SBA 7(a) · FL

SBA 7(a) lenders in Florida

277 lenders made at least one SBA 7(a) loan in Florida in the 36 months ending September 30, 2026. TD Bank, National Association made the most, with 1,531 of the 13,775 on record.

Evidence
Lender recorded at least one SBA 7(a) loan to a business in Florida in the 36 months ending September 30, 2026
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
Lenders on record
277
SBA FOIA,
Loans, 36 months
13,775
SBA FOIA,
Approvals, net of cancelled
Dollars, 36 months
$7.65B
SBA FOIA,
Approvals, last 12 months
3,758
SBA FOIA,
-23.3% from the prior 12 months

Cite this

Source: The Lender Report, SBA 7(a) lenders in Florida, https://lender.report/sba-7a-lenders/florida/, data as of September 30, 2026.

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Florida SBA 7(a) lenders, by loans in the state over 36 months. First 25 of 277.
LenderKindBased inLoansDollars
TD Bank, National Association SBA 7(a) recordBankWilmington, DE1,531$246M
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL1,168$412M
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ935$265M
The Huntington National Bank SBA 7(a) recordBankColumbus, OH879$387M
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH600$131M
Northeast Bank SBA 7(a) recordBankPortland, ME598$92.9M
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC554$661M
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL526$101M
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD486$94.7M
Bank of America, National Association SBA 7(a) recordBankCharlotte, NC425$228M
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA315$58.3M
United Midwest Savings Bank, National Association SBA 7(a) recordBankDegraff, OH275$112M
SouthState Bank, National Association SBA 7(a) recordBankWinter Haven, FL261$96.7M
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT252$88.1M
First Internet Bank of Indiana SBA 7(a) recordBankFishers, IN229$332M
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO166$121M
SmartBiz Bank, National Association SBA 7(a) recordBankNorthbrook, IL154$30.3M
Fifth Third Bank, National Association SBA 7(a) recordBankCincinnati, OH150$123M
Hancock Whitney Bank SBA 7(a) recordBankGulfport, MS107$54.1M
Harvest Small Business Finance, LLC SBA 7(a) recordNon-bankLaguna Hills, CA102$83.9M
Colony Bank SBA 7(a) recordBankFitzgerald, GA100$39.4M
PNC Bank, National Association SBA 7(a) recordBankWilmington, DE98$26.2M
City National Bank of Florida SBA 7(a) recordBankMiami, FL95$66.9M
Byline Bank SBA 7(a) recordBankChicago, IL94$95.8M
Regions Bank SBA 7(a) recordBankBirmingham, AL91$63.7M
SBA FOIA,

See all 277 SBA 7(a) lenders in Florida in Loan Comps

  • Lenders recorded 13,775 SBA 7(a) loans totaling $7.6B in Florida in the 36 months ending September 30, 2026. SBA FOIA,
  • Banks and savings institutions made 11,872 of those, credit unions 265, and non-banks 1,611. SBA FOIA,
  • The five most active lenders made 37.1% of Florida's SBA 7(a) loans. SBA FOIA,
  • Live Oak Banking Company recorded the most dollars in Florida, at $660.9M. SBA FOIA,
  • 42 of these lenders are based in Florida. SBA FOIA,
  • 119 lenders recorded 10 or more SBA 7(a) loans in Florida. SBA FOIA,
  • 27 of these loans were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 3,758 SBA 7(a) approvals in Florida dated in the 12 months to September 30, 2026, versus 4,900 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA,
  • The typical SBA 7(a) loan in Florida was about $240K, with the middle half between $97K and $530K. SBA FOIA,
  • Lenders reported a median rate of 10.50% on 13,775 loans in Florida, with the middle half between 9.75% and 11.50%. SBA FOIA,
  • The median term in Florida was 10 years. SBA FOIA,

How this list is defined

Measure
SBA 7(a) loans made in Florida
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals located in Florida and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one.
Order
Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

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SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one.

SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.