Unverified listing What this means
The Lender Report built this page from public records. Sunshine State Economic Development Corporation has not reviewed it. Every lender's page starts this way, and it says nothing about Sunshine State Economic Development Corporation itself. Each figure shows its source and date. Work at Sunshine State Economic Development Corporation? You can claim this page for free.
Certified Development Company, Clearwater, FL
Sunshine State Economic Development Corporation
A Certified Development Company based in Clearwater, FL. Public files show recent SBA 7(a) loans it made.
- Kind
- SBA Certified Development Company
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the lender on SBA-approved loans.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- 27
- SBA FOIA,
- 7(a) and 504, net of cancelled
- SBA 504 as CDC
- 93
- SBA FOIA,
- Net of cancelled
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- No phone number is on record. Try the lender's website.
- Website
- www.sedco504.comFrom the SBA list, May 1, 2024.
- Based in
- Clearwater, FLSBA FOIA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
What changed. Sunshine State Economic Development Corporation recorded 13 SBA 7(a) approvals in the 12 months to September 30, 2026, versus 8 in the prior 12 months. SBA FOIA,
| When | What the record shows | Source |
|---|---|---|
| November 9, 2026 | Listed by SBA as a Certified Development Company.Membership in a public list, not lending volume. | SBA lender lists, |
| May 1, 2024 | Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025.Membership in a public list, not lending volume. | SBA lender lists, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Aug 2026 | Florida | SBA 7(a), Other Personal Care Services | $160K | 8.75% | 10 yr | SBA FOIA | |
| Aug 2026 | Florida | SBA 7(a), All Other Personal Services | $110K | 9.75% | 10 yr | SBA FOIA | |
| Jul 2026 | Florida | SBA 504, Health Care and Social Assistance | $5.1M | 25 yr | SBA FOIA | ||
| Jul 2026 | Florida | SBA 7(a), Full-Service Restaurants | $270K | 9.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Florida | SBA 504, Other Personal Care Services | $700K | 25 yr | SBA FOIA | ||
| Jun 2026 | Florida | SBA 504, Child Care Services | $500K | 25 yr | SBA FOIA | ||
| May 2026 | Florida | SBA 7(a), Full-Service Restaurants | $77K | 9.75% | 10 yr | SBA FOIA | |
| May 2026 | Florida | SBA 7(a), Machine Shops | $68K | 9.75% | 10 yr | SBA FOIA | |
| Apr 2026 | Florida | SBA 504, Professional, Scientific, and Technical Services | $850K | 25 yr | SBA FOIA | ||
| Apr 2026 | Florida | SBA 504, Wholesale Trade | $280K | 25 yr | SBA FOIA | ||
| Apr 2026 | Florida | SBA 504, Food Service Contractors | $250K | 25 yr | SBA FOIA | ||
| Apr 2026 | Florida | SBA 7(a), Advertising Agencies | $72K | 9.75% | 10 yr | SBA FOIA | |
| Mar 2026 | Florida | SBA 504, Hotels (except Casino Hotels) and Motels | $4.1M | 25 yr | SBA FOIA | ||
| Mar 2026 | Florida | SBA 7(a), Retail Bakeries | $280K | 9.75% | 10 yr | SBA FOIA | |
| Mar 2026 | Florida | SBA 7(a), Small Arms, Ordnance, and Ordnance Accessories Manufacturing | $150K | 9.75% | 10 yr | SBA FOIA | |
| Feb 2026 | Florida | SBA 504, Full-Service Restaurants | $3.8M | 25 yr | SBA FOIA | ||
| Feb 2026 | Florida | SBA 504, Automotive Parts and Accessories Retailers | $510K | 25 yr | SBA FOIA | ||
| Feb 2026 | Florida | SBA 7(a), Shoe Retailers | $140K | 9.75% | 10 yr | SBA FOIA | |
| Jan 2026 | Florida | SBA 7(a), All Other Personal Services | $150K | 9.75% | 10 yr | SBA FOIA | |
| Jan 2026 | Florida | SBA 7(a), Miscellaneous Intermediation | $140K | 9.75% | 10 yr | SBA FOIA | |
| Jan 2026 | Florida | SBA 504, All Other Automotive Repair and Maintenance | $130K | 25 yr | SBA FOIA | ||
| Dec 2025 | Florida | SBA 504, Full-Service Restaurants | $4.8M | 25 yr | SBA FOIA | ||
| Dec 2025 | Florida | SBA 504, Poured Concrete Foundation and Structure Contractors | $1.5M | 25 yr | SBA FOIA | ||
| Dec 2025 | Florida | SBA 7(a), All Other Professional, Scientific, and Technical Services | $200K | 10% | 10 yr | SBA FOIA | |
| Nov 2025 | Florida | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $150K | 10% | 10 yr | SBA FOIA | |
| 27 SBA 7(a) loans since October 2023, net of cancelled | $4.86M | SBA FOIA | |||||
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 27 | $4.86M | $148K | $350K | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 13 | $1.95M | SBA FOIA, | ||
| SBA 504 as CDC, net of cancelled | 36 months to Sep 2026 | 93 | $97.0M | SBA FOIA, |
| Industry | Loans | Dollars |
|---|---|---|
| Child Care Services | 6 | $2.84M |
Other lenders in these fields: SBA lenders for child care businesses.
Program lists that name this lender
Membership, not lending volume
- Listed by SBA: List of Certified Development Companies as: SBA Certified Development Company (November 9, 2026). Listed by SBA as a Certified Development Company. States served: FL.
- Listed by SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list as: SBA Community Advantage lender (May 1, 2024). Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. Status with SBA: Community Advantage SBLC (mission lender authorized for 7(a) loans of up to $350,000).
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
SBA: List of Certified Development Companies, SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list,
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Florida HQ | 1 | 27 | 0 |
Loan channel and SBA processing
Public record only
- Approval to first disbursement
- 32 days, median of 25
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and entity. Sunshine State Economic Development Corporation, Clearwater, FL. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 120 recorded loans from SBA files, through September 30, 2026: 27 SBA 7(a) in 36 months, 93 SBA 504 as the CDC in 36 months. Each has its source and date.
- Phone and website. No phone number is on record. Website sedco504.com, from the FDIC record. [How to reach them]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009551
- Recorded 29 SBA 7(a) approvals totaling $5.2M from October 1, 2023 to September 30, 2026, of which 2 were later cancelled (SBA).
- Served as Certified Development Company on 97 SBA 504 approvals with $100.8M in SBA debentures from October 1, 2023 to September 30, 2026 (SBA).
- Listed by SBA as a Certified Development Company. (SBA list, as of November 9, 2026).
- Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. (SBA list, as of May 1, 2024).
Cite this
Source: The Lender Report, Sunshine State Economic Development Corporation, https://lender.report/lender/sunshine-state-economic-development-fl/, data as of December 31, 2025.
Sources
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem