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The Lender Report built this page from public records. Oakstar Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Oakstar Bank itself. Each figure shows its source and date. Work at Oakstar Bank? You can claim this page for free.

Multifamily record

Oakstar Bank: multifamily loans made

Oakstar Bank, a bank based in Springfield, MO, made 37 multifamily loans in 2024 and 2025, $26.2M in all, in 4 states. The typical loan was about $440K, and the largest about $2.4M. Most were in Jackson County, MO.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Multifamily loans
37
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$26.2M
HMDA,
Rounded amounts
Typical loan
$440K
HMDA,
Largest loan
$2.4M
HMDA,
Rounded to 2 significant figures
States
4
HMDA,

Cite this

Source: The Lender Report, Oakstar Bank: multifamily loans made, https://lender.report/lender/oakstar-bank-mo/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Oakstar BankNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Joplin, MO-KSPurchase, 5 to 24 units$2.4M7.5%10 yr72%HMDA 2025
2025Jackson County, MOPurchase, 5 to 24 units$2M6.5%5 yr74%HMDA 2025
2025Grady County, OKPurchase, 25 to 49 units$1.6M7.5%17.5 yr56%HMDA 2025
2025Jackson County, MOPurchase, 50 to 99 units$1.6M7%5 yr34%HMDA 2025
2025Jasper County, MOPurchase, 5 to 24 units$1.3M7%10 yr80%HMDA 2025
2025Platte County, MOPurchase, 5 to 24 units$1M6.75%3 yr51%HMDA 2025
2025Lawrence County, MOImprovement, 5 to 24 units$720K8.5%5 yr91%HMDA 2025
2025Lyon County, KSPurchase, 5 to 24 units$620K7.5%16.5 yr53%HMDA 2025
2025Greene County, MORefinance, 5 to 24 units$340K8%1 yr66%HMDA 2025
2025Jackson County, MOPurchase, 5 to 24 units$340K6.68%5 yr80%HMDA 2025
2025Jackson County, MOImprovement, 50 to 99 units$300K7.5%1.9 yr75%HMDA 2025
2025Camden County, MOPurchase, 5 to 24 units$280K7.5%3 yr74%HMDA 2025
2025Greene County, MOPurchase, 5 to 24 units$260K8.5%2 yr38%HMDA 2025
2025Bates County, MOPurchase, 5 to 24 units$200K7%10 yr66%HMDA 2025
2025Bates County, MOPurchase, 5 to 24 units$200K7%10 yr66%HMDA 2025
2025Greene County, MORefinance, 5 to 24 units$200K8%5 yr38%HMDA 2025
2025Henry County, MOPurchase, 5 to 24 units$180K7%10 yr66%HMDA 2025
2025Henry County, MOPurchase, 5 to 24 units$180K7%10 yr66%HMDA 2025
2025Lawrence County, MOImprovement, 5 to 24 units$180K8.5%5 yr62%HMDA 2025
2024Jackson County, MOPurchase, 25 to 49 units$2.2M5.25%3.3 yr76%HMDA 2024
2024Boone County, MORefinance, 25 to 49 units$1.5M9.25%2.5 yr42%HMDA 2024
2024Camden County, MOPurchase, 5 to 24 units$1.1M8%3 yr78%HMDA 2024
2024KansasRefinance, 5 to 24 units$1.1M8.25%10 yr53%HMDA 2024
2024Mesa County, COPurchase, 5 to 24 units$900K8.75%3 yr46%HMDA 2024
2024Mesa County, COPurchase, 5 to 24 units$720K7.5%3 yr77%HMDA 2024
37 multifamily loans made in 2024 and 2025$26.2MHMDA 2024 and 2025

A blank means the source did not report it.

Where Oakstar Bank's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Jackson County, MOCounty5$6.44M
Polk County, MOCounty5$1.88M
Greene County, MOCounty4$1.24M
Mesa County, COCounty3$1.90M
Bates County, MOCounty2$400K
Boone County, MOCounty2$2.00M
Camden County, MOCounty2$1.38M
Henry County, MOCounty2$360K
Jasper County, MOCounty2$1.72M
KansasState2$1.50M
Lawrence County, MOCounty2$900K
Grady County, OKCounty1$1.60M
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

Oakstar Bank: multifamily loans by size
Loan sizeLoansDollars
Under $1M27$10.4M
$1M to $2.5M10$15.8M
$2.5M to $5M0$0
$5M to $10M0$0
$10M or more0$0
HMDA,
Oakstar Bank: multifamily loans by year
YearLoansDollarsTypical loan
202418$12.3M$500K
202519$13.9M$340K
HMDA,
What the loans were for
PurposeLoans
Purchase28
Refinance5
Improvement4
HMDA,
Size of the property
UnitsLoans
5 to 24 units32
25 to 49 units3
50 to 99 units2
HMDA,
  • Oakstar Bank made 37 multifamily loans totaling $26.2M in 2024 and 2025, in 17 named places across 4 states. HMDA,
  • It made 19 of them in 2025 and 18 in 2024. HMDA,
  • The typical loan was about $440K, with the middle half between $260K and $1M. HMDA,
  • The largest was about $2.4M. Every amount is rounded to 2 significant figures. HMDA,
  • 27 loans were under $1M, and 0 were $5M or more. HMDA,
  • It reported a median rate of 8.00% on 37 loans, with the middle half between 7.00% and 8.50%. HMDA,
  • The median term was 5 years. HMDA,
  • The median loan to value was 63%. HMDA,
  • 14% of the loans were refinancings and 76% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 32 loans. HMDA,
  • Its loans were most often in Jackson County, MO (5), Polk County, MO (5) and Greene County, MO (4). HMDA,

What we don't know

  • Whether Oakstar Bank is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.