Unverified listing What this means

The Lender Report built this page from public records. SAFE Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about SAFE Credit Union itself. Each figure shows its source and date. Work at SAFE Credit Union? You can claim this page for free.

1-4 Unit Investor record

SAFE Credit Union, Folsom, CA: 1-4 unit investor loans made

SAFE Credit Union, Folsom, CA, a credit union based in Folsom, CA, made 18 1-4 unit investor or business-purpose loans in 2025, $7.6M in all, in 1 state. The median loan was about $445K. Most were in California. HMDA gives this kind of loan as counts for each lender, so this page has no list of loans.

Evidence
1-4 unit investor or business-purpose loans made in 2025, HMDA, counts only
Data as of
HMDA 2025
Page last changed
November 11, 2026
Loans, 2025
18
HMDA,
1 to 4 units, investment property or business purpose
Dollars
$7.60M
HMDA,
Median loan
$445K
HMDA,
Purchases
16
HMDA,
States
1
HMDA,

Cite this

Source: The Lender Report, SAFE Credit Union, Folsom, CA: 1-4 unit investor loans made, https://lender.report/lender/safe-credit-union-ca/investor-1-4/, data as of December 31, 2025.

Where SAFE Credit Union, Folsom, CA's 1-4 unit investor loans were made in 2025, most loans first
StateLoans
California18
HMDA,

HMDA figures for this kind of loan are by state here, with no dollars by state and no counties.

What SAFE Credit Union, Folsom, CA's 1-4 unit investor loans were for, 2025
PurposeLoans
Purchase16
Refinance2
Other purpose0
HMDA,
How HMDA records the loans, 2025
As reportedLoans
Investment property and business purpose1
Investment property, not marked business purpose17
Business purpose, not marked an investment property0
HMDA,

HMDA marks each loan by who will occupy the property and by whether it is made for a business purpose. A loan is counted here when it is on a 1 to 4 unit property and carries either mark.

SAFE Credit Union, Folsom, CA: 2025 HMDA loans by building size
BuildingLoansDollarsMedian loan
1 to 4 units, investor or business purpose18$7.60M$450K
5 or more units (multifamily)16$19.9M$1.1M
HMDA,

Multifamily figures leave out manufactured-home parks.

  • SAFE Credit Union, Folsom, CA made 18 1-4 unit investor or business-purpose loans totaling $7.6M in 2025, in 1 state. HMDA,
  • The median loan was about $445K and the average about $422K. HMDA,
  • By purpose: 16 purchases, 2 refinancings and 0 for another purpose. HMDA,
  • HMDA marks 18 of the loans as on an investment property and 1 as made for a business purpose; 1 carry both marks. HMDA,
  • The loans on record by state were all in California (18). HMDA,
  • In 2025 it also made 16 multifamily loans (5 or more units) totaling $19.9M. HMDA,

What we don't know

  • Whether SAFE Credit Union, Folsom, CA is taking new 1-4 unit investor loans today, or how it would treat a property like yours.
  • The loans one by one. The HMDA figures here are counts for each lender and state, so there are no loan rows, counties, rates or terms for this kind of loan.
  • Loans made before 2025. One year is on record here, so nothing on this page is a change over time.
  • Its minimum or maximum loan and its fees.

The loans counted are 2025 HMDA originations on 1 to 4 unit properties that the filing marks as an investment property or as made for a business purpose. A lender that does not report under HMDA has none on record.

Dollars and the median cover all states together. On fewer than 5 loans a dollar figure is rounded to 2 significant figures. Where a lender files under more than one HMDA identifier, the median is that of its largest filer.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.