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SBA 7(a) record
Mountain America Credit Union: SBA 7(a) loans made
Mountain America Credit Union, a credit union based in Sandy, UT, made 544 SBA 7(a) loans in the 36 months ending September 30, 2026, $211.9M in all, net of cancelled approvals. The typical loan was about $100K, and 118 were in the last 12 months. Most were in Utah.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 544
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $212M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $100K
- SBA FOIA,
- Largest loan
- $4.9M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 118
- SBA FOIA,
Cite this
Source: The Lender Report, Mountain America Credit Union: SBA 7(a) loans made, https://lender.report/lender/mountain-america-credit-union-ut/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Utah | SBA 7(a), Commercial and Institutional Building Construction | $4.8M | 6.5% | 25 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), Used Car Dealers | $1.5M | 7.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Idaho | SBA 7(a), Used Car Dealers | $1.4M | 7.5% | 25 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), Support Activities for Oil and Gas Operations | $880K | 7.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Nevada | SBA 7(a), Accommodation and Food Services | $770K | 7% | 25 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), Offices of Mental Health Practitioners (except Physicians) | $460K | 6.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), Site Preparation Contractors | $370K | 6.25% | 25 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), Other Building Material Dealers | $250K | 10.75% | 7 yr | SBA FOIA | |
| Sep 2026 | Arizona | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $220K | 8% | 10 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), Sporting Goods Retailers | $50K | 7.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), Other Individual and Family Services | $50K | 12.75% | 7 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), General Freight Trucking, Long-Distance, Truckload | $25K | 12.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), General Freight Trucking, Long-Distance, Truckload | $25K | 12.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Idaho | SBA 7(a), Used Car Dealers | $20K | 12.75% | 7 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), Sporting Goods Retailers | $20K | 13.25% | 7 yr | SBA FOIA | |
| Aug 2026 | Nevada | SBA 7(a), Management of Companies and Enterprises | $1.3M | 7.75% | 25 yr | SBA FOIA | |
| Aug 2026 | Nevada | SBA 7(a), Management of Companies and Enterprises | $1M | 7.75% | 25 yr | SBA FOIA | |
| Aug 2026 | Montana | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $890K | 7% | 20 yr | SBA FOIA | |
| Aug 2026 | Utah | SBA 7(a), Convenience Retailers | $500K | 7% | 25 yr | SBA FOIA | |
| Aug 2026 | Utah | SBA 7(a), Offices of Real Estate Agents and Brokers | $490K | 6.75% | 25 yr | SBA FOIA | |
| Aug 2026 | Idaho | SBA 7(a), All Other Professional, Scientific, and Technical Services | $440K | 8% | 10 yr | SBA FOIA | |
| Aug 2026 | Utah | SBA 7(a), Used Car Dealers | $150K | 7.75% | 10 yr | SBA FOIA | |
| Aug 2026 | Utah | SBA 7(a), General Automotive Repair | $25K | 13.25% | 7 yr | SBA FOIA | |
| Aug 2026 | Idaho | SBA 7(a), All Other Professional, Scientific, and Technical Services | $20K | 12.75% | 7 yr | SBA FOIA | |
| Jul 2026 | Utah | SBA 7(a), Other Personal Care Services | $890K | 7.5% | 10 yr | SBA FOIA | |
| 544 SBA 7(a) loans since October 2023, net of cancelled | $212M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Utah | 372 | $139M |
| Arizona | 67 | $31.3M |
| Idaho | 63 | $20.3M |
| Nevada | 26 | $10.4M |
| Montana | 7 | $6.79M |
| Wyoming | 4 | $1.01M |
| Colorado | 2 | $1.26M |
| Washington | 2 | $1.65M |
| California | 1 | $25.0K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 294 | $12.2M |
| $150K to $350K | 72 | $17.5M |
| $350K to $1M | 126 | $72.9M |
| $1M to $2.5M | 36 | $53.0M |
| $2.5M or more | 16 | $56.2M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 35 | $18.1M |
| 2024 Q1 | 43 | $17.6M |
| 2024 Q2 | 57 | $24.0M |
| 2024 Q3 | 56 | $25.6M |
| 2024 Q4 | 61 | $20.8M |
| 2025 Q1 | 76 | $20.1M |
| 2025 Q2 | 32 | $7.57M |
| 2025 Q3 | 66 | $25.7M |
| 2025 Q4 | 30 | $8.87M |
| 2026 Q1 | 26 | $14.0M |
| 2026 Q2 | 29 | $10.6M |
| 2026 Q3 | 33 | $18.8M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| SBA Express Program | 279 |
| Preferred Lenders Program | 260 |
| 7a General | 4 |
| PLP MARC | 1 |
- Mountain America Credit Union made 544 SBA 7(a) loans totaling $211.9M in the 36 months ending September 30, 2026, net of cancelled approvals, in 9 states. SBA FOIA,
- 118 of them were in the 12 months to September 30, 2026, and 235 in the 12 months before. SBA FOIA,
- The typical loan was about $100K, with the middle half between $30K and $480K. SBA FOIA,
- The largest was about $4.9M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 294 loans were under $150K, and 52 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 8.75% on 544 loans, with the middle half between 7.75% and 13.50%. SBA FOIA,
- The median term was 7 years. SBA FOIA,
- Its loans went most often to All Other Specialty Trade Contractors, with 22. SBA FOIA,
- The SBA file lists 279 of its loans as processed under SBA Express Program. SBA FOIA,
- Its loans were most often in Utah (372), Arizona (67) and Idaho (63). SBA FOIA,
What we don't know
- Whether Mountain America Credit Union is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.