Unverified listing What this means

The Lender Report built this page from public records. Middlesex Savings Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Middlesex Savings Bank itself. Each figure shows its source and date. Work at Middlesex Savings Bank? You can claim this page for free.

SBA 7(a) record

Middlesex Savings Bank: SBA 7(a) loans made

Middlesex Savings Bank, a bank based in Natick, MA, made 13 SBA 7(a) loans in the 36 months ending September 30, 2026, $1.6M in all, net of cancelled approvals. The typical loan was about $100K, and 7 were in the last 12 months. Most were in Massachusetts.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
13
SBA FOIA,
Net of cancelled approvals
Dollars
$1.64M
SBA FOIA,
Rounded amounts
Typical loan
$100K
SBA FOIA,
Largest loan
$330K
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
7
SBA FOIA,

Cite this

Source: The Lender Report, Middlesex Savings Bank: SBA 7(a) loans made, https://lender.report/lender/middlesex-savings-bank-ma/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Middlesex Savings BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Mar 2026MassachusettsSBA 7(a), Book Retailers and News Dealers$330K7%10 yrSBA FOIA
Mar 2026MassachusettsSBA 7(a), Book Retailers and News Dealers$50K7.75%10 yrSBA FOIA
Feb 2026MassachusettsSBA 7(a), Interior Design Services$150K7.75%10 yrSBA FOIA
Feb 2026MassachusettsSBA 7(a), Beauty Salons$100K6.25%8 yrSBA FOIA
Feb 2026MassachusettsSBA 7(a), Beauty Salons$30K7%10 yrSBA FOIA
Nov 2025MassachusettsSBA 7(a), Offices of All Other Miscellaneous Health Practitioners$220K6.25%6 yrSBA FOIA
Nov 2025MassachusettsSBA 7(a), Offices of All Other Miscellaneous Health Practitioners$150K7.5%10 yrSBA FOIA
May 2025MassachusettsSBA 7(a), Limited-Service Restaurants$60K8.5%10 yrSBA FOIA
Apr 2025MassachusettsSBA 7(a), Site Preparation Contractors$260K6.25%7 yrSBA FOIA
Apr 2025MassachusettsSBA 7(a), Administrative Management and General Management Consulting Services$40K7.5%5 yrSBA FOIA
Apr 2025MassachusettsSBA 7(a), Landscape Architectural Services$25K7.5%10 yrSBA FOIA
Apr 2025MassachusettsSBA 7(a), Administrative Management and General Management Consulting Services$25K9.5%10 yrSBA FOIA
Apr 2024MassachusettsSBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers)$200K8.5%8 yrSBA FOIA
13 SBA 7(a) loans since October 2023, net of cancelled$1.64MSBA FOIA

A blank means the source did not report it.

Where Middlesex Savings Bank's SBA 7(a) loans were made, most loans first
StateLoansDollars
Massachusetts13$1.64M
SBA FOIA,

SBA loans are on record by state only.

Middlesex Savings Bank: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K7$330K
$150K to $350K6$1.31M
$350K to $1M0$0
$1M to $2.5M0$0
$2.5M or more0$0
SBA FOIA,
Middlesex Savings Bank: SBA 7(a) loans by quarter
QuarterLoansDollars
2024 Q21$200K
2025 Q25$410K
2025 Q42$370K
2026 Q15$660K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
SBA Express Program9
Preferred Lenders Program4
SBA FOIA,
  • Middlesex Savings Bank made 13 SBA 7(a) loans totaling $1.6M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
  • 7 of them were in the 12 months to September 30, 2026, and 5 in the 12 months before. SBA FOIA,
  • The typical loan was about $100K, with the middle half between $40K and $200K. SBA FOIA,
  • The largest was about $330K. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 7 loans were under $150K, and 0 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 7.50% on 13 loans, with the middle half between 7.00% and 7.75%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Administrative Management and General Management Consulting Services, with 2. SBA FOIA,
  • The SBA file lists 9 of its loans as processed under SBA Express Program. SBA FOIA,
  • Its loans were most often in Massachusetts (13). SBA FOIA,

What we don't know

  • Whether Middlesex Savings Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.