County · OH

Multifamily lenders in Butler County, OH

26 lenders made 52 multifamily loans in Butler County, OH in 2024 and 2025, $307.1M in all. The Farmers & Merchants State Bank made the most, with 5. The typical loan was about $1.8M. The county is part of the Cincinnati, OH-KY-IN metro area.

Evidence
Multifamily loans placed in the county, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
26
HMDA,
Multifamily loans, 2024-25
52
HMDA,
Manufactured-home parks excluded
Dollars
$307M
HMDA,
Typical loan
$1.8M
HMDA,

Cite this

Source: The Lender Report, Multifamily lenders in Butler County, OH, https://lender.report/lenders-in/ohio/butler-county/, data as of December 31, 2025.

Describe a deal in Butler County, OH

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

Show multifamily loans in Butler County, OHOn this list? Find your page

Butler County, OH multifamily lenders. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order.
LenderKindBased inLoansDollars2025 loans2024 loansTypical loan
The Farmers & Merchants State Bank multifamily recordBankArchbold, OH5$8.80M41$1.8M
The Park National Bank multifamily recordBankNewark, OH5$4.10M41$720K
Cinfed Credit Union multifamily recordCredit unionCincinnati, OH4$4.94M22$1.5M
Union Savings Bank multifamily recordSavingsCincinnati, OH4$3.52M13$900K
First Merchants Bank multifamily recordBankMuncie, IN3$5.02M21$2M
Bellwether Enterprise Real Estate Capital, LLC multifamily recordNon-bankCleveland, OH2$80.9M11$71M
PNC Bank, National Association multifamily recordBankWilmington, DE2$57.0M11$30M
Arbor Realty Trust, Inc. multifamily recordNon-bankUniondale, NY2$48.0M20$30M
Northmarq Capital Finance, L.L.C. multifamily recordNon-bankWashington, DC2$26.0M11$13M
Community Trust Bank, Inc. multifamily recordBankPikeville, KY2$2.90M11$1.8M
Minster Bank multifamily recordBankMinster, OH2$1.70M11$1.6M
Heritage Bank, Inc. multifamily recordBankBurlington, KY2$1.08M11$800K
LCNB National Bank multifamily recordBankLebanon, OH2$680K02$500K
Berkeley Point Capital LLC multifamily recordNon-bankBoston, MA1$19.0M10$19M
Greystone Servicing Corporation, Inc. multifamily recordNon-bankMemphis, TN1$12.0M10$12M
U.S. Bank National Association multifamily recordBankCincinnati, OH1$3.90M10$3.9M
WesBanco Bank, Inc. multifamily recordBankWheeling, WV1$2.70M01$2.7M
The Citizens National Bank of Bluffton multifamily recordBankBluffton, OH1$2.60M10$2.6M
The Ohio Valley Bank Company multifamily recordBankGallipolis, OH1$2.20M10$2.2M
FCN Bank, National Association multifamily recordBankBrookville, IN1$2.00M10$2M
Valley Central Bank multifamily recordSavingsLiberty Township, OH1$1.80M01$1.8M
Archwest Funding multifamily recordNon-bankIrvine, CA1$1.60M01$1.6M
Lument Real Estate Capital multifamily recordNon-bankColumbus, OH1$1.20M10$1.2M
Lima One Capital, LLC multifamily recordNon-bankGreenville, SC1$780K10$780K
General Electric Credit Union multifamily recordCredit unionCincinnati, OH1$200K10$200K
Farm Credit Mid-America, ACA multifamily recordNon-bankLouisville, KY1$160K10$160K
HMDA,

Check a deal in Butler County, OH in Loan Comps

Loans by size in Butler County, OH
Loan sizeLoansLenders
Under $1M1911
$1M to $2.5M1512
$2.5M to $5M75
$5M to $10M21
$10M or more96
HMDA,
  • Lenders made 52 multifamily loans totaling $307.1M in Butler County, OH in 2024 and 2025. HMDA,
  • 2 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
  • 32 of the loans were made in 2025 and 20 in 2024. HMDA,
  • The typical loan in Butler County, OH was about $1.8M, with the middle half between $720K and $3.9M. HMDA,
  • 19 of the loans were under $1M, and 11 were $5M or more. HMDA,
  • Lenders reported a median rate of 6.88% on 46 loans in Butler County, OH, with the middle half between 6.33% and 7.57%. HMDA,
  • The median term was 10 years. HMDA,
  • The median loan to value was 69%. HMDA,
  • 56% of the loans were refinancings and 33% were purchases. HMDA,
  • Banks and savings institutions made 33 of the loans, credit unions 5, and non-banks 12. HMDA,
  • The five most active lenders made 40.4% of the loans. HMDA,
  • The three most active lenders were The Farmers & Merchants State Bank with 5, The Park National Bank with 5, and Cinfed Credit Union with 4. HMDA,
  • 13 of the 26 lenders are based in Ohio. The rest are based elsewhere, most often in Kentucky, Indiana and California. HMDA,
  • The most common property size was 5 to 24 units, with 35 loans. HMDA,
  • Butler County, OH is part of the Cincinnati, OH-KY-IN metro area, which has its own page. OMB metro list,

How this list is defined

Measure
Multifamily loans made in Butler County, OH
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
Order
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new loans today.
  • What they charge or require beyond the rate and term that HMDA reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.