Unverified listing What this means
The Lender Report built this page from public records. Pacific Equity and Loan has not reviewed it. Every lender's page starts this way, and it says nothing about Pacific Equity and Loan itself. Each figure shows its source and date. Work at Pacific Equity and Loan? You can claim this page for free.
Non-bank lender, Lakewood, WA
Pacific Equity and Loan
A non-bank lender based in Lakewood, WA. Public files show recent multifamily and 1-4 unit investor loans it made.
- Kind
- Non-bank lender
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 11, 2026
Reported originating these loans in HMDA.
- Multifamily loans made, 2025
- 3
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- 154
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- $6.90M
- HMDA,
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How to reach them
Each line shows where it came from
- Phone
- 206-531-2729 From the lender's website, retrieved November 11, 2026. Source page
- Website
- pacificequityloan.comFrom the lender's own site, retrieved November 9, 2026.
- Based in
- Lakewood, WAHMDA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Washington | Refinance, 5 to 24 units | $3M | 13% | 1 yr | HMDA 2025 | |
| 2025 | Washington | Purchase, 5 to 24 units | $2.3M | 13.5% | 1 yr | HMDA 2025 | |
| 2025 | Washington | Refinance, 5 to 24 units | $1.7M | 13.5% | 1 yr | HMDA 2025 | |
| 3 multifamily loans made in 2025 | $6.90M | HMDA 2025 | |||||
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2025 | 3 | $6.90M | $2.30M | $3M | HMDA, |
| 1-4 unit investor or business purpose | 2025 | 154 | $84.8M | $400K | HMDA, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI).
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Washington HQ | 1 | 3 | 71 | 0 | 0 |
| Texas | 0 | 0 | 46 | 0 | 0 |
| Georgia | 0 | 0 | 25 | 0 | 0 |
| Colorado | 0 | 0 | 12 | 0 | 0 |
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
- Non-depository HMDA filer.
Check this page
Against the regulator's own record
- Name and entity. Pacific Equity and Loan, Lakewood, WA. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 157 recorded loans from the HMDA file, in 2025: 3 HMDA multifamily 2025, 154 HMDA 1-4 unit investor 2025. Each has its source and date. [How each file was tied to Pacific Equity and Loan]
- Phone and website. Phone 206-531-2729, from the lender's website on November 11, 2026. Website pacificequityloan.com, from the FDIC record. [How to reach them]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 11, 2026.
- LEI
- 98450064457HF042AA24
- The Lender Report ID
- lr_009416
- Originated 3 multifamily loans totaling $6.9M in 2025 (HMDA).
- Originated 154 1-4 unit investor or business-purpose loans totaling $84.8M in 2025 (HMDA).
Cite this
Source: The Lender Report, Pacific Equity and Loan, https://lender.report/lender/pacific-equity-and-loan-wa/, data as of December 31, 2025.
Sources
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem