Unverified listing What this means
The Lender Report built this page from public records. Summit Funding.inc has not reviewed it. Every lender's page starts this way, and it says nothing about Summit Funding.inc itself. Each figure shows its source and date. Work at Summit Funding.inc? You can claim this page for free.
Multifamily record
Summit Funding.inc: multifamily loans made
Summit Funding.inc, a non-bank lender based in Sacramento, CA, made 16 multifamily loans in 2024 and 2025, $9.8M in all, in 7 states. The typical loan was about $540K, and the largest about $1.2M. Most were in Los Angeles County, CA.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 9, 2026
- Multifamily loans
- 16
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $9.84M
- HMDA,
- Rounded amounts
- Typical loan
- $540K
- HMDA,
- Largest loan
- $1.2M
- HMDA,
- Rounded to 2 significant figures
- States
- 7
- HMDA,
Cite this
Source: The Lender Report, Summit Funding.inc: multifamily loans made, https://lender.report/lender/summit-funding-ca/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $1.2M | 8.38% | 30 yr | 75% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $740K | 8.63% | 30 yr | 75% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $740K | 8.63% | 30 yr | 75% | HMDA 2025 |
| 2025 | Bulloch County, GA | Refinance, 5 to 24 units | $540K | 8.75% | 30 yr | 65% | HMDA 2025 |
| 2025 | San Joaquin County, CA | Purchase, 5 to 24 units | $540K | 9.25% | 30 yr | 59% | HMDA 2025 |
| 2025 | Canyon County, ID | Purchase, 5 to 24 units | $520K | 9.13% | 25 yr | 75% | HMDA 2025 |
| 2025 | Capitol Planning Region, CT | Purchase, 5 to 24 units | $500K | 8.63% | 30 yr | 70% | HMDA 2025 |
| 2025 | Canyon County, ID | Purchase, 5 to 24 units | $420K | 9.13% | 25 yr | 75% | HMDA 2025 |
| 2025 | Stanislaus County, CA | Improvement, 5 to 24 units | $400K | 8.75% | 30 yr | 33% | HMDA 2025 |
| 2025 | Tehama County, CA | Purchase, 5 to 24 units | $400K | 8.75% | 30 yr | 75% | HMDA 2025 |
| 2025 | Wayne County, MI | Purchase, 5 to 24 units | $400K | 9.25% | 30 yr | 75% | HMDA 2025 |
| 2024 | Los Angeles County, CA | Refinance, 5 to 24 units | $1.2M | 8.75% | 30 yr | 65% | HMDA 2024 |
| 2024 | Solano County, CA | Purchase, 5 to 24 units | $940K | 9.13% | 30 yr | 65% | HMDA 2024 |
| 2024 | Cook County, IL | Purchase, 5 to 24 units | $560K | 8.5% | 30 yr | 75% | HMDA 2024 |
| 2024 | San Bernardino County, CA | Refinance, 5 to 24 units | $420K | 10.37% | 30 yr | 37% | HMDA 2024 |
| 2024 | Lane County, OR | Refinance, 5 to 24 units | $320K | 7.75% | 30 yr | 33% | HMDA 2024 |
| 16 multifamily loans made in 2024 and 2025 | $9.84M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Los Angeles County, CA | County | 4 | $3.88M |
| Canyon County, ID | County | 2 | $940K |
| Bulloch County, GA | County | 1 | $540K |
| Capitol Planning Region, CT | County | 1 | $500K |
| Cook County, IL | County | 1 | $560K |
| Lane County, OR | County | 1 | $320K |
| San Bernardino County, CA | County | 1 | $420K |
| San Joaquin County, CA | County | 1 | $540K |
| Solano County, CA | County | 1 | $940K |
| Stanislaus County, CA | County | 1 | $400K |
| Tehama County, CA | County | 1 | $400K |
| Wayne County, MI | County | 1 | $400K |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 14 | $7.44M |
| $1M to $2.5M | 2 | $2.40M |
| $2.5M to $5M | 0 | $0 |
| $5M to $10M | 0 | $0 |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 5 | $3.44M | $560K |
| 2025 | 11 | $6.40M | $520K |
| Purpose | Loans |
|---|---|
| Purchase | 11 |
| Refinance | 4 |
| Improvement | 1 |
| Units | Loans |
|---|---|
| 5 to 24 units | 16 |
- Summit Funding.inc made 16 multifamily loans totaling $9.8M in 2024 and 2025, in 12 named places across 7 states. HMDA,
- It made 11 of them in 2025 and 5 in 2024. HMDA,
- The typical loan was about $540K, with the middle half between $420K and $740K. HMDA,
- The largest was about $1.2M. Every amount is rounded to 2 significant figures. HMDA,
- 14 loans were under $1M, and 0 were $5M or more. HMDA,
- It reported a median rate of 8.75% on 16 loans, with the middle half between 8.63% and 9.13%. HMDA,
- The median term was 30 years. HMDA,
- The median loan to value was 75%. HMDA,
- 25% of the loans were refinancings and 69% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 16 loans. HMDA,
- HMDA shows 5 of the 16 multifamily loans Summit Funding.inc made with a known channel in 2024 to 2025 as coming through a third party. HMDA,
- Its loans were most often in Los Angeles County, CA (4), Canyon County, ID (2) and Bulloch County, GA (1). HMDA,
What we don't know
- Whether Summit Funding.inc is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.