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SBA 504 record

Providence Bank & Trust: SBA 504 first liens made

Providence Bank & Trust, a bank based in South Holland, IL, made 8 SBA 504 first liens in the 36 months ending September 30, 2026, $15.2M in all, net of cancelled approvals. The typical first lien was about $280K, and 2 were in the last 12 months. Most were in Illinois.

Evidence
SBA 504 loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
First liens, 36 months
8
SBA FOIA,
Net of cancelled approvals
Dollars
$15.2M
SBA FOIA,
Rounded amounts
Typical loan
$280K
SBA FOIA,
Largest loan
$9.4M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
2
SBA FOIA,

Cite this

Source: The Lender Report, Providence Bank & Trust: SBA 504 first liens made, https://lender.report/lender/providence-bank-and-trust-il/sba-504/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Providence Bank & TrustNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Dec 2025IllinoisSBA 504, General Automotive Repair$280K25 yrSBA FOIA
Sep 2025IllinoisSBA 504, All Other Professional, Scientific, and Technical Services$250K25 yrSBA FOIA
Jul 2025IllinoisSBA 504, Administrative and Support and Waste Management and Remediation Services$260K25 yrSBA FOIA
Jun 2025IllinoisSBA 504, General Freight Trucking, Long-Distance, Truckload$4M25 yrSBA FOIA
Sep 2024IllinoisSBA 504, Construction$220K25 yrSBA FOIA
Mar 2024IllinoisSBA 504, Accommodation and Food Services$640K25 yrSBA FOIA
Feb 2024IllinoisSBA 504, Hotels (except Casino Hotels) and Motels$9.4M25 yrSBA FOIA
Jan 2024IndianaSBA 504, Information$190K25 yrSBA FOIA
8 SBA 504 first liens since October 2023, net of cancelled$15.2MSBA FOIA

A blank means the source did not report it.

Where Providence Bank & Trust's SBA 504 first liens were made, most loans first
StateFirst liensDollars
Illinois7$15.1M
Indiana1$190K
SBA FOIA,

SBA loans are on record by state only.

Providence Bank & Trust: SBA 504 first liens by size
Loan sizeFirst liensDollars
Under $150K0$0
$150K to $350K5$1.20M
$350K to $1M1$640K
$1M to $2.5M0$0
$2.5M or more2$13.4M
SBA FOIA,
Providence Bank & Trust: SBA 504 first liens by quarter
QuarterFirst liensDollars
2024 Q13$10.2M
2024 Q31$220K
2025 Q21$4.00M
2025 Q32$510K
2025 Q41$280K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

Kinds of business Providence Bank & Trust lent to, most loans first
Industry (NAICS)First liens
Accommodation and Food Services1
Administrative and Support and Waste Management and Remediation Services1
All Other Professional, Scientific, and Technical Services (541990)1
Construction1
General Automotive Repair (811111)1
General Freight Trucking, Long-Distance, Truckload (484121)1
Hotels (except Casino Hotels) and Motels (721110)1
Information1
SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Accredited Lenders Program7
ALP Express1
SBA FOIA,
Certified Development Companies on Providence Bank & Trust's 504 projects
Certified Development CompanyProjects
SomerCor 504, Inc.8
SBA FOIA,
  • Providence Bank & Trust made 8 SBA 504 first liens totaling $15.2M in the 36 months ending September 30, 2026, net of cancelled approvals, in 2 states. SBA FOIA,
  • The SBA file shows 2 approvals naming Providence Bank & Trust as first-lien lender dated in the 12 months to September 30, 2026, and 3 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
  • The typical first lien was about $280K, with the middle half between $250K and $4M. SBA FOIA,
  • The largest was about $9.4M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 0 loans were under $150K, and 2 were $1M or more. SBA FOIA,
  • The median term was 25 years. SBA FOIA,
  • Its loans went most often to Accommodation and Food Services, with 1. SBA FOIA,
  • The SBA file lists 7 of its loans as processed under Accredited Lenders Program. SBA FOIA,
  • It worked with 1 Certified Development Company, most often SomerCor 504, Inc.. SBA FOIA,
  • Its loans were most often in Illinois (7) and Indiana (1). SBA FOIA,

What we don't know

  • Whether Providence Bank & Trust is taking new SBA 504 loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.