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SBA 504 record
Mission Bank, Bakersfield, CA: SBA 504 first liens made
Mission Bank, Bakersfield, CA, a bank based in Bakersfield, CA, made 28 SBA 504 first liens in the 36 months ending September 30, 2026, $29.9M in all, net of cancelled approvals. The typical first lien was about $740K, and 13 were in the last 12 months. Most were in California.
- Evidence
- SBA 504 loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 11, 2026
- First liens, 36 months
- 28
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $29.9M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $740K
- SBA FOIA,
- Largest loan
- $3.6M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 13
- SBA FOIA,
Cite this
Source: The Lender Report, Mission Bank, Bakersfield, CA: SBA 504 first liens made, https://lender.report/lender/mission-bank-ca/sba-504/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Jun 2026 | California | SBA 504, Electrical Contractors and Other Wiring Installation Contractors | $740K | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, Offices of Dentists | $250K | 25 yr | SBA FOIA | ||
| May 2026 | Arizona | SBA 504, All Other Specialty Trade Contractors | $190K | 25 yr | SBA FOIA | ||
| Mar 2026 | California | SBA 504, General Freight Trucking, Local | $550K | 25 yr | SBA FOIA | ||
| Mar 2026 | California | SBA 504, All Other Professional, Scientific, and Technical Services | $220K | 25 yr | SBA FOIA | ||
| Jan 2026 | Arizona | SBA 504, Insurance Agencies and Brokerages | $260K | 25 yr | SBA FOIA | ||
| Dec 2025 | California | SBA 504, General Automotive Repair | $1.9M | 25 yr | SBA FOIA | ||
| Dec 2025 | California | SBA 504, Interior Design Services | $1.1M | 25 yr | SBA FOIA | ||
| Dec 2025 | California | SBA 504, Interior Design Services | $660K | 25 yr | SBA FOIA | ||
| Jun 2025 | California | SBA 504, Gasoline Stations with Convenience Stores | $2.7M | 25 yr | SBA FOIA | ||
| Jun 2025 | California | SBA 504, Full-Service Restaurants | $1M | 25 yr | SBA FOIA | ||
| Jun 2025 | California | SBA 504, Full-Service Restaurants | $450K | 25 yr | SBA FOIA | ||
| May 2025 | California | SBA 504, Finance and Insurance | $850K | 25 yr | SBA FOIA | ||
| Apr 2025 | California | SBA 504, General Freight Trucking, Local | $1.4M | 25 yr | SBA FOIA | ||
| Feb 2025 | California | SBA 504, Mining, Quarrying, and Oil and Gas Extraction | $2.4M | 25 yr | SBA FOIA | ||
| Feb 2025 | California | SBA 504, Full-Service Restaurants | $1.1M | 25 yr | SBA FOIA | ||
| Jan 2025 | Arizona | SBA 504, Full-Service Restaurants | $700K | 20 yr | SBA FOIA | ||
| Sep 2024 | California | SBA 504, Supermarkets and Other Grocery Retailers (except Convenience Retailers) | $1.8M | 25 yr | SBA FOIA | ||
| Sep 2024 | California | SBA 504, Residential Property Managers | $500K | 25 yr | SBA FOIA | ||
| Jul 2024 | California | SBA 504, Nursery, Garden Center, and Farm Supply Retailers | $370K | 20 yr | SBA FOIA | ||
| Jul 2024 | Arizona | SBA 504, Full-Service Restaurants | $280K | 25 yr | SBA FOIA | ||
| Jun 2024 | California | SBA 504, Hotels (except Casino Hotels) and Motels | $3.6M | 25 yr | SBA FOIA | ||
| Apr 2024 | California | SBA 504, Full-Service Restaurants | $3.2M | 25 yr | SBA FOIA | ||
| Apr 2024 | California | SBA 504, Offices of Certified Public Accountants | $750K | 25 yr | SBA FOIA | ||
| Feb 2024 | California | SBA 504, All Other Miscellaneous Chemical Product and Preparation Manufacturing | $1.6M | 25 yr | SBA FOIA | ||
| 28 SBA 504 first liens since October 2023, net of cancelled | $29.9M | SBA FOIA | |||||
A blank means the source did not report it.
| State | First liens | Dollars |
|---|---|---|
| California | 23 | $28.4M |
| Arizona | 5 | $1.57M |
SBA loans are on record by state only.
| Loan size | First liens | Dollars |
|---|---|---|
| Under $150K | 1 | $140K |
| $150K to $350K | 5 | $1.20M |
| $350K to $1M | 11 | $6.79M |
| $1M to $2.5M | 8 | $12.3M |
| $2.5M or more | 3 | $9.50M |
| Quarter | First liens | Dollars |
|---|---|---|
| 2023 Q4 | 2 | $1.22M |
| 2024 Q1 | 2 | $1.74M |
| 2024 Q2 | 3 | $7.55M |
| 2024 Q3 | 4 | $2.95M |
| 2025 Q1 | 3 | $4.20M |
| 2025 Q2 | 5 | $6.40M |
| 2025 Q4 | 3 | $3.66M |
| 2026 Q1 | 3 | $1.03M |
| 2026 Q2 | 3 | $1.18M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | First liens |
|---|---|
| Full-Service Restaurants (722511) | 6 |
| All Other Professional, Scientific, and Technical Services (541990) | 2 |
| General Freight Trucking, Local (484110) | 2 |
| Interior Design Services (541410) | 2 |
| All Other Miscellaneous Chemical Product and Preparation Manufacturing (325998) | 1 |
| All Other Specialty Trade Contractors (238990) | 1 |
| Arts, Entertainment, and Recreation | 1 |
| Automotive Body, Paint, and Interior Repair and Maintenance (811121) | 1 |
| Electrical Contractors and Other Wiring Installation Contractors (238210) | 1 |
| Finance and Insurance | 1 |
| Gasoline Stations with Convenience Stores (457110) | 1 |
| General Automotive Repair (811111) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Accredited Lenders Program | 13 |
| 504 Basic | 10 |
| 504 Refinancing Program | 4 |
| ALP Express | 1 |
| Certified Development Company | Projects |
|---|---|
| Cen Cal Business Finance Group | 11 |
| The Mortgage Capital Development Corporation | 11 |
| CDC Small Business Finance Corp. | 4 |
| Advantage Certified Development Corporation | 2 |
- Mission Bank, Bakersfield, CA made 28 SBA 504 first liens totaling $29.9M in the 36 months ending September 30, 2026, net of cancelled approvals, in 2 states. SBA FOIA,
- The SBA file shows 13 approvals naming Mission Bank, Bakersfield, CA as first-lien lender dated in the 12 months to September 30, 2026, and 12 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
- The typical first lien was about $740K, with the middle half between $450K and $1.6M. SBA FOIA,
- The largest was about $3.6M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 1 loan was under $150K, and 11 were $1M or more. SBA FOIA,
- The median term was 25 years. SBA FOIA,
- Its loans went most often to Full-Service Restaurants, with 6. SBA FOIA,
- The SBA file lists 13 of its loans as processed under Accredited Lenders Program. SBA FOIA,
- It worked with 4 Certified Development Companies, most often Cen Cal Business Finance Group. SBA FOIA,
- Its loans were most often in California (23) and Arizona (5). SBA FOIA,
What we don't know
- Whether Mission Bank, Bakersfield, CA is taking new SBA 504 loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.