Unverified listing What this means

The Lender Report built this page from public records. River City Bank has not reviewed it. Every lender's page starts this way, and it says nothing about River City Bank itself. Each figure shows its source and date. Work at River City Bank? You can claim this page for free.

Multifamily record

River City Bank, Sacramento, CA: multifamily loans made

River City Bank, Sacramento, CA, a bank based in Sacramento, CA, made 34 multifamily loans in 2024 and 2025, $344.2M in all, in 6 states. The typical loan was about $6.4M, and the largest about $59M. Most were in Los Angeles County, CA.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Multifamily loans
34
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$344M
HMDA,
Rounded amounts
Typical loan
$6.4M
HMDA,
Largest loan
$59M
HMDA,
Rounded to 2 significant figures
States
6
HMDA,

Cite this

Source: The Lender Report, River City Bank, Sacramento, CA: multifamily loans made, https://lender.report/lender/river-city-bank-ca/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

River City Bank, Sacramento, CANewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Yolo County, CARefinance, 150 or more units$38MHMDA 2025
2025Los Angeles County, CARefinance, 50 to 99 units$22MHMDA 2025
2025Butte County, CARefinance, 150 or more units$16MHMDA 2025
2025Fresno County, CARefinance, 150 or more units$12MHMDA 2025
2025Utah County, UTRefinance, 50 to 99 units$7.2MHMDA 2025
2025Tarrant County, TXRefinance, 150 or more units$6.5MHMDA 2025
2025Santa Barbara County, CARefinance, 5 to 24 units$6.4MHMDA 2025
2025Fresno County, CAPurchase, 50 to 99 units$5MHMDA 2025
2025Placer County, CAPurchase, 100 to 149 units$5MHMDA 2025
2025San Francisco County, CARefinance, 25 to 49 units$5MHMDA 2025
2025Sacramento County, CARefinance, 5 to 24 units$1.9MHMDA 2025
2024Yolo County, CAPurchase, 150 or more units$59MHMDA 2024
2024San Diego County, CARefinance, 150 or more units$35MHMDA 2024
2024Maricopa County, AZRefinance, 150 or more units$15MHMDA 2024
2024Sacramento County, CAPurchase, 100 to 149 units$11MHMDA 2024
2024Orange County, CARefinance, 150 or more units$8.5MHMDA 2024
2024Los Angeles County, CARefinance, 25 to 49 units$8.1MHMDA 2024
2024Santa Clara County, CARefinance, 50 to 99 units$8MHMDA 2024
2024Ventura County, CARefinance, 150 or more units$8MHMDA 2024
2024Ventura County, CARefinance, 150 or more units$7MHMDA 2024
2024San Diego County, CARefinance, 50 to 99 units$6.5MHMDA 2024
2024Bonneville County, IDRefinance, 50 to 99 units$6MHMDA 2024
2024Orange County, CARefinance, 150 or more units$6MHMDA 2024
2024Los Angeles County, CARefinance, 25 to 49 units$5.2MHMDA 2024
2024Ventura County, CARefinance, 150 or more units$5MHMDA 2024
34 multifamily loans made in 2024 and 2025$344MHMDA 2024 and 2025

A blank means the source did not report it.

Where River City Bank, Sacramento, CA's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Los Angeles County, CACounty6$46.0M
Orange County, CACounty3$18.0M
Sacramento County, CACounty3$16.9M
San Diego County, CACounty3$42.5M
Ventura County, CACounty3$20.0M
Fresno County, CACounty2$17.0M
Yolo County, CACounty2$97.0M
Alameda County, CACounty1$4.80M
Bonneville County, IDCounty1$6.00M
Butte County, CACounty1$16.0M
King County, WACounty1$3.40M
Maricopa County, AZCounty1$15.0M
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

River City Bank, Sacramento, CA: multifamily loans by size
Loan sizeLoansDollars
Under $1M0$0
$1M to $2.5M2$2.90M
$2.5M to $5M8$29.9M
$5M to $10M16$103M
$10M or more8$208M
HMDA,
River City Bank, Sacramento, CA: multifamily loans by year
YearLoansDollarsTypical loan
202423$219M$6M
202511$125M$6.5M
HMDA,
What the loans were for
PurposeLoans
Purchase5
Refinance29
HMDA,
Size of the property
UnitsLoans
5 to 24 units3
25 to 49 units5
50 to 99 units10
100 to 149 units4
150 or more units12
HMDA,
  • River City Bank, Sacramento, CA made 34 multifamily loans totaling $344.2M in 2024 and 2025, in 19 named places across 6 states. HMDA,
  • It made 11 of them in 2025 and 23 in 2024. HMDA,
  • The typical loan was about $6.4M, with the middle half between $4.4M and $8.5M. HMDA,
  • The largest was about $59M. Every amount is rounded to 2 significant figures. HMDA,
  • 0 loans were under $1M, and 24 were $5M or more. HMDA,
  • 85% of the loans were refinancings and 15% were purchases. HMDA,
  • The most common property size was 150 or more units, with 12 loans. HMDA,
  • Its loans were most often in Los Angeles County, CA (6), Orange County, CA (3) and Sacramento County, CA (3). HMDA,

What we don't know

  • Whether River City Bank, Sacramento, CA is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.