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The Lender Report built this page from public records. The Ohio Valley Bank Company has not reviewed it. Every lender's page starts this way, and it says nothing about The Ohio Valley Bank Company itself. Each figure shows its source and date. Work at The Ohio Valley Bank Company? You can claim this page for free.
Multifamily record
The Ohio Valley Bank Company: multifamily loans made
The Ohio Valley Bank Company, a bank based in Gallipolis, OH, made 35 multifamily loans in 2024 and 2025, $25M in all, in 2 states. The typical loan was about $460K, and the largest about $4.1M. Most were in Cabell County, WV.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 35
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $25.0M
- HMDA,
- Rounded amounts
- Typical loan
- $460K
- HMDA,
- Largest loan
- $4.1M
- HMDA,
- Rounded to 2 significant figures
- States
- 2
- HMDA,
Cite this
Source: The Lender Report, The Ohio Valley Bank Company: multifamily loans made, https://lender.report/lender/ohio-valley-bank-oh/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Cabell County, WV | Refinance, 100 to 149 units | $4.1M | 6.49% | 25 yr | 69% | HMDA 2025 |
| 2025 | Butler County, OH | Refinance, 25 to 49 units | $2.2M | 6.88% | 25 yr | 70% | HMDA 2025 |
| 2025 | Ohio | Refinance, 25 to 49 units | $2M | 6.63% | 25 yr | 67% | HMDA 2025 |
| 2025 | Hamilton County, OH | Refinance, 25 to 49 units | $1.4M | 6.63% | 25 yr | 59% | HMDA 2025 |
| 2025 | Ohio | Purchase, 25 to 49 units | $1.2M | 6.88% | 25 yr | 80% | HMDA 2025 |
| 2025 | Cabell County, WV | Purchase, 5 to 24 units | $820K | 6.9% | 25 yr | 80% | HMDA 2025 |
| 2025 | Muskingum County, OH | Purchase, 5 to 24 units | $800K | 7.38% | 25 yr | 80% | HMDA 2025 |
| 2025 | Hamilton County, OH | Refinance, 5 to 24 units | $700K | 6.63% | 25 yr | 58% | HMDA 2025 |
| 2025 | Cabell County, WV | Refinance, 5 to 24 units | $660K | 7.13% | 25 yr | 80% | HMDA 2025 |
| 2025 | Ross County, OH | Improvement, 50 to 99 units | $560K | 7.38% | 20 yr | 75% | HMDA 2025 |
| 2025 | Cabell County, WV | Purchase, 5 to 24 units | $500K | 7.25% | 25 yr | 74% | HMDA 2025 |
| 2025 | West Virginia | Purchase, 5 to 24 units | $500K | 6.69% | 25 yr | 80% | HMDA 2025 |
| 2025 | Cabell County, WV | Purchase, 5 to 24 units | $460K | 6.59% | 20 yr | 80% | HMDA 2025 |
| 2025 | Columbus, OH | Purchase, 5 to 24 units | $440K | 7.38% | 25 yr | 80% | HMDA 2025 |
| 2025 | Kanawha County, WV | Purchase, 5 to 24 units | $400K | 6.65% | 25 yr | 79% | HMDA 2025 |
| 2025 | Lawrence County, OH | Purchase, 5 to 24 units | $400K | 7% | 25 yr | 74% | HMDA 2025 |
| 2025 | Washington County, OH | Refinance, 5 to 24 units | $400K | 7.88% | 25 yr | 54% | HMDA 2025 |
| 2025 | Hamilton County, OH | Refinance, 5 to 24 units | $320K | 6.75% | 20 yr | 51% | HMDA 2025 |
| 2025 | Ohio | Purchase, 5 to 24 units | $300K | 7.38% | 25 yr | 63% | HMDA 2025 |
| 2025 | Lawrence County, OH | Improvement, 5 to 24 units | $260K | 7% | 15 yr | 67% | HMDA 2025 |
| 2025 | Lawrence County, OH | Purchase, 5 to 24 units | $220K | 7.88% | 25 yr | 13% | HMDA 2025 |
| 2025 | Ohio | Purchase, 5 to 24 units | $75K | 7.88% | 25 yr | 80% | HMDA 2025 |
| 2025 | West Virginia | Purchase, 5 to 24 units | $65K | 7.55% | 25 yr | 71% | HMDA 2025 |
| 2024 | Cabell County, WV | Purchase, 5 to 24 units | $1.3M | 6.97% | 25 yr | 72% | HMDA 2024 |
| 2024 | Franklin County, OH | Purchase, 5 to 24 units | $800K | 6.63% | 20 yr | 80% | HMDA 2024 |
| 35 multifamily loans made in 2024 and 2025 | $25.0M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Cabell County, WV | County | 10 | $9.44M |
| Ohio | State | 6 | $4.54M |
| Lawrence County, OH | County | 4 | $1.34M |
| Hamilton County, OH | County | 3 | $2.42M |
| West Virginia | State | 3 | $905K |
| Columbus, OH | Metro area | 2 | $640K |
| Butler County, OH | County | 1 | $2.20M |
| Franklin County, OH | County | 1 | $800K |
| Kanawha County, WV | County | 1 | $400K |
| Muskingum County, OH | County | 1 | $800K |
| Putnam County, WV | County | 1 | $520K |
| Ross County, OH | County | 1 | $560K |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 29 | $12.8M |
| $1M to $2.5M | 5 | $8.10M |
| $2.5M to $5M | 1 | $4.10M |
| $5M to $10M | 0 | $0 |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 12 | $6.18M | $460K |
| 2025 | 23 | $18.8M | $500K |
| Purpose | Loans |
|---|---|
| Purchase | 20 |
| Refinance | 13 |
| Improvement | 2 |
| Units | Loans |
|---|---|
| 5 to 24 units | 26 |
| 25 to 49 units | 6 |
| 50 to 99 units | 2 |
| 100 to 149 units | 1 |
- The Ohio Valley Bank Company made 35 multifamily loans totaling $25M in 2024 and 2025, in 13 named places across 2 states. HMDA,
- It made 23 of them in 2025 and 12 in 2024. HMDA,
- The typical loan was about $460K, with the middle half between $320K and $800K. HMDA,
- The largest was about $4.1M. Every amount is rounded to 2 significant figures. HMDA,
- 29 loans were under $1M, and 0 were $5M or more. HMDA,
- It reported a median rate of 6.97% on 35 loans, with the middle half between 6.63% and 7.25%. HMDA,
- The median term was 25 years. HMDA,
- The median loan to value was 75%. HMDA,
- 37% of the loans were refinancings and 57% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 26 loans. HMDA,
- Its loans were most often in Cabell County, WV (10), Lawrence County, OH (4) and Hamilton County, OH (3). HMDA,
What we don't know
- Whether The Ohio Valley Bank Company is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.