Unverified listing What this means
The Lender Report built this page from public records. Meritrust Federal Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Meritrust Federal Credit Union itself. Each figure shows its source and date. Work at Meritrust Federal Credit Union? You can claim this page for free.
Depository, Wichita, KS
Meritrust Federal Credit Union
Meritrust Federal Credit Union files as a depository but has no June 2026 call report under this name, so its book is not on record here. It made 14 multifamily loans in 2025, all in Kansas, at a typical size of $480K, and 236 1-4 unit investor or business-purpose loans in 2025.
- Kind
- Depository, no June 2026 call report
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 11, 2026
- Multifamily loans made, 2025
- 14
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- 236
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- $13.2M
- HMDA,
How to reach them
Each line shows where it came from
- Phone
- No phone number or website is on record for this lender.
- Based in
- Wichita, KSHMDA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Sedgwick County, KS | Refinance, 25 to 49 units | $4.4M | 4.75% | 2.5 yr | 80% | HMDA 2025 |
| 2025 | Sedgwick County, KS | Cash-out refinance, 5 to 24 units | $1.7M | 6.75% | 5 yr | 80% | HMDA 2025 |
| 2025 | Kansas | Refinance, 5 to 24 units | $1.6M | 5.5% | 3.3 yr | 80% | HMDA 2025 |
| 2025 | Kansas | Refinance, 5 to 24 units | $1.4M | 6.75% | 5 yr | 79% | HMDA 2025 |
| 2025 | Geary County, KS | Cash-out refinance, 5 to 24 units | $700K | 7.25% | 5 yr | 80% | HMDA 2025 |
| 2025 | Sedgwick County, KS | Cash-out refinance, 5 to 24 units | $600K | 7.15% | 15 yr | HMDA 2025 | |
| 2025 | Sedgwick County, KS | Refinance, 50 to 99 units | $500K | 7.25% | 5 yr | 80% | HMDA 2025 |
| 2025 | Sedgwick County, KS | Cash-out refinance, 5 to 24 units | $460K | 8% | 5 yr | 80% | HMDA 2025 |
| 2025 | Reno County, KS | Cash-out refinance, 5 to 24 units | $440K | 7.5% | 5 yr | 72% | HMDA 2025 |
| 2025 | Sedgwick County, KS | Refinance, 5 to 24 units | $380K | 7.25% | 5 yr | 67% | HMDA 2025 |
| 2025 | Sedgwick County, KS | Refinance, 5 to 24 units | $340K | 7.25% | 5 yr | 54% | HMDA 2025 |
| 2025 | Reno County, KS | Cash-out refinance, 5 to 24 units | $280K | 7.5% | 5 yr | 76% | HMDA 2025 |
| 2025 | Sedgwick County, KS | Refinance, 5 to 24 units | $220K | 7.75% | 5 yr | 80% | HMDA 2025 |
| 2025 | Sedgwick County, KS | Refinance, 5 to 24 units | $220K | 7.25% | 5 yr | 40% | HMDA 2025 |
| 2024 | Crawford County, KS | Refinance, 100 to 149 units | $8.2M | 7.25% | 5 yr | 80% | HMDA 2024 |
| 2024 | Sedgwick County, KS | Refinance, 5 to 24 units | $5M | 5% | 5 yr | 80% | HMDA 2024 |
| 2024 | Sedgwick County, KS | Purchase, 25 to 49 units | $3.5M | 7% | 5 yr | 80% | HMDA 2024 |
| 2024 | Sedgwick County, KS | Cash-out refinance, 5 to 24 units | $1.9M | 7.5% | 5 yr | 80% | HMDA 2024 |
| 2024 | Sedgwick County, KS | Refinance, 5 to 24 units | $980K | 6.35% | 4 yr | 80% | HMDA 2024 |
| 2024 | Sedgwick County, KS | Cash-out refinance, 5 to 24 units | $960K | 7.65% | 15 yr | 80% | HMDA 2024 |
| 2024 | Sedgwick County, KS | Purchase, 25 to 49 units | $900K | 7.6% | 5 yr | 80% | HMDA 2024 |
| 2024 | Sedgwick County, KS | Refinance, 5 to 24 units | $860K | 7.85% | 15 yr | 100% | HMDA 2024 |
| 2024 | Sedgwick County, KS | Cash-out refinance, 5 to 24 units | $740K | 8.25% | 5 yr | 61% | HMDA 2024 |
| 2024 | Sedgwick County, KS | Cash-out refinance, 5 to 24 units | $720K | 7.65% | 15 yr | 77% | HMDA 2024 |
| 2024 | Sedgwick County, KS | Cash-out refinance, 5 to 24 units | $660K | 7.25% | 15 yr | 80% | HMDA 2024 |
| 14 multifamily loans made in 2025 | $13.2M | HMDA 2025 | |||||
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2025 | 14 | $13.2M | $480K | $4.4M | HMDA, |
| Multifamily, 5 or more units | 2024 | 21 | $28.2M | $655K | HMDA, | |
| 1-4 unit investor or business purpose | 2025 | 236 | $27.0M | $95.0K | HMDA, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI).
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Kansas HQ | 1 | 14 | 236 | 0 | 0 |
| County | Recorded loans | Dollars |
|---|---|---|
| Sedgwick County, KS | 28 | $28.3M |
| Metro | Recorded loans | Dollars |
|---|---|---|
| Wichita, KS | 28 | $28.3M |
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and charter. Meritrust Federal Credit Union, NCUA charter 24914. Compare it with the regulator's record.
- Loans made. 271 recorded loans from the HMDA file, in 2024 and 2025: 14 HMDA multifamily 2025, 21 HMDA multifamily 2024, 236 HMDA 1-4 unit investor 2025. Each has its source and date. [How each file was tied to Meritrust Federal Credit Union]
Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error
For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 11, 2026.
- NCUA charter
- 24914
- LEI
- 549300O0SJ54M4D70R54
- The Lender Report ID
- lr_009749
- Originated 14 multifamily loans totaling $13.2M in 2025 (HMDA).
- Originated 21 multifamily loans totaling $28.2M in 2024 (HMDA).
- Originated 236 1-4 unit investor or business-purpose loans totaling $27M in 2025 (HMDA).
Cite this
Source: The Lender Report, Meritrust Federal Credit Union, https://lender.report/lender/meritrust-federal-credit-union-ks/, data as of December 31, 2025.
Sources
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem