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The Lender Report built this page from public records. Journey Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Journey Bank itself. Each figure shows its source and date. Work at Journey Bank? You can claim this page for free.

Multifamily record

Journey Bank: multifamily loans made

Journey Bank, a bank based in Bloomsburg, PA, made 69 multifamily loans in 2024 and 2025, $24.3M in all, in 1 state. The typical loan was about $240K, and the largest about $3.2M. Most were in Columbia County, PA.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Multifamily loans
69
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$24.3M
HMDA,
Rounded amounts
Typical loan
$240K
HMDA,
Largest loan
$3.2M
HMDA,
Rounded to 2 significant figures
States
1
HMDA,

Cite this

Source: The Lender Report, Journey Bank: multifamily loans made, https://lender.report/lender/journey-bank-pa/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Journey BankNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Lycoming County, PAImprovement, 5 to 24 units$1.4M6.75%25 yr80%HMDA 2025
2025Columbia County, PAPurchase, 5 to 24 units$920K6.88%25 yr80%HMDA 2025
2025Columbia County, PARefinance, 5 to 24 units$720K6.99%20 yr40%HMDA 2025
2025Columbia County, PAPurchase, 5 to 24 units$380K7.6%20 yr80%HMDA 2025
2025Lycoming County, PAPurchase, 5 to 24 units$360K6.99%20 yr80%HMDA 2025
2025Clinton County, PAPurchase, 5 to 24 units$340K6.75%20 yr78%HMDA 2025
2025Luzerne County, PAPurchase, 5 to 24 units$340K7.5%20 yr75%HMDA 2025
2025Columbia County, PAPurchase, 5 to 24 units$320K7%20.5 yr61%HMDA 2025
2025Columbia County, PAPurchase, 5 to 24 units$300K7.38%25 yr58%HMDA 2025
2025Luzerne County, PAPurchase, 5 to 24 units$300K7.5%20 yr80%HMDA 2025
2025PennsylvaniaImprovement, 25 to 49 units$300K8%24%HMDA 2025
2025Clinton County, PAPurchase, 25 to 49 units$280K6.75%20 yr57%HMDA 2025
2025Columbia County, PAPurchase, 5 to 24 units$260K7%25 yr62%HMDA 2025
2025Columbia County, PAPurchase, 25 to 49 units$260K7%25 yr74%HMDA 2025
2025Northumberland County, PARefinance, 5 to 24 units$260K7.5%20 yr75%HMDA 2025
2025Columbia County, PAPurchase, 5 to 24 units$240K6.88%20 yr80%HMDA 2025
2025Lycoming County, PARefinance, 5 to 24 units$240K6.88%25 yr68%HMDA 2025
2025Columbia County, PAPurchase, 5 to 24 units$200K6.99%20 yr80%HMDA 2025
2025Columbia County, PAPurchase, 5 to 24 units$200K7.75%20 yr78%HMDA 2025
2025Lycoming County, PAImprovement, 5 to 24 units$180K7.5%21 yr80%HMDA 2025
2025Lycoming County, PAImprovement, 5 to 24 units$180K8%80%HMDA 2025
2025Schuylkill County, PAPurchase, 5 to 24 units$180K7.25%10 yr80%HMDA 2025
2025Clinton County, PARefinance, 5 to 24 units$160K8%57%HMDA 2025
2025Columbia County, PARefinance, 5 to 24 units$160K6.99%10 yr41%HMDA 2025
2025Columbia County, PAPurchase, 5 to 24 units$160K7.25%20 yr75%HMDA 2025
69 multifamily loans made in 2024 and 2025$24.3MHMDA 2024 and 2025

A blank means the source did not report it.

Where Journey Bank's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Columbia County, PACounty27$11.3M
Lycoming County, PACounty24$7.51M
Clinton County, PACounty6$2.20M
Luzerne County, PACounty6$1.48M
Northumberland County, PACounty3$820K
Montour County, PACounty1$480K
PennsylvaniaState1$300K
Schuylkill County, PACounty1$180K
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

Journey Bank: multifamily loans by size
Loan sizeLoansDollars
Under $1M65$17.0M
$1M to $2.5M3$4.10M
$2.5M to $5M1$3.20M
$5M to $10M0$0
$10M or more0$0
HMDA,
Journey Bank: multifamily loans by year
YearLoansDollarsTypical loan
202435$14.7M$240K
202534$9.62M$240K
HMDA,
What the loans were for
PurposeLoans
Purchase41
Refinance15
Improvement13
HMDA,
Size of the property
UnitsLoans
5 to 24 units62
25 to 49 units7
HMDA,
  • Journey Bank made 69 multifamily loans totaling $24.3M in 2024 and 2025, in 8 named places across 1 state. HMDA,
  • It made 34 of them in 2025 and 35 in 2024. HMDA,
  • The typical loan was about $240K, with the middle half between $160K and $340K. HMDA,
  • The largest was about $3.2M. Every amount is rounded to 2 significant figures. HMDA,
  • 65 loans were under $1M, and 0 were $5M or more. HMDA,
  • It reported a median rate of 7.50% on 68 loans, with the middle half between 7.00% and 7.85%. HMDA,
  • The median term was 20 years. HMDA,
  • The median loan to value was 75%. HMDA,
  • 22% of the loans were refinancings and 59% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 62 loans. HMDA,
  • Its loans were most often in Columbia County, PA (27), Lycoming County, PA (24) and Clinton County, PA (6). HMDA,

What we don't know

  • Whether Journey Bank is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.