Unverified listing What this means

The Lender Report built this page from public records. The Lincoln National Life Insurance Company has not reviewed it. Every lender's page starts this way, and it says nothing about The Lincoln National Life Insurance Company itself. Each figure shows its source and date. Work at The Lincoln National Life Insurance Company? You can claim this page for free.

Multifamily record

The Lincoln National Life Insurance Company: multifamily loans made

The Lincoln National Life Insurance Company, a non-bank lender based in Greensboro, NC, made 16 multifamily loans in 2024 and 2025, $314.8M in all, in 9 states. The typical loan was about $14M, and the largest about $55M. Most were in Contra Costa County, CA.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Multifamily loans
16
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$315M
HMDA,
Rounded amounts
Typical loan
$14M
HMDA,
Largest loan
$55M
HMDA,
Rounded to 2 significant figures
States
9
HMDA,

Cite this

Source: The Lender Report, The Lincoln National Life Insurance Company: multifamily loans made, https://lender.report/lender/lincoln-national-life-insurance-nc/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

The Lincoln National Life Insurance CompanyNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Contra Costa County, CARefinance, 150 or more units$22M5.41%5 yr61%HMDA 2025
2025Napa County, CARefinance, 150 or more units$14M5.71%5 yr59%HMDA 2025
2025Lehigh County, PARefinance, 150 or more units$13M5.69%5 yr70%HMDA 2025
2025York County, PARefinance, 150 or more units$12M5.69%5 yr70%HMDA 2025
2025Sacramento County, CACash-out refinance, 150 or more units$11M5.87%5 yr55%HMDA 2025
2025York County, PARefinance, 100 to 149 units$8.7M5.69%5 yr71%HMDA 2025
2024Mecklenburg County, NCRefinance, 150 or more units$55M6.72%4 yr72%HMDA 2024
2024Fulton County, GAPurchase, 150 or more units$51M5.67%5 yr61%HMDA 2024
2024Los Angeles County, CARefinance, 50 to 99 units$28M6.1%5 yr73%HMDA 2024
2024King County, WARefinance, 150 or more units$27M5.56%3 yr43%HMDA 2024
2024Orange County, CARefinance, 150 or more units$21M6.04%10 yr19%HMDA 2024
2024Saratoga County, NYRefinance, 150 or more units$21M5.85%5 yr54%HMDA 2024
2024Contra Costa County, CARefinance, 100 to 149 units$13M6.26%10 yr55%HMDA 2024
2024Cook County, ILRefinance, 5 to 24 units$9.5M6.5%3 yr68%HMDA 2024
2024Maricopa County, AZRefinance, 150 or more units$6.1M6.2%5 yr16%HMDA 2024
2024Hennepin County, MNImprovement, 100 to 149 units$2.5M7.48%8.5 yr68%HMDA 2024
16 multifamily loans made in 2024 and 2025$315MHMDA 2024 and 2025

A blank means the source did not report it.

Where The Lincoln National Life Insurance Company's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Contra Costa County, CACounty2$35.0M
York County, PACounty2$20.7M
Cook County, ILCounty1$9.50M
Fulton County, GACounty1$51.0M
Hennepin County, MNCounty1$2.50M
King County, WACounty1$27.0M
Lehigh County, PACounty1$13.0M
Los Angeles County, CACounty1$28.0M
Maricopa County, AZCounty1$6.10M
Mecklenburg County, NCCounty1$55.0M
Napa County, CACounty1$14.0M
Orange County, CACounty1$21.0M
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

The Lincoln National Life Insurance Company: multifamily loans by size
Loan sizeLoansDollars
Under $1M0$0
$1M to $2.5M0$0
$2.5M to $5M1$2.50M
$5M to $10M3$24.3M
$10M or more12$288M
HMDA,
The Lincoln National Life Insurance Company: multifamily loans by year
YearLoansDollarsTypical loan
202410$234M$21M
20256$80.7M$13M
HMDA,
What the loans were for
PurposeLoans
Purchase1
Refinance13
Cash-out refinance1
Improvement1
HMDA,
Size of the property
UnitsLoans
5 to 24 units1
50 to 99 units1
100 to 149 units3
150 or more units11
HMDA,
  • The Lincoln National Life Insurance Company made 16 multifamily loans totaling $314.8M in 2024 and 2025, in 14 named places across 9 states. HMDA,
  • It made 6 of them in 2025 and 10 in 2024. HMDA,
  • The typical loan was about $14M, with the middle half between $11M and $27M. HMDA,
  • The largest was about $55M. Every amount is rounded to 2 significant figures. HMDA,
  • 0 loans were under $1M, and 15 were $5M or more. HMDA,
  • It reported a median rate of 5.87% on 16 loans, with the middle half between 5.69% and 6.26%. HMDA,
  • The median term was 5 years. HMDA,
  • The median loan to value was 61%. HMDA,
  • 88% of the loans were refinancings and 6% were purchases. HMDA,
  • The most common property size was 150 or more units, with 11 loans. HMDA,
  • HMDA shows 16 of the 16 multifamily loans The Lincoln National Life Insurance Company made with a known channel in 2024 to 2025 as coming through a third party. HMDA,
  • Its loans were most often in Contra Costa County, CA (2), York County, PA (2) and Cook County, IL (1). HMDA,

What we don't know

  • Whether The Lincoln National Life Insurance Company is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.