County · PA
Multifamily lenders in Luzerne County, PA
39 lenders made 132 multifamily loans in Luzerne County, PA in 2024 and 2025, $99.3M in all. First Keystone Community Bank made the most, with 16. The typical loan was about $400K. The county is part of the Scranton, PA metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 39
- HMDA,
- Multifamily loans, 2024-25
- 132
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $99.3M
- HMDA,
- Typical loan
- $400K
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Luzerne County, PA, https://lender.report/lenders-in/pennsylvania/luzerne-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| First Keystone Community Bank multifamily record | Bank | Berwick, PA | 16 | $7.76M | 6 | 10 | $480K |
| Community Bank, National Association multifamily record | Bank | Canton, NY | 9 | $9.72M | 4 | 5 | $420K |
| Peoples Security Bank and Trust Company multifamily record | Bank | Dunmore, PA | 9 | $9.22M | 6 | 3 | $780K |
| The Honesdale National Bank multifamily record | Bank | Honesdale, PA | 9 | $4.20M | 9 | 0 | $340K |
| Wayne Bank multifamily record | Bank | Honesdale, PA | 7 | $3.68M | 4 | 3 | $420K |
| BPL Mortgage, LLC multifamily record | Non-bank | Oakbrook Terrace, IL | 6 | $2.04M | 5 | 1 | $280K |
| Journey Bank multifamily record | Bank | Bloomsburg, PA | 6 | $1.48M | 2 | 4 | $240K |
| The Fidelity Deposit and Discount Bank multifamily record | Bank | Dunmore, PA | 5 | $1.98M | 2 | 3 | $140K |
| American Heritage Credit Union multifamily record | Credit union | Philadelphia, PA | 4 | $2.48M | 4 | 0 | $560K |
| Service 1st Credit Union multifamily record | Credit union | Danville, PA | 4 | $1.34M | 2 | 2 | $400K |
| PS Bank multifamily record | Bank | Wyalusing, PA | 3 | $1.68M | 2 | 1 | $300K |
| The Dime Bank multifamily record | Bank | Honesdale, PA | 3 | $1.12M | 2 | 1 | $440K |
| Velocity Commercial Capital LLC multifamily record | Non-bank | Westlake Village, CA | 3 | $900K | 3 | 0 | $280K |
| Silver Hill Funding multifamily record | Non-bank | Coral Gables, FL | 2 | $1.02M | 0 | 2 | $600K |
| Greenbox Loans multifamily record | Non-bank | Los Angeles, CA | 2 | $980K | 0 | 2 | $560K |
| Lendsure Mortgage Corp. multifamily record | Non-bank | San Diego, CA | 2 | $720K | 2 | 0 | $380K |
| First Commonwealth Credit Union multifamily record | Credit union | Lehigh Valley, PA | 2 | $620K | 1 | 1 | $340K |
| Kearny Bank multifamily record | Savings | Kearny, NJ | 1 | $12.0M | 0 | 1 | $12M |
| NewPoint Real Estate Capital multifamily record | Non-bank | Plano, TX | 1 | $8.70M | 1 | 0 | $8.7M |
| PGIM Real Estate Agency Financing, LLC multifamily record | Non-bank | Dallas, TX | 1 | $4.30M | 1 | 0 | $4.3M |
| Citizens Bank, National Association multifamily record | Bank | Providence, RI | 1 | $3.30M | 1 | 0 | $3.3M |
| Mid Penn Bank multifamily record | Bank | Millersburg, PA | 1 | $1.70M | 1 | 0 | $1.7M |
| Univest Bank and Trust Co. multifamily record | Bank | Souderton, PA | 1 | $1.50M | 1 | 0 | $1.5M |
| Manufacturers and Traders Trust Company multifamily record | Bank | Buffalo, NY | 1 | $1.20M | 1 | 0 | $1.2M |
| RF Renovo Management Company, LLC multifamily record | Non-bank | Chicago, IL | 1 | $820K | 1 | 0 | $820K |
| Kish Bank multifamily record | Bank | Belleville, PA | 1 | $660K | 1 | 0 | $660K |
| Banc One Mortage Corporation | Non-bank | Orange, CA | 1 | $560K | 0 | 1 | $560K |
| PFN Lending Group, Inc. | Non-bank | Calabasas, CA | 1 | $560K | 0 | 1 | $560K |
| Lima One Capital, LLC multifamily record | Non-bank | Greenville, SC | 1 | $460K | 1 | 0 | $460K |
| NBT Bank, National Association multifamily record | Bank | Norwich, NY | 1 | $460K | 0 | 1 | $460K |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 113 | 32 |
| $1M to $2.5M | 12 | 11 |
| $2.5M to $5M | 5 | 4 |
| $5M to $10M | 1 | 1 |
| $10M or more | 1 | 1 |
- Lenders made 132 multifamily loans totaling $99.3M in Luzerne County, PA in 2024 and 2025. HMDA,
- 18 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 74 of the loans were made in 2025 and 58 in 2024. HMDA,
- The typical loan in Luzerne County, PA was about $400K, with the middle half between $280K and $600K. HMDA,
- 113 of the loans were under $1M, and 2 were $5M or more. HMDA,
- Lenders reported a median rate of 7.50% on 117 loans in Luzerne County, PA, with the middle half between 7.00% and 8.25%. HMDA,
- The median term was 20 years. HMDA,
- The median loan to value was 72%. HMDA,
- 37% of the loans were refinancings and 55% were purchases. HMDA,
- Banks and savings institutions made 77 of the loans, credit unions 11, and non-banks 26. HMDA,
- The five most active lenders made 37.9% of the loans. HMDA,
- The three most active lenders were First Keystone Community Bank with 16, Community Bank, National Association with 9, and Peoples Security Bank and Trust Company with 9. HMDA,
- 18 of the 39 lenders are based in Pennsylvania. The rest are based elsewhere, most often in California, New York and Florida. HMDA,
- The most common property size was 5 to 24 units, with 121 loans. HMDA,
- Luzerne County, PA is part of the Scranton--Wilkes-Barre, PA metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Luzerne County, PA
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.