Construction · MD
Construction lenders in Maryland
85 lenders with an office in Maryland hold construction and land loans on their books. EagleBank, based in Maryland, holds the largest book among those based here, at $924M.
- Evidence
- Lender holds construction and land loans on its books at the latest filing and has an office in Maryland
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 85
- FDIC call report,
- Based here
- 35
- FDIC call report,
- Held by those based here
- $2.92B
- FDIC call report,
- -23.9% from a year earlier
- Median book, based here
- $27.1M
- FDIC call report,
Cite this
Source: The Lender Report, Construction lenders in Maryland, https://lender.report/construction-lenders/maryland/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| EagleBank | Bank | Bethesda, MD | 8 | $924M | |
| Capital Bank, National Association | Bank | Rockville, MD | 3 | $364M | +8.8% |
| Shore United Bank, National Association | Bank | Easton, MD | 33 | $338M | |
| Forbright Bank | Bank | Potomac, MD | 4 | $331M | |
| CFG Bank | Bank | Lutherville, MD | 3 | $200M | |
| First United Bank & Trust | Bank | Oakland, MD | 15 | $102M | +3.3% |
| Rosedale Bank | Savings | Nottingham, MD | 15 | $78.0M | +28.2% |
| Middletown Valley Bank | Bank | Middletown, MD | 8 | $77.4M | +14.1% |
| Presidential Bank, FSB | Savings | Bethesda, MD | 4 | $63.8M | +8.5% |
| Eastern Savings Bank, FSB | Savings | Hunt Valley, MD | 3 | $58.3M | |
| Bank of Ocean City | Bank | Ocean City, MD | 4 | $55.9M | |
| Calvin B. Taylor Banking Company of Berlin, Maryland | Bank | Berlin, MD | 8 | $43.6M | +20.5% |
| Hebron Savings Bank | Bank | Hebron, MD | 14 | $42.7M | |
| The Farmers Bank of Willards | Bank | Willards, MD | 7 | $39.2M | +5.7% |
| Harford Bank | Bank | Aberdeen, MD | 9 | $34.3M | +114.3% |
| BayVanguard Bank | Bank | Baltimore, MD | 12 | $27.9M | |
| The Queenstown Bank of Maryland | Bank | Queenstown, MD | 9 | $27.9M | +4.5% |
| Farmers and Merchants Bank | Bank | Upperco, MD | 9 | $27.1M | +4.8% |
| Woodsboro Bank | Bank | Woodsboro, MD | 5 | $14.3M | +30.5% |
| First Shore Federal Savings and Loan Association | Savings | Salisbury, MD | 5 | $12.5M |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 59 | $18.8B |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 73 | $12.5B |
| Bank of America, National Association | Bank | Charlotte, NC | 114 | $9.68B |
| Citibank, National Association | Bank | Sioux Falls, SD | 11 | $7.99B |
| Truist Bank | Bank | Charlotte, NC | 138 | $7.61B |
| First-Citizens Bank & Trust Company | Bank | Raleigh, NC | 2 | $7.34B |
| Pinnacle Bank | Bank | Nashville, TN | 2 | $5.89B |
| PNC Bank, National Association | Bank | Wilmington, DE | 116 | $5.26B |
| Citizens Bank, National Association | Bank | Providence, RI | 4 | $4.75B |
| TD Bank, National Association | Bank | Wilmington, DE | 17 | $4.31B |
- 35 of these lenders are based in Maryland, and 50 are based elsewhere with offices here. FDIC call report,
- These lenders: 60 banks, 10 savings institutions and 15 credit unions. FDIC call report,
- Lenders based in Maryland hold $2.9B of construction and land loans, down 23.9% from a year earlier. FDIC call report,
- The five largest books based here hold 73.8% of that total. FDIC call report,
- EagleBank holds $924M, and Capital Bank, National Association holds $363.8M. FDIC call report,
- The median book among lenders based in Maryland is $27.1M. FDIC call report,
- 11 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 6 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 1,219 offices in Maryland. FDIC office list,
- Manufacturers and Traders Trust Company, based in New York, lists the most offices here among out-of-state lenders, at 152. FDIC office list,
- Among credit unions here, the median average loan in this category is $1.2M. NCUA 5300,
- Harford Bank grew this book the most in the year, up 114.3% to $34.3M. FDIC call report,
How this list is defined
- Measure
- construction and land loans held by lenders with an office in Maryland
- Period
- June 30, 2026
- Formula
- The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Maryland. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Maryland. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.