Unverified listing What this means
The Lender Report built this page from public records. Midwestone Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Midwestone Bank itself. Each figure shows its source and date. Work at Midwestone Bank? You can claim this page for free.
Depository, Iowa City, IA
Midwestone Bank
Midwestone Bank no longer files under this name. FDIC records show it merged into Nicolet National Bank on February 13, 2026. Before that it made 35 multifamily loans in 2025, at a typical size of $505K, and 119 1-4 unit investor or business-purpose loans in 2025.
- Kind
- Depository, no June 2026 call report
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
- Multifamily loans made, 2025
- 35
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- 119
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- $27.6M
- HMDA,
How to reach them
Each line shows where it came from
- Phone
- No phone number or website is on record for this lender.
- Address
- 102 S Clinton St, Iowa City, IA 52240FDIC institution record,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| Last 24 months | Office changes in the last 24 months: 1 opened, 0 closed, 0 relocated.FDIC structure history. | FDIC history |
| February 13, 2026 | Merged into Nicolet National Bank on February 13, 2026.FDIC structure history. | FDIC history, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Dubuque County, IA | Purchase, 25 to 49 units | $3.7M | 5.74% | 3 yr | 102% | HMDA 2025 |
| 2025 | Washington County, MN | Purchase, 25 to 49 units | $3M | 6.17% | 3 yr | 60% | HMDA 2025 |
| 2025 | Scott County, IA | Refinance, 5 to 24 units | $2M | 6.18% | 3 yr | 100% | HMDA 2025 |
| 2025 | Dubuque County, IA | Purchase, 25 to 49 units | $1.7M | 6.47% | 3 yr | 102% | HMDA 2025 |
| 2025 | Chippewa County, WI | Refinance, 5 to 24 units | $1.5M | 5.93% | 7.2 yr | 100% | HMDA 2025 |
| 2025 | Green County, WI | Refinance, 25 to 49 units | $1.3M | 6.5% | 5 yr | 55% | HMDA 2025 |
| 2025 | Green County, WI | Refinance, 25 to 49 units | $1.2M | 6.5% | 5 yr | 51% | HMDA 2025 |
| 2025 | Dubuque County, IA | Refinance, 5 to 24 units | $1.1M | 5.92% | 5 yr | 78% | HMDA 2025 |
| 2025 | Johnson County, IA | Refinance, 50 to 99 units | $1.1M | 7.5% | 4.3 yr | 31% | HMDA 2025 |
| 2025 | Maricopa County, AZ | Purchase, 5 to 24 units | $1M | 6.82% | 3 yr | 85% | HMDA 2025 |
| 2025 | Black Hawk County, IA | Improvement, 5 to 24 units | $1M | 6.25% | 5 yr | 68% | HMDA 2025 |
| 2025 | Chisago County, MN | Purchase, 5 to 24 units | $980K | 6.5% | 5 yr | 88% | HMDA 2025 |
| 2025 | Muscatine County, IA | Improvement, 5 to 24 units | $860K | 6.5% | 2 yr | 93% | HMDA 2025 |
| 2025 | El Paso County, CO | Purchase, 5 to 24 units | $700K | 6.5% | 5 yr | 93% | HMDA 2025 |
| 2025 | Walworth County, WI | Improvement, 5 to 24 units | $680K | 8% | 2 yr | 92% | HMDA 2025 |
| 2025 | Anoka County, MN | Purchase, 5 to 24 units | $640K | 6% | 5 yr | 100% | HMDA 2025 |
| 2025 | Dubuque County, IA | Refinance, 5 to 24 units | $620K | 7.07% | 1.3 yr | 111% | HMDA 2025 |
| 2025 | Beltrami County, MN | Purchase, 5 to 24 units | $500K | 7.75% | 2 yr | 74% | HMDA 2025 |
| 2025 | Muscatine County, IA | Purchase, 5 to 24 units | $500K | 9.75% | 5 yr | 92% | HMDA 2025 |
| 2025 | Dubuque County, IA | Purchase, 5 to 24 units | $460K | 7% | 5 yr | 99% | HMDA 2025 |
| 2025 | Muscatine County, IA | Refinance, 5 to 24 units | $440K | 6.35% | 4.4 yr | 69% | HMDA 2025 |
| 2025 | Adams County, CO | Refinance, 5 to 24 units | $300K | 7.85% | 10 yr | 51% | HMDA 2025 |
| 2025 | Polk County, WI | Improvement, 100 to 149 units | $300K | 7.5% | 5.6 yr | 72% | HMDA 2025 |
| 2025 | Muscatine County, IA | Refinance, 5 to 24 units | $300K | 6.35% | 5 yr | 99% | HMDA 2025 |
| 2025 | Lafayette County, WI | Refinance, 5 to 24 units | $260K | 6.5% | 5 yr | 74% | HMDA 2025 |
| 35 multifamily loans made in 2025 | $27.6M | HMDA 2025 | |||||
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2025 | 35 | $27.6M | $505K | $3.7M | HMDA, |
| Multifamily, 5 or more units | 2024 | 23 | $34.8M | $265K | HMDA, | |
| 1-4 unit investor or business purpose | 2025 | 119 | $36.5M | $115K | HMDA, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI).
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Iowa HQ | 1 | 21 | 85 | 0 | 0 |
| Minnesota | 0 | 4 | 16 | 0 | 0 |
| Wisconsin | 0 | 7 | 8 | 0 | 0 |
| Colorado | 0 | 2 | 5 | 0 | 0 |
| Illinois | 0 | 0 | 3 | 0 | 0 |
| Florida | 0 | 0 | 2 | 0 | 0 |
| Arizona | 0 | 1 | 0 | 0 | 0 |
| County | Recorded loans | Dollars |
|---|---|---|
| Dubuque County, IA | 11 | $20.3M |
| Muscatine County, IA | 9 | $4.00M |
| Johnson County, IA | 6 | $13.1M |
| Metro | Recorded loans | Dollars |
|---|---|---|
| Dubuque, IA | 11 | $20.3M |
| Minneapolis-St. Paul-Bloomington, MN-WI | 7 | $10.3M |
| Iowa City, IA | 6 | $13.1M |
Loan channel and SBA processing
Public record only
- Of 58 multifamily loans with a known channel in 2024 to 2025, 1 (1.7%) came through a third party. HMDA,
Third party includes correspondents as well as brokers. No figure here means no evidence, not a refusal.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers on any given deal. The public record shows only that some loans came through a third party.
Check this page
Against the regulator's own record
- Name and charter. Midwestone Bank, FDIC certificate 14843. Compare it with the regulator's record.
- Loans made. 177 recorded loans from the HMDA file, in 2024 and 2025: 35 HMDA multifamily 2025, 23 HMDA multifamily 2024, 119 HMDA 1-4 unit investor 2025. Each has its source and date. [How each file was tied to Midwestone Bank]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- FDIC certificate
- 14843
- LEI
- 549300LZLYU85WF65870
- The Lender Report ID
- lr_009177
- Originated 35 multifamily loans totaling $27.6M in 2025 (HMDA).
- Originated 23 multifamily loans totaling $34.8M in 2024 (HMDA).
- Originated 119 1-4 unit investor or business-purpose loans totaling $36.5M in 2025 (HMDA).
- Merged into Nicolet National Bank on February 13, 2026. Source: FDIC records.
Cite this
Source: The Lender Report, Midwestone Bank, https://lender.report/lender/midwestone-bank-ia/, data as of December 31, 2025.
Sources
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem