Unverified listing What this means
The Lender Report built this page from public records. Tompkins Bank & Trust has not reviewed it. Every lender's page starts this way, and it says nothing about Tompkins Bank & Trust itself. Each figure shows its source and date. Work at Tompkins Bank & Trust? You can claim this page for free.
SBA 7(a) record
Tompkins Bank & Trust: SBA 7(a) loans made
Tompkins Bank & Trust, a bank based in Ithaca, NY, made 93 SBA 7(a) loans in the 36 months ending September 30, 2026, $27.5M in all, net of cancelled approvals. The typical loan was about $150K, and 22 were in the last 12 months. Most were in New York.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 93
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $27.5M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $150K
- SBA FOIA,
- Largest loan
- $4.8M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 22
- SBA FOIA,
Cite this
Source: The Lender Report, Tompkins Bank & Trust: SBA 7(a) loans made, https://lender.report/lender/tompkins-bank-and-trust-ny/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | New York | SBA 7(a), Pet Care (except Veterinary) Services | $580K | 7.25% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Full-Service Restaurants | $300K | 7.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Pennsylvania | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $250K | 7.25% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Pet Care (except Veterinary) Services | $100K | 7.25% | 8 yr | SBA FOIA | |
| Aug 2026 | New York | SBA 7(a), Full-Service Restaurants | $25K | 7.25% | 10 yr | SBA FOIA | |
| Jul 2026 | New York | SBA 7(a), Other Construction Material Merchant Wholesalers | $400K | 7.25% | 7 yr | SBA FOIA | |
| Jul 2026 | New York | SBA 7(a), Couriers and Express Delivery Services | $150K | 8% | 10 yr | SBA FOIA | |
| Mar 2026 | New York | SBA 7(a), Offices of Chiropractors | $140K | 6.5% | 10 yr | SBA FOIA | |
| Mar 2026 | New York | SBA 7(a), Florists | $140K | 7.75% | 10 yr | SBA FOIA | |
| Mar 2026 | New York | SBA 7(a), Florists | $140K | 7.75% | 20 yr | SBA FOIA | |
| Mar 2026 | New York | SBA 7(a), Offices of Chiropractors | $20K | 7.25% | 6 yr | SBA FOIA | |
| Feb 2026 | New York | SBA 7(a), Flooring Contractors | $340K | 6.75% | 7 yr | SBA FOIA | |
| Feb 2026 | New York | SBA 7(a), Offices of Certified Public Accountants | $120K | 7.75% | 10 yr | SBA FOIA | |
| Feb 2026 | New York | SBA 7(a), Caterers | $100K | 6.75% | 10 yr | SBA FOIA | |
| Feb 2026 | New York | SBA 7(a), Flooring Contractors | $75K | 7.25% | 10 yr | SBA FOIA | |
| Jan 2026 | Pennsylvania | SBA 7(a), All Other Specialty Trade Contractors | $500K | 7.75% | 10 yr | SBA FOIA | |
| Jan 2026 | New York | SBA 7(a), Fitness and Recreational Sports Centers | $180K | 7.5% | 5 yr | SBA FOIA | |
| Jan 2026 | Pennsylvania | SBA 7(a), Other Personal and Household Goods Repair and Maintenance | $68K | 7.25% | 10 yr | SBA FOIA | |
| Dec 2025 | Pennsylvania | SBA 7(a), Home Health Care Services | $1.5M | 7.5% | 10 yr | SBA FOIA | |
| Dec 2025 | New York | SBA 7(a), Tax Preparation Services | $200K | 9% | 5 yr | SBA FOIA | |
| Dec 2025 | New York | SBA 7(a), General Freight Trucking, Local | $50K | 8% | 10 yr | SBA FOIA | |
| Nov 2025 | New York | SBA 7(a), Agriculture, Forestry, Fishing and Hunting | $120K | 8.25% | 10 yr | SBA FOIA | |
| Sep 2025 | New York | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $240K | 6.5% | 6 yr | SBA FOIA | |
| Sep 2025 | New York | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $200K | 7.5% | 10 yr | SBA FOIA | |
| Aug 2025 | New York | SBA 7(a), Carpet and Upholstery Cleaning Services | $220K | 8.5% | 10 yr | SBA FOIA | |
| 93 SBA 7(a) loans since October 2023, net of cancelled | $27.5M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| New York | 79 | $15.8M |
| Pennsylvania | 12 | $11.4M |
| Connecticut | 2 | $380K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 44 | $2.90M |
| $150K to $350K | 32 | $7.29M |
| $350K to $1M | 13 | $7.24M |
| $1M to $2.5M | 3 | $5.30M |
| $2.5M or more | 1 | $4.80M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 2 | $849K |
| 2024 Q1 | 13 | $1.98M |
| 2024 Q2 | 10 | $1.24M |
| 2024 Q3 | 11 | $2.00M |
| 2024 Q4 | 15 | $4.44M |
| 2025 Q1 | 7 | $1.52M |
| 2025 Q2 | 6 | $8.90M |
| 2025 Q3 | 7 | $1.11M |
| 2025 Q4 | 4 | $1.87M |
| 2026 Q1 | 11 | $1.82M |
| 2026 Q3 | 7 | $1.80M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Full-Service Restaurants (722511) | 5 |
| Landscaping Services (561730) | 5 |
| All Other Specialty Trade Contractors (238990) | 3 |
| Fitness and Recreational Sports Centers (713940) | 3 |
| General Freight Trucking, Local (484110) | 3 |
| Manufacturing | 3 |
| Manufacturing | 3 |
| New Single-Family Housing Construction (except For-Sale Builders) (236115) | 3 |
| Agriculture, Forestry, Fishing and Hunting | 2 |
| All Other Automotive Repair and Maintenance (811198) | 2 |
| All Other General Merchandise Retailers (455219) | 2 |
| Carpet and Upholstery Cleaning Services (561740) | 2 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| SBA Express Program | 49 |
| Preferred Lenders Program | 39 |
| 7a General | 3 |
| Working Capital CAPLine | 2 |
- Tompkins Bank & Trust made 93 SBA 7(a) loans totaling $27.5M in the 36 months ending September 30, 2026, net of cancelled approvals, in 3 states. SBA FOIA,
- 22 of them were in the 12 months to September 30, 2026, and 35 in the 12 months before. SBA FOIA,
- The typical loan was about $150K, with the middle half between $50K and $300K. SBA FOIA,
- The largest was about $4.8M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 44 loans were under $150K, and 4 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 8.75% on 93 loans, with the middle half between 7.75% and 10.00%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Full-Service Restaurants, with 5. SBA FOIA,
- The SBA file lists 49 of its loans as processed under SBA Express Program. SBA FOIA,
- Its loans were most often in New York (79), Pennsylvania (12) and Connecticut (2). SBA FOIA,
What we don't know
- Whether Tompkins Bank & Trust is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.