County · TN
Multifamily lenders in Shelby County, TN
60 lenders made 173 multifamily loans in Shelby County, TN in 2024 and 2025, $1.4B in all. Independent Bank made the most, with 11. The typical loan was about $1.4M. The county is part of the Memphis, TN-MS-AR metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 60
- HMDA,
- Multifamily loans, 2024-25
- 173
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $1.43B
- HMDA,
- Typical loan
- $1.4M
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Shelby County, TN, https://lender.report/lenders-in/tennessee/shelby-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| Independent Bank multifamily record | Bank | Memphis, TN | 11 | $16.7M | 7 | 4 | $1.5M |
| Planters Bank & Trust Company multifamily record | Bank | Indianola, MS | 10 | $20.4M | 6 | 4 | $1.3M |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 8 | $180M | 3 | 5 | $23M |
| LendingOne LLC multifamily record | Non-bank | Boca Raton, FL | 7 | $7.20M | 4 | 3 | $900K |
| Pinnacle Bank multifamily record | Bank | Nashville, TN | 6 | $16.3M | 4 | 2 | $3.3M |
| Commercial Bank & Trust Co. multifamily record | Bank | Paris, TN | 6 | $12.9M | 3 | 3 | $2.9M |
| Evolve Bank & Trust multifamily record | Bank | West Memphis, AR | 6 | $12.6M | 3 | 3 | $2.4M |
| Community Bank of Mississippi multifamily record | Bank | Flowood, MS | 6 | $3.48M | 5 | 1 | $500K |
| Arbor Realty Trust, Inc. multifamily record | Non-bank | Uniondale, NY | 5 | $74.1M | 2 | 3 | $5.4M |
| Brightstar Credit Union multifamily record | Credit union | Fort Lauderdale, FL | 5 | $14.3M | 3 | 2 | $2.5M |
| Bank of Bartlett multifamily record | Bank | Bartlett, TN | 5 | $3.92M | 2 | 3 | $720K |
| Simmons Bank multifamily record | Bank | Pine Bluff, AR | 5 | $2.66M | 3 | 2 | $440K |
| Renasant Bank multifamily record | Bank | Tupelo, MS | 5 | $2.32M | 2 | 3 | $260K |
| Security Bank and Trust Company multifamily record | Bank | Paris, TN | 4 | $63.0M | 4 | 0 | $14M |
| Bellco Credit Union multifamily record | Credit union | Greenwood Village, CO | 4 | $58.0M | 1 | 3 | $13M |
| Lima One Capital, LLC multifamily record | Non-bank | Greenville, SC | 4 | $3.24M | 1 | 3 | $800K |
| Velocity Commercial Capital LLC multifamily record | Non-bank | Westlake Village, CA | 4 | $2.68M | 3 | 1 | $380K |
| Greystone Servicing Corporation, Inc. multifamily record | Non-bank | Memphis, TN | 3 | $101M | 2 | 1 | $34M |
| Regions Bank multifamily record | Bank | Birmingham, AL | 3 | $10.6M | 1 | 2 | $3.5M |
| Financial Federal Bank multifamily record | Bank | Memphis, TN | 3 | $6.00M | 2 | 1 | $1.6M |
| BankFirst Financial Services multifamily record | Bank | Columbus, MS | 3 | $5.40M | 2 | 1 | $1.7M |
| The Bank of Fayette County multifamily record | Bank | Piperton, TN | 3 | $3.54M | 1 | 2 | $920K |
| Guaranty Bank and Trust Company multifamily record | Bank | Belzoni, MS | 3 | $3.32M | 0 | 3 | $760K |
| BPL Mortgage, LLC multifamily record | Non-bank | Oakbrook Terrace, IL | 3 | $880K | 2 | 1 | $300K |
| Berkeley Point Capital LLC multifamily record | Non-bank | Boston, MA | 2 | $42.0M | 1 | 1 | $28M |
| PGIM Real Estate Agency Financing, LLC multifamily record | Non-bank | Dallas, TX | 2 | $31.0M | 1 | 1 | $21M |
| Cedar Rapids Bank and Trust Company multifamily record | Bank | Cedar Rapids, IA | 2 | $25.4M | 1 | 1 | $21M |
| Old National Bank multifamily record | Bank | Evansville, IN | 2 | $16.3M | 2 | 0 | $14M |
| Orion Credit Union multifamily record | Credit union | Memphis, TN | 2 | $12.6M | 2 | 0 | $6.5M |
| Luminate Bank multifamily record | Bank | Minneapolis, MN | 2 | $2.00M | 2 | 0 | $1.7M |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 71 | 31 |
| $1M to $2.5M | 41 | 22 |
| $2.5M to $5M | 20 | 11 |
| $5M to $10M | 10 | 8 |
| $10M or more | 31 | 17 |
- Lenders made 173 multifamily loans totaling $1.4B in Shelby County, TN in 2024 and 2025. HMDA,
- 7 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 92 of the loans were made in 2025 and 81 in 2024. HMDA,
- The typical loan in Shelby County, TN was about $1.4M, with the middle half between $500K and $4.5M. HMDA,
- 71 of the loans were under $1M, and 41 were $5M or more. HMDA,
- Lenders reported a median rate of 7.25% on 140 loans in Shelby County, TN, with the middle half between 6.38% and 7.95%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 69%. HMDA,
- 54% of the loans were refinancings and 43% were purchases. HMDA,
- Banks and savings institutions made 103 of the loans, credit unions 14, and non-banks 49. HMDA,
- The five most active lenders made 24.3% of the loans. HMDA,
- The three most active lenders were Independent Bank with 11, Planters Bank & Trust Company with 10, and Walker & Dunlop, LLC with 8. HMDA,
- 15 of the 60 lenders are based in Tennessee. The rest are based elsewhere, most often in Arkansas, Mississippi and California. HMDA,
- The most common property size was 5 to 24 units, with 92 loans. HMDA,
- Shelby County, TN is part of the Memphis, TN-MS-AR metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Shelby County, TN
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.