State

Lenders in Texas

885 lenders are based in Texas, holding $217.6B of commercial loans at June 30, 2026. Frost Bank holds the largest commercial book here. Pick a kind of lending below to see who does it in Texas.

Data as of
June 30, 2026
Page last changed
November 11, 2026
Lenders based here
885
FDIC institution record,
Commercial book held
$218B
FDIC call report,
+5.0% from a year earlier, 715 of 885 lenders
Multifamily loans, 2025
1,932
HMDA,
+22.0% from 2024
SBA 7(a) loans, 36 months
13,797
SBA FOIA,

Cite this

Source: The Lender Report, Lenders in Texas, https://lender.report/lenders-in/texas/, data as of June 30, 2026.

Describe a deal in Texas

This page lists who is based here. Loan Comps shows who has made a loan like yours, with the loans to prove it.

Start with a deal in TexasA lender in Texas? Find your page

Largest commercial books based in Texas
LenderKindCommercial bookTotal assets
Frost BankBank$16.5B$54.0B
Texas Capital BankBank$14.2B$33.6B
Prosperity BankBank$13.7B$43.9B
Sunflower Bank, National AssociationBank$7.97B$15.7B
International Bank of CommerceBank$6.24B$10.2B
PlainsCapital BankBank$5.86B$12.7B
Woodforest National BankBank$4.95B$8.98B
Third Coast BankBank$4.87B$6.73B
First Financial BankBank$4.56B$15.2B
Amarillo National BankBank$4.35B$10.4B
TBK Bank, SSBSavings$4.14B$7.40B
Southside BankBank$3.79B$8.76B
Vantage Bank TexasBank$3.42B$5.14B
City BankBank$2.55B$5.39B
Texas Bank and Trust CompanyBank$2.51B$4.34B
FDIC call report,
Most multifamily loans made in Texas, 2025
LenderBased in2025 loans2025 dollars
RF Renovo Management Company, LLCChicago, IL83$118M
Berkadia Commercial MortgageAmbler, PA78$1.50B
Walker & Dunlop, LLCBethesda, MD59$1.43B
Greystone Servicing Corporation, Inc.Memphis, TN49$792M
Arbor Realty Trust, Inc.Uniondale, NY49$462M
Lument Real Estate CapitalColumbus, OH45$501M
Regions BankBirmingham, AL35$541M
Prosperity BankEl Campo, TX35$66.5M
First Financial BankAbilene, TX33$27.9M
Wells Fargo Bank, National AssociationSioux Falls, SD29$1.31B
HMDA,
Most SBA 7(a) loans recorded in Texas, 36 months
LenderBased inLoansDollars
The Huntington National BankColumbus, OH1,320$654M
Newtek Bank, National AssociationMiami, FL816$281M
Readycap Lending, LLCBerkeley Heights, NJ621$259M
Live Oak Banking CompanyWilmington, NC607$851M
Northeast BankPortland, ME584$85.2M
JPMorgan Chase Bank, National AssociationColumbus, OH578$183M
Wells Fargo Bank, National AssociationSioux Falls, SD524$179M
Zions Bancorporation, N.A.Salt Lake City, UT487$122M
BayFirst National BankSaint Petersburg, FL428$70.7M
United Midwest Savings Bank, National AssociationDegraff, OH303$93.7M
SBA FOIA,
  • 885 lenders are based in Texas: 326 banks, 19 savings institutions, 380 credit unions and 160 non-bank lenders. FDIC institution record,
  • Banks, savings institutions and credit unions based in Texas report $1.1T in total assets. FDIC call report,
  • They hold $217.6B of commercial and commercial real estate loans, up 5.0% from a year earlier among the 715 of 885 with a comparable earlier filing. FDIC call report,
  • Lenders made 1,932 multifamily loans in Texas in 2025 for $19B, versus 1,584 in 2024 (HMDA, manufactured-home parks excluded). HMDA,
  • Lenders recorded 13,797 SBA 7(a) loans for $9.7B in Texas in the 36 months ending September 30, 2026. SBA FOIA,
  • Lenders made 49,819 1-4 unit investor or business-purpose loans in Texas in 2025. HMDA,
  • Frost Bank holds the largest commercial book of any lender based in Texas, at $16.5B. FDIC call report,
  • RF Renovo Management Company, LLC made the most multifamily loans in Texas in 2025, at 83. HMDA,
  • The Huntington National Bank recorded the most SBA 7(a) loans in Texas, at 1,320. SBA FOIA,
  • 11 kinds of lending have a page for Texas, each with at least 10 lenders with in-state evidence. FDIC institution record,

Lenders based here are those whose main office is in the state; balances are for the whole institution. HMDA and SBA figures count loans placed in the state, whoever made them. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.