County · CA

Multifamily lenders in Ventura County, CA

27 lenders made 80 multifamily loans in Ventura County, CA in 2024 and 2025, $1.1B in all. JPMorgan Chase Bank, National Association made the most, with 34. The typical loan was about $2.8M. The county is part of the Oxnard, CA metro area.

Evidence
Multifamily loans placed in the county, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
27
HMDA,
Multifamily loans, 2024-25
80
HMDA,
Manufactured-home parks excluded
Dollars
$1.12B
HMDA,
Typical loan
$2.8M
HMDA,

Cite this

Source: The Lender Report, Multifamily lenders in Ventura County, CA, https://lender.report/lenders-in/california/ventura-county/, data as of December 31, 2025.

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Ventura County, CA multifamily lenders. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order.
LenderKindBased inLoansDollars2025 loans2024 loansTypical loan
JPMorgan Chase Bank, National Association multifamily recordBankColumbus, OH34$362M1321$2.3M
PNC Bank, National Association multifamily recordBankWilmington, DE4$142M31$25M
Montecito Bank & Trust multifamily recordBankSanta Barbara, CA4$7.70M13$1.7M
River City Bank multifamily recordBankSacramento, CA3$20.0M03$7M
Walker & Dunlop, LLC multifamily recordNon-bankBethesda, MD2$143M11$120M
Merchants Bank of Indiana multifamily recordBankCarmel, IN2$73.0M02$54M
Citibank, National Association multifamily recordBankSioux Falls, SD2$35.3M20$29M
Lument Real Estate Capital multifamily recordNon-bankColumbus, OH2$14.5M11$11M
EverBank, National Association multifamily recordBankJacksonville, FL2$12.8M20$6.9M
Arixa Enhanced Income Fund, LP multifamily recordNon-bankPhoenix, AZ2$11.4M11$9.2M
Cathay Bank multifamily recordBankLos Angeles, CA2$3.70M20$2.2M
Mechanics Bank multifamily recordBankWalnut Creek, CA2$3.40M02$2M
The Golden 1 Credit Union multifamily recordCredit unionSacramento, CA2$3.10M20$1.7M
Community West Bank multifamily recordBankFresno, CA2$2.30M20$1.8M
Citizens Business Bank, National Association multifamily recordBankOntario, CA2$660K20$420K
Grandbridge Real Estate Capital LLC multifamily recordNon-bankRaleigh, NC1$86.0M01$86M
JLL Real Estate Capital, LLC multifamily recordNon-bankSt. Paul, MN1$77.0M01$77M
M&T Realty Capital Corporation multifamily recordNon-bankBuffalo, NY1$57.0M01$57M
BMO Bank National Association multifamily recordBankChicago, IL1$29.0M01$29M
City National Bank multifamily recordBankLos Angeles, CA1$13.0M10$13M
Wells Fargo Bank, National Association multifamily recordBankSioux Falls, SD1$8.70M10$8.7M
Berkeley Point Capital LLC multifamily recordNon-bankBoston, MA1$6.00M10$6M
U.S. Bank National Association multifamily recordBankCincinnati, OH1$1.40M01$1.4M
Financial Partners Credit Union multifamily recordCredit unionDowney, CA1$1.10M10$1.1M
Malaga Bank F.S.B. multifamily recordSavingsPalos Verdes Peninsula, CA1$720K10$720K
Insignia Capital Corp. multifamily recordNon-bankBeverly Hills, CA1$600K10$600K
Greenbox Loans multifamily recordNon-bankLos Angeles, CA1$560K10$560K
HMDA,

Check a deal in Ventura County, CA in Loan Comps

Loans by size in Ventura County, CA
Loan sizeLoansLenders
Under $1M116
$1M to $2.5M279
$2.5M to $5M113
$5M to $10M128
$10M or more1911
HMDA,
  • Lenders made 80 multifamily loans totaling $1.1B in Ventura County, CA in 2024 and 2025. HMDA,
  • 1 of these loans was made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
  • 40 of the loans were made in 2025 and 40 in 2024. HMDA,
  • The typical loan in Ventura County, CA was about $2.8M, with the middle half between $1.4M and $9.5M. HMDA,
  • 11 of the loans were under $1M, and 31 were $5M or more. HMDA,
  • Lenders reported a median rate of 6.04% on 67 loans in Ventura County, CA, with the middle half between 5.36% and 6.46%. HMDA,
  • The median term was 15 years. HMDA,
  • The median loan to value was 51%. HMDA,
  • 55% of the loans were refinancings and 43% were purchases. HMDA,
  • Banks and savings institutions made 64 of the loans, credit unions 3, and non-banks 12. HMDA,
  • The five most active lenders made 58.8% of the loans. HMDA,
  • The three most active lenders were JPMorgan Chase Bank, National Association with 34, PNC Bank, National Association with 4, and Montecito Bank & Trust with 4. HMDA,
  • 12 of the 27 lenders are based in California. The rest are based elsewhere, most often in Ohio, South Dakota and Arizona. HMDA,
  • The most common property size was 5 to 24 units, with 41 loans. HMDA,
  • Ventura County, CA is part of the Oxnard-Thousand Oaks-Ventura, CA metro area, which has its own page. OMB metro list,

How this list is defined

Measure
Multifamily loans made in Ventura County, CA
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
Order
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new loans today.
  • What they charge or require beyond the rate and term that HMDA reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.