County · NJ
Multifamily lenders in Essex County, NJ
72 lenders made 333 multifamily loans in Essex County, NJ in 2024 and 2025, $1.8B in all. RF Renovo Management Company, LLC made the most, with 41. The typical loan was about $1.7M. The county is part of the Newark, NJ metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 72
- HMDA,
- Multifamily loans, 2024-25
- 333
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $1.77B
- HMDA,
- Typical loan
- $1.7M
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Essex County, NJ, https://lender.report/lenders-in/new-jersey/essex-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| RF Renovo Management Company, LLC multifamily record | Non-bank | Chicago, IL | 41 | $65.9M | 4 | 37 | $1.6M |
| Columbia Bank multifamily record | Savings | Fair Lawn, NJ | 19 | $123M | 18 | 1 | $4.5M |
| Cliffco, Inc. multifamily record | Non-bank | Uniondale, NY | 19 | $31.1M | 6 | 13 | $1.7M |
| Provident Bank multifamily record | Savings | Jersey City, NJ | 17 | $96.8M | 11 | 6 | $2.8M |
| Velocity Commercial Capital LLC multifamily record | Non-bank | Westlake Village, CA | 17 | $15.1M | 11 | 6 | $540K |
| Logan Finance Corporation multifamily record | Non-bank | Haupaugge, NY | 16 | $18.1M | 7 | 9 | $1.1M |
| Churchill Funding I LLC multifamily record | Non-bank | Charlotte, NC | 14 | $20.2M | 0 | 14 | $1.3M |
| TD Bank, National Association multifamily record | Bank | Wilmington, DE | 12 | $33.6M | 4 | 8 | $2.5M |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 11 | $45.2M | 4 | 7 | $3.2M |
| Spencer Savings Bank, SLA multifamily record | Savings | Elmwood Park, NJ | 11 | $38.2M | 9 | 2 | $2.6M |
| Arbor Realty Trust, Inc. multifamily record | Non-bank | Uniondale, NY | 9 | $87.8M | 6 | 3 | $2.8M |
| ConnectOne Bank multifamily record | Bank | Englewood Cliffs, NJ | 8 | $24.2M | 5 | 3 | $3M |
| Somerset Regal Bank multifamily record | Bank | Bound Brook, NJ | 7 | $19.5M | 2 | 5 | $2M |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 6 | $84.4M | 2 | 4 | $19M |
| Habib American Bank multifamily record | Bank | New York, NY | 6 | $19.2M | 6 | 0 | $3.3M |
| ABL RPC Residential Credit Acquisition LLC multifamily record | Non-bank | Jersey City, NJ | 6 | $8.34M | 4 | 2 | $1.4M |
| Lusitania Savings Bank multifamily record | Savings | Newark, NJ | 6 | $2.16M | 2 | 4 | $300K |
| Kearny Bank multifamily record | Savings | Kearny, NJ | 5 | $9.42M | 4 | 1 | $1.1M |
| Popular Bank multifamily record | Bank | New York, NY | 5 | $9.10M | 2 | 3 | $1.9M |
| The Atlantic Credit Union multifamily record | Credit union | Kenilworth, NJ | 5 | $9.10M | 2 | 3 | $2M |
| Silver Hill Funding multifamily record | Non-bank | Coral Gables, FL | 4 | $5.36M | 0 | 4 | $1.6M |
| BPL Mortgage, LLC multifamily record | Non-bank | Oakbrook Terrace, IL | 4 | $5.00M | 4 | 0 | $1.4M |
| American Heritage Lending, LLC multifamily record | Non-bank | Irvine, CA | 4 | $4.74M | 4 | 0 | $1.3M |
| Ice Lender Holdings LLC multifamily record | Non-bank | New York, NY | 3 | $15.5M | 2 | 1 | $840K |
| Ion Bank multifamily record | Bank | Naugatuck, CT | 3 | $8.30M | 1 | 2 | $2.7M |
| Re Investment Loans LLC multifamily record | Non-bank | Greenwood Village, CO | 3 | $5.50M | 3 | 0 | $1.8M |
| Manasquan Bank multifamily record | Savings | Manasquan, NJ | 3 | $3.84M | 1 | 2 | $1.4M |
| Hometown Equity Mortgage, LLC multifamily record | Non-bank | Lake Forest, CA | 3 | $3.52M | 1 | 2 | $980K |
| Luxury Mortgage Corp. multifamily record | Non-bank | Stamford, CT | 3 | $2.40M | 2 | 1 | $780K |
| PGIM Real Estate Finance, LLC multifamily record | Non-bank | Dallas, TX | 2 | $365M | 2 | 0 | $290M |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 72 | 34 |
| $1M to $2.5M | 142 | 32 |
| $2.5M to $5M | 57 | 22 |
| $5M to $10M | 30 | 17 |
| $10M or more | 32 | 17 |
- Lenders made 333 multifamily loans totaling $1.8B in Essex County, NJ in 2024 and 2025. HMDA,
- 8 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 163 of the loans were made in 2025 and 170 in 2024. HMDA,
- The typical loan in Essex County, NJ was about $1.7M, with the middle half between $1.1M and $3.2M. HMDA,
- 72 of the loans were under $1M, and 62 were $5M or more. HMDA,
- Lenders reported a median rate of 7.63% on 269 loans in Essex County, NJ, with the middle half between 6.42% and 8.50%. HMDA,
- The median term was 30 years. HMDA,
- The median loan to value was 64%. HMDA,
- 57% of the loans were refinancings and 40% were purchases. HMDA,
- Banks and savings institutions made 132 of the loans, credit unions 7, and non-banks 186. HMDA,
- The five most active lenders made 33.9% of the loans. HMDA,
- The three most active lenders were RF Renovo Management Company, LLC with 41, Columbia Bank with 19, and Cliffco, Inc. with 19. HMDA,
- 23 of the 72 lenders are based in New Jersey. The rest are based elsewhere, most often in New York, California and Illinois. HMDA,
- The most common property size was 5 to 24 units, with 249 loans. HMDA,
- Essex County, NJ is part of the Newark, NJ metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Essex County, NJ
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.