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The Lender Report built this page from public records. Mountain America Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Mountain America Credit Union itself. Each figure shows its source and date. Work at Mountain America Credit Union? You can claim this page for free.
Multifamily record
Mountain America Credit Union: multifamily loans made
Mountain America Credit Union, a credit union based in Sandy, UT, made 43 multifamily loans in 2024 and 2025, $151.3M in all, in 6 states. The typical loan was about $1.7M, and the largest about $19M. Most were in Maricopa County, AZ.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 43
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $151M
- HMDA,
- Rounded amounts
- Typical loan
- $1.7M
- HMDA,
- Largest loan
- $19M
- HMDA,
- Rounded to 2 significant figures
- States
- 6
- HMDA,
Cite this
Source: The Lender Report, Mountain America Credit Union: multifamily loans made, https://lender.report/lender/mountain-america-credit-union-ut/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Utah | Purchase, 50 to 99 units | $15M | 6.38% | 10 yr | 46% | HMDA 2025 |
| 2025 | Maricopa County, AZ | Refinance, 50 to 99 units | $7.5M | 6.89% | 10 yr | 60% | HMDA 2025 |
| 2025 | Utah County, UT | Purchase, 25 to 49 units | $4.5M | 6.55% | 10 yr | 70% | HMDA 2025 |
| 2025 | Gallatin County, MT | Refinance, 5 to 24 units | $4.3M | 6.95% | 10 yr | 49% | HMDA 2025 |
| 2025 | Nevada | Refinance, 50 to 99 units | $2.3M | 6.55% | 10 yr | 66% | HMDA 2025 |
| 2025 | Washington County, UT | Purchase, 25 to 49 units | $2M | 6.65% | 10 yr | 64% | HMDA 2025 |
| 2025 | Maricopa County, AZ | Purchase, 5 to 24 units | $1.8M | 7.07% | 10 yr | 63% | HMDA 2025 |
| 2025 | Navajo County, AZ | Purchase, 5 to 24 units | $1.3M | 6.45% | 30 yr | 70% | HMDA 2025 |
| 2025 | Yavapai County, AZ | Purchase, 5 to 24 units | $1M | 6.45% | 10 yr | 26% | HMDA 2025 |
| 2025 | Clark County, NV | Purchase, 5 to 24 units | $940K | 6.75% | 10 yr | 73% | HMDA 2025 |
| 2025 | Salt Lake County, UT | Refinance, 5 to 24 units | $940K | 6.5% | 10 yr | 43% | HMDA 2025 |
| 2025 | Mohave County, AZ | Purchase, 5 to 24 units | $840K | 7.1% | 10 yr | 62% | HMDA 2025 |
| 2025 | Clark County, NV | Refinance, 5 to 24 units | $740K | 6.55% | 10 yr | 35% | HMDA 2025 |
| 2025 | Maricopa County, AZ | Purchase, 5 to 24 units | $720K | 6.45% | 10 yr | 46% | HMDA 2025 |
| 2025 | Maricopa County, AZ | Purchase, 5 to 24 units | $640K | 6.45% | 30 yr | 57% | HMDA 2025 |
| 2025 | Maricopa County, AZ | Refinance, 5 to 24 units | $640K | 6.9% | 10 yr | 44% | HMDA 2025 |
| 2025 | Pinal County, AZ | Improvement, 5 to 24 units | $440K | 6.65% | 10 yr | 41% | HMDA 2025 |
| 2025 | Weber County, UT | Refinance, 5 to 24 units | $340K | 6.8% | 10 yr | 46% | HMDA 2025 |
| 2024 | Salt Lake County, UT | Refinance, 50 to 99 units | $19M | 7.23% | 11.5 yr | 45% | HMDA 2024 |
| 2024 | Kootenai County, ID | Refinance, 100 to 149 units | $18M | 6.85% | 10 yr | 42% | HMDA 2024 |
| 2024 | Pima County, AZ | Refinance, 150 or more units | $11M | 6.95% | 10 yr | 64% | HMDA 2024 |
| 2024 | Pima County, AZ | Refinance, 100 to 149 units | $8.2M | 7.6% | 10 yr | 67% | HMDA 2024 |
| 2024 | Idaho | Purchase, 50 to 99 units | $7.5M | 6.85% | 10 yr | 59% | HMDA 2024 |
| 2024 | Washington County, UT | Purchase, 5 to 24 units | $5.9M | 6.75% | 10 yr | 51% | HMDA 2024 |
| 2024 | Flathead County, MT | Purchase, 25 to 49 units | $3.6M | 8.25% | 10 yr | 86% | HMDA 2024 |
| 43 multifamily loans made in 2024 and 2025 | $151M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Maricopa County, AZ | County | 13 | $22.3M |
| Salt Lake County, UT | County | 4 | $25.3M |
| Clark County, NV | County | 2 | $1.68M |
| Idaho | State | 2 | $9.70M |
| Kootenai County, ID | County | 2 | $19.6M |
| Pima County, AZ | County | 2 | $19.2M |
| Washington County, UT | County | 2 | $7.90M |
| Arizona | State | 1 | $1.60M |
| Billings, MT | Metro area | 1 | $1.80M |
| Bonneville County, ID | County | 1 | $1.50M |
| Flathead County, MT | County | 1 | $3.60M |
| Gallatin County, MT | County | 1 | $4.30M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 13 | $9.32M |
| $1M to $2.5M | 14 | $22.5M |
| $2.5M to $5M | 8 | $27.4M |
| $5M to $10M | 4 | $29.1M |
| $10M or more | 4 | $63.0M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 25 | $105M | $2.2M |
| 2025 | 18 | $45.9M | $1M |
| Purpose | Loans |
|---|---|
| Purchase | 21 |
| Refinance | 21 |
| Improvement | 1 |
| Units | Loans |
|---|---|
| 5 to 24 units | 26 |
| 25 to 49 units | 5 |
| 50 to 99 units | 8 |
| 100 to 149 units | 3 |
| 150 or more units | 1 |
- Mountain America Credit Union made 43 multifamily loans totaling $151.3M in 2024 and 2025, in 23 named places across 6 states. HMDA,
- It made 18 of them in 2025 and 25 in 2024. HMDA,
- The typical loan was about $1.7M, with the middle half between $940K and $3.6M. HMDA,
- The largest was about $19M. Every amount is rounded to 2 significant figures. HMDA,
- 13 loans were under $1M, and 8 were $5M or more. HMDA,
- It reported a median rate of 6.85% on 43 loans, with the middle half between 6.55% and 7.23%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 59%. HMDA,
- 49% of the loans were refinancings and 49% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 26 loans. HMDA,
- Its loans were most often in Maricopa County, AZ (13), Salt Lake County, UT (4) and Clark County, NV (2). HMDA,
What we don't know
- Whether Mountain America Credit Union is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.