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SBA 7(a) record
Potomac Bank: SBA 7(a) loans made
Potomac Bank, a bank based in Charles Town, WV, made 47 SBA 7(a) loans in the 36 months ending September 30, 2026, $21.9M in all, net of cancelled approvals. The typical loan was about $220K, and 14 were in the last 12 months. Most were in Virginia.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 47
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $21.9M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $220K
- SBA FOIA,
- Largest loan
- $4.6M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 14
- SBA FOIA,
Cite this
Source: The Lender Report, Potomac Bank: SBA 7(a) loans made, https://lender.report/lender/potomac-bank-wv/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Virginia | SBA 7(a), Retail Bakeries | $820K | 8.5% | 10 yr | SBA FOIA | |
| Jun 2026 | Virginia | SBA 7(a), Custom Computer Programming Services | $150K | 8.75% | 8 yr | SBA FOIA | |
| Jun 2026 | Virginia | SBA 7(a), Custom Computer Programming Services | $150K | 9.5% | 10 yr | SBA FOIA | |
| Mar 2026 | Virginia | SBA 7(a), Retail Bakeries | $680K | 8.5% | 10 yr | SBA FOIA | |
| Feb 2026 | West Virginia | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $540K | 8.5% | 10 yr | SBA FOIA | |
| Feb 2026 | Virginia | SBA 7(a), Computer Systems Design Services | $350K | 9.5% | 10 yr | SBA FOIA | |
| Feb 2026 | Maryland | SBA 7(a), Computer Facilities Management Services | $250K | 8.75% | 5 yr | SBA FOIA | |
| Jan 2026 | Virginia | SBA 7(a), Computer Systems Design Services | $800K | 8.75% | 10 yr | SBA FOIA | |
| Jan 2026 | West Virginia | SBA 7(a), Other Services (except Public Administration) | $260K | 9.5% | 10 yr | SBA FOIA | |
| Jan 2026 | Virginia | SBA 7(a), Limited-Service Restaurants | $200K | 8.75% | 10 yr | SBA FOIA | |
| Jan 2026 | Maryland | SBA 7(a), Administrative Management and General Management Consulting Services | $50K | 8.75% | 4 yr | SBA FOIA | |
| Jan 2026 | Virginia | SBA 7(a), Used Merchandise Retailers | $40K | 9.5% | 5 yr | SBA FOIA | |
| Dec 2025 | Virginia | SBA 7(a), Limited-Service Restaurants | $150K | 9% | 8 yr | SBA FOIA | |
| Dec 2025 | West Virginia | SBA 7(a), Pet Care (except Veterinary) Services | $90K | 11% | 10 yr | SBA FOIA | |
| Sep 2025 | Maryland | SBA 7(a), Other Computer Related Services | $4.6M | 9.5% | 10 yr | SBA FOIA | |
| Aug 2025 | Virginia | SBA 7(a), Computer Systems Design Services | $50K | 11% | 6 yr | SBA FOIA | |
| Jun 2025 | Virginia | SBA 7(a), Administrative and Support and Waste Management and Remediation Services | $600K | 9.5% | 20 yr | SBA FOIA | |
| Jun 2025 | West Virginia | SBA 7(a), Mobile Food Services | $50K | 10.5% | 8 yr | SBA FOIA | |
| Apr 2025 | Virginia | SBA 7(a), General Automotive Repair | $350K | 10.5% | 10 yr | SBA FOIA | |
| Apr 2025 | Pennsylvania | SBA 7(a), Fitness and Recreational Sports Centers | $180K | 11% | 10 yr | SBA FOIA | |
| Feb 2025 | Virginia | SBA 7(a), Retail Bakeries | $680K | 9.25% | 10 yr | SBA FOIA | |
| Feb 2025 | Virginia | SBA 7(a), Retail Bakeries | $680K | 9.25% | 10 yr | SBA FOIA | |
| Jan 2025 | Virginia | SBA 7(a), Offices of All Other Miscellaneous Health Practitioners | $420K | 10% | 10 yr | SBA FOIA | |
| Jan 2025 | Virginia | SBA 7(a), Custom Computer Programming Services | $180K | 10.5% | 10 yr | SBA FOIA | |
| Nov 2024 | Virginia | SBA 7(a), Offices of Mental Health Practitioners (except Physicians) | $100K | 10.75% | 10 yr | SBA FOIA | |
| 47 SBA 7(a) loans since October 2023, net of cancelled | $21.9M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Virginia | 33 | $11.1M |
| West Virginia | 9 | $5.56M |
| Maryland | 4 | $5.05M |
| Pennsylvania | 1 | $180K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 10 | $677K |
| $150K to $350K | 21 | $4.26M |
| $350K to $1M | 13 | $7.65M |
| $1M to $2.5M | 1 | $1.20M |
| $2.5M or more | 2 | $8.10M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 4 | $710K |
| 2024 Q1 | 5 | $1.07M |
| 2024 Q2 | 1 | $3.50M |
| 2024 Q3 | 5 | $2.57M |
| 2024 Q4 | 8 | $1.72M |
| 2025 Q1 | 4 | $1.96M |
| 2025 Q2 | 4 | $1.18M |
| 2025 Q3 | 2 | $4.65M |
| 2025 Q4 | 2 | $240K |
| 2026 Q1 | 9 | $3.17M |
| 2026 Q2 | 2 | $300K |
| 2026 Q3 | 1 | $820K |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Retail Bakeries (311811) | 6 |
| Computer Systems Design Services (541512) | 3 |
| Custom Computer Programming Services (541511) | 3 |
| Limited-Service Restaurants (722513) | 3 |
| Administrative and Support and Waste Management and Remediation Services | 2 |
| Administrative Management and General Management Consulting Services (541611) | 2 |
| Employment Placement Agencies (561311) | 2 |
| Fitness and Recreational Sports Centers (713940) | 2 |
| General Automotive Repair (811111) | 2 |
| Mobile Food Services (722330) | 2 |
| Offices of Mental Health Practitioners (except Physicians) (621330) | 2 |
| Other Computer Related Services (541519) | 2 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 38 |
| SBA Express Program | 8 |
| 7a General | 1 |
- Potomac Bank made 47 SBA 7(a) loans totaling $21.9M in the 36 months ending September 30, 2026, net of cancelled approvals, in 4 states. SBA FOIA,
- 14 of them were in the 12 months to September 30, 2026, and 18 in the 12 months before. SBA FOIA,
- The typical loan was about $220K, with the middle half between $150K and $540K. SBA FOIA,
- The largest was about $4.6M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 10 loans were under $150K, and 3 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 10.00% on 47 loans, with the middle half between 9.50% and 10.75%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Retail Bakeries, with 6. SBA FOIA,
- The SBA file lists 38 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Virginia (33), West Virginia (9) and Maryland (4). SBA FOIA,
What we don't know
- Whether Potomac Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.