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Multifamily record
SAFE Credit Union, Folsom, CA: multifamily loans made
SAFE Credit Union, Folsom, CA, a credit union based in Folsom, CA, made 32 multifamily loans in 2024 and 2025, $47.5M in all, in 1 state. The typical loan was about $1.1M, and the largest about $5.3M. Most were in Alameda County, CA.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 32
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $47.5M
- HMDA,
- Rounded amounts
- Typical loan
- $1.1M
- HMDA,
- Largest loan
- $5.3M
- HMDA,
- Rounded to 2 significant figures
- States
- 1
- HMDA,
Cite this
Source: The Lender Report, SAFE Credit Union, Folsom, CA: multifamily loans made, https://lender.report/lender/safe-credit-union-ca/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Alameda County, CA | Refinance, 5 to 24 units | $3.6M | 5.99% | 15 yr | HMDA 2025 | |
| 2025 | Yuba City, CA | Purchase, 25 to 49 units | $2.4M | 5.6% | 15 yr | HMDA 2025 | |
| 2025 | Stanislaus County, CA | Purchase, 5 to 24 units | $1.5M | 5.7% | 15 yr | HMDA 2025 | |
| 2025 | Alameda County, CA | Purchase, 5 to 24 units | $1.4M | 5.51% | 15 yr | HMDA 2025 | |
| 2025 | Alameda County, CA | Purchase, 5 to 24 units | $1.3M | 6.04% | 15 yr | HMDA 2025 | |
| 2025 | Alameda County, CA | Refinance, 5 to 24 units | $1.3M | 6.1% | 15 yr | HMDA 2025 | |
| 2025 | Alameda County, CA | Purchase, 5 to 24 units | $1.2M | 6.2% | 15 yr | HMDA 2025 | |
| 2025 | Alameda County, CA | Purchase, 5 to 24 units | $1.2M | 6.37% | 15 yr | HMDA 2025 | |
| 2025 | Sutter County, CA | Refinance, 25 to 49 units | $1.1M | 6.38% | 15 yr | HMDA 2025 | |
| 2025 | Sacramento County, CA | Refinance, 5 to 24 units | $1M | 6% | 15 yr | HMDA 2025 | |
| 2025 | Yuba City, CA | Purchase, 5 to 24 units | $1M | 5.66% | 15 yr | HMDA 2025 | |
| 2025 | Alameda County, CA | Purchase, 5 to 24 units | $780K | 6.29% | 15 yr | HMDA 2025 | |
| 2025 | Sacramento County, CA | Refinance, 5 to 24 units | $700K | 6% | 15 yr | HMDA 2025 | |
| 2025 | Sacramento County, CA | Refinance, 5 to 24 units | $520K | 6% | 15 yr | HMDA 2025 | |
| 2025 | Sacramento County, CA | Refinance, 5 to 24 units | $460K | 6% | 15 yr | HMDA 2025 | |
| 2025 | Sacramento County, CA | Refinance, 5 to 24 units | $440K | 6% | 15 yr | HMDA 2025 | |
| 2024 | Alameda County, CA | Purchase, 25 to 49 units | $5.3M | 6.15% | 30 yr | HMDA 2024 | |
| 2024 | Alameda County, CA | Refinance, 25 to 49 units | $4M | 5.47% | 30 yr | HMDA 2024 | |
| 2024 | Sacramento County, CA | Purchase, 25 to 49 units | $2.7M | 5.95% | 30 yr | HMDA 2024 | |
| 2024 | Alameda County, CA | Cash-out refinance, 5 to 24 units | $2.5M | 5.54% | 30 yr | HMDA 2024 | |
| 2024 | San Francisco County, CA | Purchase, 5 to 24 units | $2.1M | 5.39% | 30 yr | HMDA 2024 | |
| 2024 | Merced County, CA | Purchase, 25 to 49 units | $1.9M | 5.87% | 30 yr | HMDA 2024 | |
| 2024 | Alameda County, CA | Purchase, 5 to 24 units | $1.7M | 5.13% | 30 yr | HMDA 2024 | |
| 2024 | Alameda County, CA | Purchase, 5 to 24 units | $1.1M | 6.1% | 30 yr | HMDA 2024 | |
| 2024 | Sacramento County, CA | Refinance, 5 to 24 units | $1.1M | 6.25% | 30 yr | HMDA 2024 | |
| 32 multifamily loans made in 2024 and 2025 | $47.5M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Alameda County, CA | County | 16 | $29.1M |
| Sacramento County, CA | County | 8 | $7.22M |
| Sutter County, CA | County | 3 | $2.22M |
| Yuba City, CA | Metro area | 2 | $3.40M |
| Merced County, CA | County | 1 | $1.90M |
| San Francisco County, CA | County | 1 | $2.10M |
| Stanislaus County, CA | County | 1 | $1.50M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 11 | $7.06M |
| $1M to $2.5M | 16 | $22.3M |
| $2.5M to $5M | 4 | $12.8M |
| $5M to $10M | 1 | $5.30M |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 16 | $27.6M | $1.1M |
| 2025 | 16 | $19.9M | $1.2M |
| Purpose | Loans |
|---|---|
| Purchase | 16 |
| Refinance | 15 |
| Cash-out refinance | 1 |
| Units | Loans |
|---|---|
| 5 to 24 units | 26 |
| 25 to 49 units | 6 |
- SAFE Credit Union, Folsom, CA made 32 multifamily loans totaling $47.5M in 2024 and 2025, in 7 named places across 1 state. HMDA,
- It made 16 of them in 2025 and 16 in 2024. HMDA,
- The typical loan was about $1.1M, with the middle half between $900K and $1.9M. HMDA,
- The largest was about $5.3M. Every amount is rounded to 2 significant figures. HMDA,
- 11 loans were under $1M, and 1 was $5M or more. HMDA,
- It reported a median rate of 6.00% on 32 loans, with the middle half between 5.66% and 6.15%. HMDA,
- The median term was 30 years. HMDA,
- 50% of the loans were refinancings and 50% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 26 loans. HMDA,
- HMDA shows 2 of the 32 multifamily loans SAFE Credit Union, Folsom, CA made with a known channel in 2024 to 2025 as coming through a third party. HMDA,
- Its loans were most often in Alameda County, CA (16), Sacramento County, CA (8) and Sutter County, CA (3). HMDA,
What we don't know
- Whether SAFE Credit Union, Folsom, CA is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.