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SBA 7(a) record

Oakstar Bank: SBA 7(a) loans made

Oakstar Bank, a bank based in Springfield, MO, made 339 SBA 7(a) loans in the 36 months ending September 30, 2026, $292.8M in all, net of cancelled approvals. The typical loan was about $500K, and 93 were in the last 12 months. Most were in Missouri.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
339
SBA FOIA,
Net of cancelled approvals
Dollars
$293M
SBA FOIA,
Rounded amounts
Typical loan
$500K
SBA FOIA,
Largest loan
$5M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
93
SBA FOIA,

Cite this

Source: The Lender Report, Oakstar Bank: SBA 7(a) loans made, https://lender.report/lender/oakstar-bank-mo/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Oakstar BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026MissouriSBA 7(a), Information$5M9.5%10 yrSBA FOIA
Sep 2026MissouriSBA 7(a), Gasoline Stations with Convenience Stores$980K8.75%25 yrSBA FOIA
Sep 2026MissouriSBA 7(a), Offices of Real Estate Agents and Brokers$520K9.5%25 yrSBA FOIA
Sep 2026KansasSBA 7(a), Beer, Wine, and Liquor Retailers$310K9.5%10 yrSBA FOIA
Sep 2026MissouriSBA 7(a), Nail Salons$130K9.5%10 yrSBA FOIA
Sep 2026MissouriSBA 7(a), Construction$40K9%10 yrSBA FOIA
Aug 2026OhioSBA 7(a), All Other Amusement and Recreation Industries$2.5M8%7 yrSBA FOIA
Aug 2026MissouriSBA 7(a), All Other Specialty Trade Contractors$2M9.5%25 yrSBA FOIA
Aug 2026MissouriSBA 7(a), Portfolio Management and Investment Advice$220K9.25%10 yrSBA FOIA
Aug 2026MissouriSBA 7(a), Transportation and Warehousing$150K8.75%10 yrSBA FOIA
Aug 2026MissouriSBA 7(a), Janitorial Services$110K9.75%10 yrSBA FOIA
Aug 2026MissouriSBA 7(a), All Other Specialty Trade Contractors$76K9.5%10 yrSBA FOIA
Aug 2026MissouriSBA 7(a), Professional, Scientific, and Technical Services$36K9.5%10 yrSBA FOIA
Jul 2026ArizonaSBA 7(a), All Other Amusement and Recreation Industries$2.5M8%7 yrSBA FOIA
Jul 2026MissouriSBA 7(a), Drinking Places (Alcoholic Beverages)$2.3M8.5%26 yrSBA FOIA
Jul 2026MissouriSBA 7(a), Hotels (except Casino Hotels) and Motels$1.6M6%25 yrSBA FOIA
Jul 2026KansasSBA 7(a), Construction$1.1M9.25%10 yrSBA FOIA
Jul 2026KansasSBA 7(a), Accommodation and Food Services$1M9.25%25 yrSBA FOIA
Jul 2026MissouriSBA 7(a), Insurance Agencies and Brokerages$640K8.75%10 yrSBA FOIA
Jul 2026KansasSBA 7(a), Full-Service Restaurants$560K9.5%10 yrSBA FOIA
Jul 2026KansasSBA 7(a), Other Personal Care Services$390K9%10 yrSBA FOIA
Jul 2026MissouriSBA 7(a), Other Activities Related to Real Estate$300K8.75%10 yrSBA FOIA
Jul 2026MissouriSBA 7(a), Full-Service Restaurants$240K8.75%10 yrSBA FOIA
Jul 2026MissouriSBA 7(a), All Other Amusement and Recreation Industries$240K9.5%10 yrSBA FOIA
Jul 2026MissouriSBA 7(a), Automotive Body, Paint, and Interior Repair and Maintenance$190K9.5%26 yrSBA FOIA
339 SBA 7(a) loans since October 2023, net of cancelled$293MSBA FOIA

A blank means the source did not report it.

Where Oakstar Bank's SBA 7(a) loans were made, most loans first
StateLoansDollars
Missouri263$196M
Kansas55$64.1M
Colorado11$12.9M
Oklahoma4$7.85M
Arkansas2$1.28M
Arizona1$2.50M
California1$950K
Iowa1$5.00M
Ohio1$2.50M
SBA FOIA,

SBA loans are on record by state only.

Oakstar Bank: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K61$5.10M
$150K to $350K82$17.7M
$350K to $1M96$58.2M
$1M to $2.5M70$103M
$2.5M or more30$109M
SBA FOIA,
Oakstar Bank: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q428$24.0M
2024 Q131$19.1M
2024 Q225$24.0M
2024 Q330$34.1M
2024 Q448$23.5M
2025 Q136$24.2M
2025 Q224$12.4M
2025 Q324$24.8M
2025 Q419$15.4M
2026 Q124$21.6M
2026 Q224$46.6M
2026 Q326$23.3M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

Kinds of business Oakstar Bank lent to, most loans first
Industry (NAICS)Loans
Full-Service Restaurants (722511)21
Fitness and Recreational Sports Centers (713940)13
Wholesale Trade12
Offices of Certified Public Accountants (541211)11
Gasoline Stations with Convenience Stores (457110)9
Agriculture, Forestry, Fishing and Hunting8
Real Estate and Rental and Leasing8
General Automotive Repair (811111)7
Manufacturing7
All Other Specialty Trade Contractors (238990)6
Beer, Wine, and Liquor Retailers (445320)6
Manufacturing6
SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program250
7a General59
7(a) WCP11
SBA Express Program9
International Trade Loans6
7a with EWCP2
SBA FOIA,
  • Oakstar Bank made 339 SBA 7(a) loans totaling $292.8M in the 36 months ending September 30, 2026, net of cancelled approvals, in 9 states. SBA FOIA,
  • 93 of them were in the 12 months to September 30, 2026, and 132 in the 12 months before. SBA FOIA,
  • The typical loan was about $500K, with the middle half between $150K and $1M. SBA FOIA,
  • The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 61 loans were under $150K, and 100 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 10.00% on 339 loans, with the middle half between 9.50% and 10.75%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Full-Service Restaurants, with 21. SBA FOIA,
  • The SBA file lists 250 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in Missouri (263), Kansas (55) and Colorado (11). SBA FOIA,

What we don't know

  • Whether Oakstar Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.