Unverified listing What this means
The Lender Report built this page from public records. Sterling Bank and Trust, FSB has not reviewed it. Every lender's page starts this way, and it says nothing about Sterling Bank and Trust, FSB itself. Each figure shows its source and date. Work at Sterling Bank and Trust, FSB? You can claim this page for free.
Depository, Southfield, MI
Sterling Bank and Trust, FSB
Sterling Bank and Trust, FSB no longer files under this name. FDIC records show it merged into EverBank, National Association on April 1, 2025.
- Kind
- Depository, no June 2026 call report
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- Not reported
- HMDA,
How to reach them
Each line shows where it came from
- Phone
- No phone number or website is on record for this lender.
- Address
- 1 Towne Sq, Southfield, MI 48076FDIC institution record,
Recently done
Recorded lending
Recorded lending. Two or more public files show loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| April 1, 2025 | Merged into EverBank, National Association on April 1, 2025.FDIC structure history. | FDIC history, |
| 2023-10 to 2026-09 | Named as the lender on 4 mortgages recorded in New York City.exact normalized lender name and state, or a reviewed alias | NYC ACRIS recorded mortgages |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2024 | New York County, NY | Refinance, 5 to 24 units | $27M | 6% | 5 yr | 63% | HMDA 2024 |
| 2024 | New York County, NY | Refinance, 5 to 24 units | $15M | 5.84% | 10 yr | 54% | HMDA 2024 |
| 2024 | New York County, NY | Cash-out refinance, 50 to 99 units | $14M | 6.55% | 5 yr | 44% | HMDA 2024 |
| 2024 | Kings County, NY | Cash-out refinance, 5 to 24 units | $2.7M | 6.9% | 10 yr | 68% | HMDA 2024 |
| 2024 | Los Angeles County, CA | Cash-out refinance, 5 to 24 units | $2.5M | 6.21% | 10 yr | 57% | HMDA 2024 |
| 2024 | Kings County, NY | Cash-out refinance, 5 to 24 units | $1.2M | 6.62% | 10 yr | 55% | HMDA 2024 |
| 2024 | Oakland County, MI | Cash-out refinance, 5 to 24 units | $400K | 6.25% | 15 yr | HMDA 2024 |
A blank means the source did not report it.
Recorded mortgages, New York City
NYC ACRIS, September 30, 2026
Mortgages recorded in New York City in which this lender is named as the lender. A recorded document is not the whole of a lender's activity and is not joined to HMDA or SBA data.
- 4 mortgages recorded in New York City (the five boroughs) from Oct 2023 to Sep 2026 name Sterling Bank and Trust, FSB as the lender, totaling $44.0M.
| Property class | Mortgages | Dollars |
|---|---|---|
| Mixed use | 4 | $44.0M |
| Borough | Mortgages |
|---|---|
| Manhattan | 2 |
| Brooklyn | 2 |
How these documents were tied to this lender: exact normalized lender name and state, or a reviewed alias.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2024 | 7 | $62.9M | $2.65M | HMDA, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI).
Where it lends
Offices beside loans on record
| State | Offices |
|---|---|
| Michigan HQ | 1 |
| Metro | Recorded loans | Dollars |
|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 5 | $60.0M |
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and charter. Sterling Bank and Trust, FSB, FDIC certificate 32232. Compare it with the regulator's record.
- Loans made. 7 recorded loans from the HMDA file, in 2024 and 2025: 7 HMDA multifamily 2024. Each has its source and date. [How each file was tied to Sterling Bank and Trust, FSB]
- Recorded mortgages, New York City. 4 recorded mortgages in New York City under this name. [Source]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- FDIC certificate
- 32232
- LEI
- 549300ZEHLZ064G58146
- The Lender Report ID
- lr_009397
- Originated 7 multifamily loans totaling $62.9M in 2024 (HMDA).
- Merged into EverBank, National Association on April 1, 2025. Source: FDIC records.
- Named as the lender on 4 mortgages recorded in New York City from 2023-10 to 2026-09, totaling $44M (NYC Department of Finance, ACRIS).
Cite this
Source: The Lender Report, Sterling Bank and Trust, FSB, https://lender.report/lender/sterling-bank-and-trust-mi/, data as of December 31, 2025.
Sources
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem