Unverified listing What this means
The Lender Report built this page from public records. Builder Finance Inc has not reviewed it. Every lender's page starts this way, and it says nothing about Builder Finance Inc itself. Each figure shows its source and date. Work at Builder Finance Inc? You can claim this page for free.
Mortgage company, Sioux Falls, SD
Builder Finance Inc
A mortgage company based in Sioux Falls, SD. Public files show recent multifamily and 1-4 unit investor loans it made.
- Kind
- Mortgage company
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Reported originating these loans in HMDA.
- Multifamily loans made, 2025
- 13
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- 33
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- $12.8M
- HMDA,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- 866-298-7459 From the lender's website, retrieved November 11, 2026. Source page
- Website
- builderfinance.comFrom the lender's own site, retrieved November 9, 2026.
- Commercial lending page
- builderfinance.comFrom the lender's website, retrieved November 11, 2026.
- Based in
- Sioux Falls, SDHMDA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
What changed. Builder Finance Inc originated 13 multifamily loans in 2025, versus 8 in 2024. HMDA,
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Riverside County, CA | Cash-out refinance, 5 to 24 units | $1.7M | 7.6% | 10 yr | 60% | HMDA 2025 |
| 2025 | South Carolina | Cash-out refinance, 5 to 24 units | $1.6M | 7.65% | 5 yr | 75% | HMDA 2025 |
| 2025 | Pinellas County, FL | Cash-out refinance, 5 to 24 units | $1.6M | 7.65% | 5 yr | 72% | HMDA 2025 |
| 2025 | Orange County, NC | Cash-out refinance, 5 to 24 units | $1.4M | 6.6% | 5 yr | 33% | HMDA 2025 |
| 2025 | San Diego County, CA | Cash-out refinance, 5 to 24 units | $1.3M | 7.05% | 10 yr | 60% | HMDA 2025 |
| 2025 | Bernalillo County, NM | Cash-out refinance, 5 to 24 units | $1.2M | 7.8% | 5 yr | 75% | HMDA 2025 |
| 2025 | Galveston County, TX | Cash-out refinance, 5 to 24 units | $760K | 6.95% | 5 yr | 60% | HMDA 2025 |
| 2025 | Galveston County, TX | Cash-out refinance, 5 to 24 units | $740K | 7.35% | 5 yr | 63% | HMDA 2025 |
| 2025 | Bernalillo County, NM | Cash-out refinance, 5 to 24 units | $720K | 7.55% | 5 yr | 67% | HMDA 2025 |
| 2025 | Cabell County, WV | Cash-out refinance, 5 to 24 units | $580K | 7.2% | 10 yr | 51% | HMDA 2025 |
| 2025 | Capitol Planning Region, CT | Purchase, 5 to 24 units | $460K | 7.6% | 15 yr | 75% | HMDA 2025 |
| 2025 | Brazos County, TX | Improvement, 5 to 24 units | $400K | 7.5% | 5 yr | 50% | HMDA 2025 |
| 2025 | Erie County, NY | Cash-out refinance, 5 to 24 units | $400K | 7.2% | 5 yr | 65% | HMDA 2025 |
| 2024 | King County, WA | Refinance, 5 to 24 units | $2.1M | 7.8% | 15 yr | 65% | HMDA 2024 |
| 2024 | Palm Beach County, FL | Purchase, 5 to 24 units | $1.4M | 8% | 5 yr | 68% | HMDA 2024 |
| 2024 | Volusia County, FL | Improvement, 5 to 24 units | $1.2M | 8% | 5 yr | 68% | HMDA 2024 |
| 2024 | Galveston County, TX | Improvement, 5 to 24 units | $880K | 7.95% | 10 yr | 60% | HMDA 2024 |
| 2024 | Galveston County, TX | Refinance, 5 to 24 units | $840K | 7.45% | 5 yr | 60% | HMDA 2024 |
| 2024 | Galveston County, TX | Refinance, 5 to 24 units | $840K | 7.45% | 5 yr | 60% | HMDA 2024 |
| 2024 | Hays County, TX | Purchase, 5 to 24 units | $800K | 7.6% | 5 yr | 50% | HMDA 2024 |
| 2024 | Naugatuck Valley Planning Region, CT | Improvement, 5 to 24 units | $260K | 7.3% | 5 yr | 55% | HMDA 2024 |
| 13 multifamily loans made in 2025 | $12.8M | HMDA 2025 | |||||
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2025 | 13 | $12.8M | $755K | $1.7M | HMDA, |
| Multifamily, 5 or more units | 2024 | 8 | $8.41M | $860K | HMDA, | |
| 1-4 unit investor or business purpose | 2025 | 33 | $13.5M | $295K | HMDA, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI).
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| South Dakota HQ | 1 | 0 | 0 | 0 | 0 |
| Florida | 0 | 1 | 9 | 0 | 0 |
| Texas | 0 | 3 | 4 | 0 | 0 |
| California | 0 | 2 | 2 | 0 | 0 |
| Colorado | 0 | 0 | 4 | 0 | 0 |
| North Carolina | 0 | 1 | 3 | 0 | 0 |
| Ohio | 0 | 0 | 3 | 0 | 0 |
| Connecticut | 0 | 1 | 0 | 0 | 0 |
| New Mexico | 0 | 2 | 0 | 0 | 0 |
| Virginia | 0 | 0 | 2 | 0 | 0 |
| District of Columbia | 0 | 0 | 1 | 0 | 0 |
| Georgia | 0 | 0 | 1 | 0 | 0 |
| County | Recorded loans | Dollars |
|---|---|---|
| Galveston County, TX | 5 | $4.07M |
| Metro | Recorded loans | Dollars |
|---|---|---|
| Houston-Pasadena-The Woodlands, TX | 5 | $4.07M |
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and entity. Builder Finance Inc, Sioux Falls, SD. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 54 recorded loans from the HMDA file, in 2024 and 2025: 13 HMDA multifamily 2025, 8 HMDA multifamily 2024, 33 HMDA 1-4 unit investor 2025. Each has its source and date. [How each file was tied to Builder Finance Inc]
- Phone and website. Phone 866-298-7459, from the lender's website on November 11, 2026. Website builderfinance.com, from the FDIC record. [How to reach them]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- LEI
- 549300FKEPZ2QELUY416
- The Lender Report ID
- lr_009062
- Originated 13 multifamily loans totaling $12.8M in 2025 (HMDA).
- Originated 8 multifamily loans totaling $8.4M in 2024 (HMDA).
- Originated 33 1-4 unit investor or business-purpose loans totaling $13.5M in 2025 (HMDA).
Cite this
Source: The Lender Report, Builder Finance Inc, https://lender.report/lender/builder-finance-sd/, data as of December 31, 2025.
Sources
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Work at Builder Finance Inc? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem