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SBA 7(a) record

Scale Bank: SBA 7(a) loans made

Scale Bank, a bank based in Edina, MN, made 27 SBA 7(a) loans in the 36 months ending September 30, 2026, $14.8M in all, net of cancelled approvals. The typical loan was about $450K, and 9 were in the last 12 months. Most were in Minnesota.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
27
SBA FOIA,
Net of cancelled approvals
Dollars
$14.8M
SBA FOIA,
Rounded amounts
Typical loan
$450K
SBA FOIA,
Largest loan
$2.6M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
9
SBA FOIA,

Cite this

Source: The Lender Report, Scale Bank: SBA 7(a) loans made, https://lender.report/lender/scale-bank-mn/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Scale BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026MinnesotaSBA 7(a), Hardware Merchant Wholesalers$2.6M7.5%10 yrSBA FOIA
Sep 2026MinnesotaSBA 7(a), Limited-Service Restaurants$1.3M7.25%10 yrSBA FOIA
Jun 2026WisconsinSBA 7(a), General Freight Trucking, Local$460K7.25%6 yrSBA FOIA
Jun 2026MinnesotaSBA 7(a), Janitorial Services$100K8.25%10 yrSBA FOIA
Jun 2026MinnesotaSBA 7(a), Janitorial Services$40K8.25%10 yrSBA FOIA
May 2026MinnesotaSBA 7(a), Services for the Elderly and Persons with Disabilities$120K8.25%10 yrSBA FOIA
Apr 2026MinnesotaSBA 7(a), Manufacturing$1.7M7.25%16 yrSBA FOIA
Apr 2026MinnesotaSBA 7(a), Manufacturing$70K7.75%10 yrSBA FOIA
Nov 2025MinnesotaSBA 7(a), Snack and Nonalcoholic Beverage Bars$560K7.75%10 yrSBA FOIA
Sep 2025MinnesotaSBA 7(a), Manufacturing$140K8.5%10 yrSBA FOIA
Sep 2025MinnesotaSBA 7(a), Manufacturing$25K8.5%10 yrSBA FOIA
Aug 2025MinnesotaSBA 7(a), Couriers and Express Delivery Services$1.4M7.5%10 yrSBA FOIA
Jul 2025MinnesotaSBA 7(a), Landscaping Services$850K7.75%10 yrSBA FOIA
Jul 2025MinnesotaSBA 7(a), Landscaping Services$50K8.5%10 yrSBA FOIA
May 2025MinnesotaSBA 7(a), Drycleaning and Laundry Services (except Coin-Operated)$500K8%10 yrSBA FOIA
May 2025MinnesotaSBA 7(a), Drycleaning and Laundry Services (except Coin-Operated)$100K8.5%10 yrSBA FOIA
Apr 2025WisconsinSBA 7(a), General Freight Trucking, Local$210K7.25%6 yrSBA FOIA
Feb 2025MinnesotaSBA 7(a), Other Activities Related to Real Estate$450K6.75%25 yrSBA FOIA
Feb 2025MinnesotaSBA 7(a), Janitorial Services$130K8.75%10 yrSBA FOIA
Dec 2024MinnesotaSBA 7(a), Other Personal and Household Goods Repair and Maintenance$260K8.25%10 yrSBA FOIA
Oct 2024MinnesotaSBA 7(a), Janitorial Services$690K8.5%10 yrSBA FOIA
Oct 2024MinnesotaSBA 7(a), Janitorial Services$50K9%10 yrSBA FOIA
May 2024MinnesotaSBA 7(a), Clothing and Clothing Accessories Retailers$930K7.75%10 yrSBA FOIA
Jan 2024MinnesotaSBA 7(a), Professional, Scientific, and Technical Services$500K8.25%5 yrSBA FOIA
Dec 2023MinnesotaSBA 7(a), General Automotive Repair$470K9.25%16 yrSBA FOIA
27 SBA 7(a) loans since October 2023, net of cancelled$14.8MSBA FOIA

A blank means the source did not report it.

Where Scale Bank's SBA 7(a) loans were made, most loans first
StateLoansDollars
Minnesota24$13.2M
Wisconsin3$1.65M
SBA FOIA,

SBA loans are on record by state only.

Scale Bank: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K11$945K
$150K to $350K2$470K
$350K to $1M10$6.39M
$1M to $2.5M3$4.40M
$2.5M or more1$2.60M
SBA FOIA,
Scale Bank: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q43$1.57M
2024 Q11$500K
2024 Q21$930K
2024 Q43$1.00M
2025 Q12$580K
2025 Q23$810K
2025 Q35$2.46M
2025 Q41$560K
2026 Q26$2.49M
2026 Q32$3.90M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program20
SBA Express Program7
SBA FOIA,
  • Scale Bank made 27 SBA 7(a) loans totaling $14.8M in the 36 months ending September 30, 2026, net of cancelled approvals, in 2 states. SBA FOIA,
  • 9 of them were in the 12 months to September 30, 2026, and 13 in the 12 months before. SBA FOIA,
  • The typical loan was about $450K, with the middle half between $100K and $850K. SBA FOIA,
  • The largest was about $2.6M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 11 loans were under $150K, and 4 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 8.25% on 27 loans, with the middle half between 7.50% and 8.50%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Janitorial Services, with 5. SBA FOIA,
  • The SBA file lists 20 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in Minnesota (24) and Wisconsin (3). SBA FOIA,

What we don't know

  • Whether Scale Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.