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Multifamily record
Uplift Bank: multifamily loans made
Uplift Bank, a bank based in Arkadelphia, AR, made 42 multifamily loans in 2024 and 2025, $25.5M in all, in 4 states. The typical loan was about $360K, and the largest about $3.5M. Most were in Mississippi County, AR.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 42
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $25.5M
- HMDA,
- Rounded amounts
- Typical loan
- $360K
- HMDA,
- Largest loan
- $3.5M
- HMDA,
- Rounded to 2 significant figures
- States
- 4
- HMDA,
Cite this
Source: The Lender Report, Uplift Bank: multifamily loans made, https://lender.report/lender/southern-bancorp-bank-ar/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Travis County, TX | Refinance, 25 to 49 units | $3.5M | 7.5% | 2 yr | 59% | HMDA 2025 |
| 2025 | Mississippi County, AR | Refinance, 25 to 49 units | $2.1M | 8% | 20 yr | 58% | HMDA 2025 |
| 2025 | Hinds County, MS | Refinance, 25 to 49 units | $1.2M | 7.85% | 20 yr | 58% | HMDA 2025 |
| 2025 | Mississippi County, AR | Refinance, 50 to 99 units | $1.2M | 8.25% | 19 yr | 77% | HMDA 2025 |
| 2025 | Arkansas | Purchase, 50 to 99 units | $1M | 7.5% | 20.5 yr | 60% | HMDA 2025 |
| 2025 | Garland County, AR | Refinance, 25 to 49 units | $1M | 7.25% | 5 yr | 43% | HMDA 2025 |
| 2025 | Washington County, MS | Purchase, 5 to 24 units | $980K | 7.5% | 15 yr | 59% | HMDA 2025 |
| 2025 | Craighead County, AR | Refinance, 5 to 24 units | $400K | 7.75% | 20 yr | 40% | HMDA 2025 |
| 2025 | Arkansas | Refinance, 5 to 24 units | $360K | 7.5% | 15 yr | 79% | HMDA 2025 |
| 2025 | Arkansas | Purchase, 5 to 24 units | $340K | 7.5% | 12 yr | 75% | HMDA 2025 |
| 2025 | Arkansas | Refinance, 5 to 24 units | $340K | 8% | 15 yr | 78% | HMDA 2025 |
| 2025 | Lauderdale County, MS | Purchase, 5 to 24 units | $340K | 7.5% | 15 yr | 54% | HMDA 2025 |
| 2025 | Shelby County, TN | Purchase, 5 to 24 units | $340K | 7.35% | 15 yr | 73% | HMDA 2025 |
| 2025 | Mississippi | Purchase, 5 to 24 units | $300K | 8% | 15 yr | 52% | HMDA 2025 |
| 2025 | Forrest County, MS | Purchase, 5 to 24 units | $260K | 7.85% | 16 yr | 42% | HMDA 2025 |
| 2025 | Mississippi | Purchase, 5 to 24 units | $260K | 8% | 15 yr | 80% | HMDA 2025 |
| 2025 | Mississippi | Purchase, 5 to 24 units | $45K | 8% | 10 yr | 80% | HMDA 2025 |
| 2024 | Garland County, AR | Refinance, 25 to 49 units | $1.4M | 7.5% | 5 yr | 35% | HMDA 2024 |
| 2024 | Mississippi County, AR | Purchase, 25 to 49 units | $1.1M | 8.25% | 15 yr | 71% | HMDA 2024 |
| 2024 | Garland County, AR | Refinance, 25 to 49 units | $960K | 7.5% | 5 yr | 80% | HMDA 2024 |
| 2024 | Pulaski County, AR | Purchase, 5 to 24 units | $740K | 7.5% | 5 yr | 80% | HMDA 2024 |
| 2024 | Mississippi County, AR | Purchase, 25 to 49 units | $720K | 7.75% | 20 yr | 65% | HMDA 2024 |
| 2024 | Crittenden County, AR | Purchase, 5 to 24 units | $660K | 8.75% | 20 yr | 78% | HMDA 2024 |
| 2024 | Mississippi County, AR | Refinance, 5 to 24 units | $580K | 8.25% | 19 yr | 51% | HMDA 2024 |
| 2024 | Garland County, AR | Purchase, 5 to 24 units | $520K | 7.5% | 5 yr | 78% | HMDA 2024 |
| 42 multifamily loans made in 2024 and 2025 | $25.5M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Mississippi County, AR | County | 7 | $6.02M |
| Arkansas | State | 6 | $2.76M |
| Garland County, AR | County | 6 | $4.34M |
| Clark County, AR | County | 4 | $1.04M |
| Craighead County, AR | County | 4 | $1.04M |
| Mississippi | State | 3 | $605K |
| Crittenden County, AR | County | 2 | $1.14M |
| Hinds County, MS | County | 2 | $1.70M |
| Shelby County, TN | County | 2 | $660K |
| Forrest County, MS | County | 1 | $260K |
| Lauderdale County, MS | County | 1 | $340K |
| Pulaski County, AR | County | 1 | $740K |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 34 | $13.0M |
| $1M to $2.5M | 7 | $9.00M |
| $2.5M to $5M | 1 | $3.50M |
| $5M to $10M | 0 | $0 |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 25 | $11.5M | $360K |
| 2025 | 17 | $14.0M | $360K |
| Purpose | Loans |
|---|---|
| Purchase | 19 |
| Refinance | 22 |
| Improvement | 1 |
| Units | Loans |
|---|---|
| 5 to 24 units | 31 |
| 25 to 49 units | 9 |
| 50 to 99 units | 2 |
- Uplift Bank made 42 multifamily loans totaling $25.5M in 2024 and 2025, in 15 named places across 4 states. HMDA,
- It made 17 of them in 2025 and 25 in 2024. HMDA,
- The typical loan was about $360K, with the middle half between $300K and $740K. HMDA,
- The largest was about $3.5M. Every amount is rounded to 2 significant figures. HMDA,
- 34 loans were under $1M, and 0 were $5M or more. HMDA,
- It reported a median rate of 8.00% on 42 loans, with the middle half between 7.50% and 8.50%. HMDA,
- The median term was 15 years. HMDA,
- The median loan to value was 65%. HMDA,
- 52% of the loans were refinancings and 45% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 31 loans. HMDA,
- Its loans were most often in Mississippi County, AR (7), Garland County, AR (6) and Clark County, AR (4). HMDA,
What we don't know
- Whether Uplift Bank is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.