Unverified listing What this means
The Lender Report built this page from public records. River Bank & Trust has not reviewed it. Every lender's page starts this way, and it says nothing about River Bank & Trust itself. Each figure shows its source and date. Work at River Bank & Trust? You can claim this page for free.
SBA 7(a) record
River Bank & Trust: SBA 7(a) loans made
River Bank & Trust, a bank based in Prattville, AL, made 24 SBA 7(a) loans in the 36 months ending September 30, 2026, $14.2M in all, net of cancelled approvals. The typical loan was about $460K, and 7 were in the last 12 months. Most were in Alabama.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 24
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $14.2M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $460K
- SBA FOIA,
- Largest loan
- $3.1M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 7
- SBA FOIA,
Cite this
Source: The Lender Report, River Bank & Trust: SBA 7(a) loans made, https://lender.report/lender/river-bank-and-trust-al/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Alabama | SBA 7(a), Pet Care (except Veterinary) Services | $820K | 9% | 10 yr | SBA FOIA | |
| Aug 2026 | Alabama | SBA 7(a), Limited-Service Restaurants | $200K | 8% | 10 yr | SBA FOIA | |
| Apr 2026 | Alabama | SBA 7(a), Retail Trade | $260K | 8.75% | 10 yr | SBA FOIA | |
| Mar 2026 | Alabama | SBA 7(a), Accommodation and Food Services | $3.1M | 8.5% | 25 yr | SBA FOIA | |
| Feb 2026 | Alabama | SBA 7(a), Professional, Scientific, and Technical Services | $250K | 7.75% | 2 yr | SBA FOIA | |
| Dec 2025 | Alabama | SBA 7(a), Veterinary Services | $480K | 9% | 25 yr | SBA FOIA | |
| Nov 2025 | Alabama | SBA 7(a), Retail Trade | $570K | 9% | 10 yr | SBA FOIA | |
| Jun 2025 | Alabama | SBA 7(a), Construction | $790K | 10% | 10 yr | SBA FOIA | |
| May 2025 | Alabama | SBA 7(a), Limited-Service Restaurants | $360K | 10.25% | 10 yr | SBA FOIA | |
| Mar 2025 | Alabama | SBA 7(a), Professional, Scientific, and Technical Services | $460K | 10% | 10 yr | SBA FOIA | |
| Oct 2024 | Alabama | SBA 7(a), Retail Trade | $120K | 10.75% | 10 yr | SBA FOIA | |
| Jun 2024 | Alabama | SBA 7(a), Manufacturing | $1.2M | 10.25% | 17 yr | SBA FOIA | |
| Jun 2024 | Alabama | SBA 7(a), Fitness and Recreational Sports Centers | $200K | 10.5% | 10 yr | SBA FOIA | |
| Jun 2024 | Alabama | SBA 7(a), Offices of Real Estate Agents and Brokers | $130K | 10.5% | 25 yr | SBA FOIA | |
| May 2024 | Alabama | SBA 7(a), Pharmacies and Drug Retailers | $460K | 11% | 10 yr | SBA FOIA | |
| May 2024 | Alabama | SBA 7(a), Retail Trade | $240K | 11.25% | 10 yr | SBA FOIA | |
| Apr 2024 | Alabama | SBA 7(a), Clothing and Clothing Accessories Retailers | $790K | 10.75% | 10 yr | SBA FOIA | |
| Apr 2024 | Alabama | SBA 7(a), Other Personal Care Services | $110K | 11.25% | 10 yr | SBA FOIA | |
| Apr 2024 | Alabama | SBA 7(a), Real Estate and Rental and Leasing | $100K | 9% | 5 yr | SBA FOIA | |
| Apr 2024 | Alabama | SBA 7(a), Home Health Care Services | $25K | 9% | 4 yr | SBA FOIA | |
| Jan 2024 | Alabama | SBA 7(a), All Other Amusement and Recreation Industries | $1.1M | 10.25% | 25 yr | SBA FOIA | |
| Dec 2023 | Alabama | SBA 7(a), Health Care and Social Assistance | $1.6M | 10.5% | 10 yr | SBA FOIA | |
| Nov 2023 | Alabama | SBA 7(a), Information | $300K | 10.5% | 10 yr | SBA FOIA | |
| Oct 2023 | Alabama | SBA 7(a), Information | $500K | 10.5% | 10 yr | SBA FOIA | |
| 24 SBA 7(a) loans since October 2023, net of cancelled | $14.2M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Alabama | 24 | $14.2M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 5 | $485K |
| $150K to $350K | 6 | $1.45M |
| $350K to $1M | 9 | $5.23M |
| $1M to $2.5M | 3 | $3.90M |
| $2.5M or more | 1 | $3.10M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 3 | $2.40M |
| 2024 Q1 | 1 | $1.10M |
| 2024 Q2 | 9 | $3.25M |
| 2024 Q4 | 1 | $120K |
| 2025 Q1 | 1 | $460K |
| 2025 Q2 | 2 | $1.15M |
| 2025 Q4 | 2 | $1.05M |
| 2026 Q1 | 2 | $3.35M |
| 2026 Q2 | 1 | $260K |
| 2026 Q3 | 2 | $1.02M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Retail Trade | 3 |
| Information | 2 |
| Limited-Service Restaurants (722513) | 2 |
| Professional, Scientific, and Technical Services | 2 |
| Accommodation and Food Services | 1 |
| All Other Amusement and Recreation Industries (713990) | 1 |
| Clothing and Clothing Accessories Retailers (458110) | 1 |
| Construction | 1 |
| Fitness and Recreational Sports Centers (713940) | 1 |
| Health Care and Social Assistance | 1 |
| Home Health Care Services (621610) | 1 |
| Manufacturing | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| 7a General | 14 |
| Preferred Lenders Program | 5 |
| SBA Express Program | 5 |
- River Bank & Trust made 24 SBA 7(a) loans totaling $14.2M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
- 7 of them were in the 12 months to September 30, 2026, and 4 in the 12 months before. SBA FOIA,
- The typical loan was about $460K, with the middle half between $200K and $790K. SBA FOIA,
- The largest was about $3.1M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 5 loans were under $150K, and 4 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 10.25% on 24 loans, with the middle half between 9.00% and 10.50%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Retail Trade, with 3. SBA FOIA,
- The SBA file lists 14 of its loans as processed under 7a General. SBA FOIA,
- Its loans were most often in Alabama (24). SBA FOIA,
What we don't know
- Whether River Bank & Trust is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.