 504, Offices of Mental Health Practitioners (except Physicians)$420K25 yrSBA FOIA
Mar 2026VirginiaSBA 7(a), Other Computer Related Services$100K9.75%10 yrSBA FOIA
Feb 2026VirginiaSBA 7(a), All Other Amusement and Recreation Industries$350K9.5%10 yrSBA FOIA
Feb 2026VirginiaSBA 7(a), All Other Amusement and Recreation Industries$150K9.5%10 yrSBA FOIA
Jan 2026VirginiaSBA 504, Offices of Physical, Occupational and Speech Therapists, and Audiologists$430K25 yrSBA FOIA
Jan 2026VirginiaSBA 7(a), Other Services (except Public Administration)$150K9.5%10 yrSBA FOIA
Jan 2026VirginiaSBA 7(a), Other Services (except Public Administration)$150K9.5%10 yrSBA FOIA
2025District of Columbia, DCPurchase, 5 to 24 units$3.3MHMDA 2025
2025Arlington County, VARefinance, 5 to 24 units$3MHMDA 2025
2025District of Columbia, DCRefinance, 5 to 24 units$2.9MHMDA 2025
2025District of Columbia, DCRefinance, 5 to 24 units$2.7MHMDA 2025
2025District of Columbia, DCPurchase, 5 to 24 units$1.5MHMDA 2025
2025Prince George's County, MDPurchase, 5 to 24 units$780KHMDA 2025
Nov 2025VirginiaSBA 7(a), Limited-Service Restaurants$500K10%10 yrSBA FOIA
Nov 2025VirginiaSBA 7(a), Arts, Entertainment, and Recreation$100K10%10 yrSBA FOIA
Nov 2025VirginiaSBA 7(a), Administrative Management and General Management Consulting Services$50K10%10 yrSBA FOIA
Sep 2025VirginiaSBA 7(a), Baked Goods Retailers$460K10.25%10 yrSBA FOIA
Sep 2025VirginiaSBA 7(a), Full-Service Restaurants$150K10.5%10 yrSBA FOIA
Sep 2025VirginiaSBA 7(a), Offices of All Other Miscellaneous Health Practitioners$100K10.5%9 yrSBA FOIA
Jul 2025North CarolinaSBA 504, Professional, Scientific, and Technical Services$460K25 yrSBA FOIA
May 2025VirginiaSBA 504, Health Care and Social Assistance$1.6M25 yrSBA FOIA
May 2025VirginiaSBA 504, All Other Personal Services$460K25 yrSBA FOIA
39 SBA 7(a) loans since October 2023, net of cancelled$18.8MSBA FOIA

A blank means the source did not report it.

What it holds

FDIC call report, June 30, 2026

Commercial book on the latest filing
BookHoldsOf its loansYear over year
Multifamily$97.1M4.8%+3.0%
Construction and land development$227M11.2%+22.0%
Owner-occupied CRE$332M16.5%+3.5%
Non-owner-occupied CRE$767M38.0%-1.2%
Farmland$00.0%Not reported
Commercial and industrial$51.2M2.5%+17.8%
Commercial total$1.47B
FDIC call report,

Reference only: $541M of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.

Table
Commercial book by quarter
QuarterCommercial book
Q3 2023$1.35B
Q4 2023$1.37B
Q1 2024$1.34B
Q2 2024$1.34B
Q3 2024$1.36B
Q4 2024$1.39B
Q1 2025$1.39B
Q2 2025$1.42B
Q3 2025$1.43B
Q4 2025$1.44B
Q1 2026$1.45B
Q2 2026$1.47B
FDIC call reports,
Loans on record, by kind
Kind of loanPeriodLoans madeDollarsTypical sizeLargestSource
Multifamily, 5 or more units20256$14.2M$2.81M$3.3MHMDA,
Multifamily, 5 or more units20243$4.80M$980KHMDA,
1-4 unit investor or business purpose202516$11.8M$690KHMDA,
SBA 7(a), net of cancelled36 months to Sep 202639$18.8M$323K$2.1MSBA FOIA,
SBA 7(a), net of cancelled12 months to Sep 202611$4.67MSBA FOIA,
SBA 504 first lien, net of cancelled36 months to Sep 20269$6.78M$463K$1.6MSBA FOIA,

How these public files were tied to this lender. HMDA: its legal entity identifier (LEI). SBA 7(a) loans: its FDIC certificate number. SBA 504 first liens: its name and state.

SBA loans by industry, 36 months
IndustryLoansDollars
Limited-Service Restaurants5$5.77M
SBA FOIA,

Other lenders in these fields: SBA lenders for restaurants.

Programs on record: Federal Home Loan Bank member, Atlanta district (FHFA).

Small business loans reported under CRA

FFIEC CRA, 2024

  • John Marshall Bank reported making 73 small business loans totaling $21,840,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
  • By size when made: 30 of $100,000 or less, 14 over $100,000 up to $250,000, 29 over $250,000 up to $1 million.
  • 20 of them, totaling $8,724,000, went to businesses with revenue of $1 million or less.
Counties with 5 or more small business loans in 2024. Other counties, each under 5 loans: 13 loans, $5,169,000.
CountyLoansTotal
Fairfax County, VA22$6.77M
Prince William County, VA21$2.62M
Loudoun County, VA9$3.07M
District of Columbia, DC8$4.21M
FFIEC CRA disclosure data,

In this filing a small business loan is a commercial and industrial loan, or a loan secured by nonfarm nonresidential property, of $1 million or less when it was made. Multifamily loans are not included.

Only banks with about $1.6 billion or more in assets must file this data. The cutoff is set each year; it was $1.564 billion for 2024. A bank that is not listed here can still make small business loans.

How this filing was tied to this bank: RSSD (respondent ID) + transmittal RSSD.

Undrawn commitments

FFIEC Call Report, June 30, 2026

  • John Marshall Bank reported commitments to fund construction loans that had not been drawn at June 30, 2026: $79,223,000 for 1-4 family residential construction and $44,875,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
  • Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $150,787,000. These are credit lines not yet used.

FFIEC Call Report,

Small loans it holds, by original size

FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026

Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.

Commercial and industrial loans, by original amount
Original amountLoansHolds
$100,000 or less114$3.51M
Over $100,000 up to $250,00069$4.41M
Over $250,000 up to $1 million132$23.3M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Loans secured by nonfarm nonresidential property, by original amount
Original amountLoansHolds
$100,000 or less5$210K
Over $100,000 up to $250,00036$4.10M
Over $250,000 up to $1 million219$108M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,

Where it lends

Offices beside loans on record

Offices and recorded loans by state
StateOfficesMultifamily 20251-4 investor 2025SBA 7(a) 36 mo.SBA 504 36 mo.
Virginia HQ6110356
District of Columbia14421
Maryland11121
Colorado00100
North Carolina00001
FDIC office list, HMDA, SBA FOIA,
Counties with the most recorded loans (5 or more)
CountyRecorded loansDollars
District of Columbia, DC6$14.4M
HMDA, SBA FOIA,
Metro areas with the most recorded loans (5 or more)
MetroRecorded loansDollars
Washington, DC-MD8$16.0M
HMDA, SBA FOIA,

Offices by county

FDIC Summary of Deposits, June 30, 2026

  • John Marshall Bank has 8 offices in 7 counties and 3 states (FDIC Summary of Deposits, June 30, 2026): 8 full service and 0 limited service.
Counties with the most offices
CountyFull-service officesLimited-service offices
Fairfax County, VA20
District of Columbia, DC10
Montgomery County, MD10
Arlington County, VA10
Loudoun County, VA10
Prince William County, VA10
Alexandria city, VA10
FDIC Summary of Deposits,

Loan production offices are not in this file. A bank with no office here can still lend here.

Capacity. Not a rating

Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.

Lending capacity measures, with peers
MeasureThis lenderIts peersHow it is worked outSource
Estimated largest single loan$48.4M$28.2M to $52.5M across 8 peersEstimate: 15% of tier 1 capital plus allowance. A further 10% is allowed with readily marketable collateral, and state-chartered banks follow state limits. Not a limit the lender has stated.FDIC call report, 12 CFR 32.3, Jun 30, 2026
CRE to capital337.9%18.4% to 380.0% across 8 peers(Construction + multifamily + non-owner-occupied CRE loans) divided by tier 1 capital plus allowance.FDIC call report,
Construction to capital70.2%2.2% to 103.7% across 8 peersConstruction loans divided by tier 1 capital plus allowance.FDIC call report,
Loans to deposits100.9%13.7% to 100.5% across 8 peersTotal loans divided by total deposits.FDIC call report,
Unused CRE commitments$124M$3.40M to $258M across 8 peersCommitments to lend on commercial real estate that are not yet drawn.FDIC call report,
Loans to assets84.0%12.5% to 87.0% across 8 peersTotal loans divided by total assets.FDIC call report,

Our calculation: construction, multifamily and non-owner-occupied nonfarm nonresidential loans, divided by tier 1 capital plus the allowance for loan losses. It is not the test in the 2006 interagency guidance on commercial real estate concentrations (December 12, 2006; OCC Bulletin 2006-46, Federal Reserve SR 07-1). That guidance measures against total risk-based capital, also counts loans that finance commercial real estate but are not secured by real estate, and looks more closely when construction and land loans reach 100% of that capital, or commercial real estate loans reach 300% of it and have grown 50% or more in the prior 36 months. This figure uses a different capital base, leaves out the unsecured loans and applies no growth condition. The guidance sets no limit on lending. Not a rating, and not a statement about safety or deposits.

Loan channel and SBA processing

Public record only

Preferred Lender authority
27 loans (69.2%)
SBA Express
7 loans
Approval to first disbursement
15.5 days, median of 34

SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.

Peers

Same kind of lender, similar size and book

Peers
LenderStateTotal assetsCommercial book
Citizens and Farmers BankVA$2.79B$1.10B
MainStreet BankVA$2.24B$1.69B
Chain Bridge Bank, National AssociationVA$2.19B$54.6M
First BankVA$2.07B$947M
FVCbankVA$2.36B$1.57B
Blue Ridge Bank, National AssociationVA$2.31B$1.18B
The National Bank of BlacksburgVA$1.83B$569M
Bank Of ClarkeVA$1.85B$1.04B
FDIC call report,

Compare these lenders side by side

What we don't know

  • Whether it is taking new loans today, or on what terms.
  • How much of its book it made recently. Call reports carry balances, not loans made.
  • Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
  • How its 1-4 family loans divide between owner-occupied and investor.
  • Whether it takes brokers. No figure here means no evidence, not a refusal.

Check this page

Against the regulator's own record

  1. Name and charter. John Marshall Bank, FDIC certificate 58243. Compare it with the regulator's record. [FDIC BankFind]
  2. Balances. $2.40B in total assets and $1.47B in commercial loans held, from the call report for June 30, 2026. [Source]
  3. Loans made. 73 recorded loans from HMDA and SBA files, through September 30, 2026: 6 HMDA multifamily 2025, 3 HMDA multifamily 2024, 16 HMDA 1-4 unit investor 2025, 39 SBA 7(a) in 36 months, 9 SBA 504 first liens in 36 months. Each has its source and date. [How each file was tied to John Marshall Bank]
  4. Phone and website. Phone 703-584-0840, from the lender's website on November 9, 2026. Website johnmarshallbank.com, from the FDIC record. [How to reach them]
  5. Small business loans reported under CRA. 73 small business loans reported in its CRA filing for 2024. [Source]

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For the record

Data as of June 30, 2026. Page last changed November 12, 2026.

Regulator
Federal Reserve
FDIC certificate
58243
RSSD
3419416
LEI
549300A0NYWCTG5X8Y25
The Lender Report ID
lr_000752
FDIC classifies this bank as
Commercial Lending Specialization
Ownership
Stock
Head office metro area
Washington-Arlington-Alexandria, DC-VA-MD-WV

FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.

  • Reported $2.4B in total assets as of June 30, 2026 (FDIC call report).
  • Held $1.5B of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
  • Held $766.7M of non-owner-occupied commercial real estate loans as of June 30, 2026 (FDIC call report).
  • Held $331.8M of owner-occupied commercial real estate loans as of June 30, 2026, up 3.5% from a year earlier (FDIC call report).
  • Held $226.5M of construction and land loans as of June 30, 2026, up 22.0% from a year earlier (FDIC call report).
  • Originated 6 multifamily loans totaling $14.2M in 2025 (HMDA).
9 more sentences
  • Originated 3 multifamily loans totaling $4.8M in 2024 (HMDA).
  • Originated 16 1-4 unit investor or business-purpose loans totaling $11.8M in 2025 (HMDA).
  • Recorded 44 SBA 7(a) approvals totaling $20M from October 1, 2023 to September 30, 2026, of which 5 were later cancelled (SBA).
  • Provided the first lien on 9 SBA 504 projects with $6.8M in first-lien dollars from October 1, 2023 to September 30, 2026 (SBA).
  • Listed 8 offices in 3 states (FDIC).
  • Reported making 73 small business loans totaling $21.8M in 2024, in its Community Reinvestment Act filing (FFIEC).
  • Held 315 commercial and industrial loans that were $1 million or less when made, with a balance of $31.3M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Held 260 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $112M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $79.2M for 1-4 family and $44.9M for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.

Cite this

Source: The Lender Report, John Marshall Bank, https://lender.report/lender/john-marshall-bank-va/, data as of June 30, 2026.

Sources

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.

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Work at John Marshall Bank? Claim this page, free.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem