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The Lender Report built this page from public records. PeoplesBank has not reviewed it. Every lender's page starts this way, and it says nothing about PeoplesBank itself. Each figure shows its source and date. Work at PeoplesBank? You can claim this page for free.

Multifamily record

PeoplesBank: multifamily loans made

PeoplesBank, a savings institution based in Holyoke, MA, made 22 multifamily loans in 2024 and 2025, $162.6M in all, in 4 states. The typical loan was about $4M, and the largest about $29M. Most were in Capitol Planning Region, CT.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Multifamily loans
22
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$163M
HMDA,
Rounded amounts
Typical loan
$4M
HMDA,
Largest loan
$29M
HMDA,
Rounded to 2 significant figures
States
4
HMDA,

Cite this

Source: The Lender Report, PeoplesBank: multifamily loans made, https://lender.report/lender/peoplesbank-ma/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

PeoplesBankNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Essex County, MAPurchase, 50 to 99 units$14M6.83%6.8 yr58%HMDA 2025
2025Capitol Planning Region, CTImprovement, 50 to 99 units$11M7%10 yr44%HMDA 2025
2025Hampden County, MARefinance, 150 or more units$11M6.59%10 yr51%HMDA 2025
2025Essex County, NJPurchase, 50 to 99 units$5M6.6%3 yr49%HMDA 2025
2025Capitol Planning Region, CTRefinance, 25 to 49 units$4M6.26%10 yr73%HMDA 2025
2025Capitol Planning Region, CTImprovement, 25 to 49 units$3.9M6.58%12 yr45%HMDA 2025
2025Berks County, PAPurchase, 25 to 49 units$2.8M6.35%3 yr60%HMDA 2025
2025Hampden County, MAPurchase, 5 to 24 units$1.4M6.7%10 yr67%HMDA 2025
2025Hampden County, MARefinance, 5 to 24 units$860K6.28%10 yr40%HMDA 2025
2025Southeastern Connecticut Planning Region, CTPurchase, 5 to 24 units$720K6.75%10 yr72%HMDA 2025
2025South Central Connecticut Planning Region, CTPurchase, 5 to 24 units$320K6.79%10 yr62%HMDA 2025
2024Capitol Planning Region, CTPurchase, 100 to 149 units$29M6.97%10 yr54%HMDA 2024
2024Barnstable County, MAPurchase, 50 to 99 units$24M7.5%12.5 yr59%HMDA 2024
2024Capitol Planning Region, CTPurchase, 100 to 149 units$19M7.25%10 yr66%HMDA 2024
2024Hampshire County, MAPurchase, 5 to 24 units$19M7.34%26 yr73%HMDA 2024
2024Gloucester County, NJPurchase, 50 to 99 units$7.3M7.4%3 yr55%HMDA 2024
2024Gloucester County, NJPurchase, 50 to 99 units$6.4M6.75%3 yr53%HMDA 2024
2024Capitol Planning Region, CTRefinance, 5 to 24 units$1M6.73%10 yr62%HMDA 2024
2024Hampden County, MAPurchase, 5 to 24 units$880K7.25%10 yr76%HMDA 2024
2024Capitol Planning Region, CTPurchase, 5 to 24 units$400K7.19%10 yr80%HMDA 2024
2024Hampden County, MARefinance, 5 to 24 units$320K7%5 yr49%HMDA 2024
2024Capitol Planning Region, CTPurchase, 5 to 24 units$300K7.33%10 yr73%HMDA 2024
22 multifamily loans made in 2024 and 2025$163MHMDA 2024 and 2025

A blank means the source did not report it.

Where PeoplesBank's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Capitol Planning Region, CTCounty8$68.6M
Hampden County, MACounty5$14.5M
Gloucester County, NJCounty2$13.7M
Barnstable County, MACounty1$24.0M
Berks County, PACounty1$2.80M
Essex County, MACounty1$14.0M
Essex County, NJCounty1$5.00M
Hampshire County, MACounty1$19.0M
South Central Connecticut Planning Region, CTCounty1$320K
Southeastern Connecticut Planning Region, CTCounty1$720K
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

PeoplesBank: multifamily loans by size
Loan sizeLoansDollars
Under $1M7$3.80M
$1M to $2.5M2$2.40M
$2.5M to $5M3$10.7M
$5M to $10M3$18.7M
$10M or more7$127M
HMDA,
PeoplesBank: multifamily loans by year
YearLoansDollarsTypical loan
202411$108M$6.4M
202511$55.0M$3.9M
HMDA,
What the loans were for
PurposeLoans
Purchase15
Refinance5
Improvement2
HMDA,
Size of the property
UnitsLoans
5 to 24 units10
25 to 49 units3
50 to 99 units6
100 to 149 units2
150 or more units1
HMDA,
  • PeoplesBank made 22 multifamily loans totaling $162.6M in 2024 and 2025, in 10 named places across 4 states. HMDA,
  • It made 11 of them in 2025 and 11 in 2024. HMDA,
  • The typical loan was about $4M, with the middle half between $860K and $11M. HMDA,
  • The largest was about $29M. Every amount is rounded to 2 significant figures. HMDA,
  • 7 loans were under $1M, and 10 were $5M or more. HMDA,
  • It reported a median rate of 6.83% on 22 loans, with the middle half between 6.60% and 7.25%. HMDA,
  • The median term was 10 years. HMDA,
  • The median loan to value was 60%. HMDA,
  • 23% of the loans were refinancings and 68% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 10 loans. HMDA,
  • Its loans were most often in Capitol Planning Region, CT (8), Hampden County, MA (5) and Gloucester County, NJ (2). HMDA,

What we don't know

  • Whether PeoplesBank is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.