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The Lender Report built this page from public records. Travis Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Travis Credit Union itself. Each figure shows its source and date. Work at Travis Credit Union? You can claim this page for free.
Credit union, Vacaville, CA
Travis Credit Union
A credit union based in Vacaville, CA. Its commercial book is led by non-owner-occupied CRE and multifamily. Public files show recent multifamily, 1-4 unit investor, SBA 7(a), SBA 504 and real-estate-secured commercial loans it made.
- Kind
- Credit union
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Commercial book
- $350M
- NCUA 5300,
- Holds, not loans made
- Commercial loans made, H1 2026
- 39
- NCUA 5300,
- Real-estate-secured
- SBA loans, 36 months
- 27
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Total assets
- $5.85B
- NCUA 5300,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- 707-449-4000 From the NCUA record, June 30, 2026.
- Website
- www.traviscu.orgFrom the NCUA record, November 9, 2026.
- Names it files under
- TRAVIS; Travis CUNCUA 5300,
- Address
- 1 Travis Way, Vacaville, CA 95687NCUA 5300,
- Regulator record
- NCUA profile
You generally must be a member of a credit union to borrow from it. Field of membership: Non-Federal Credit Union. Designated low-income by NCUA.
Recently done
Recorded lending
Recorded lending. Two or more public files show loans this lender made.
What changed. Travis Credit Union's Multifamily balance rose 25.9% to $148.5M in the quarter ended June 30, 2026. NCUA 5300,
| When | What the record shows | Source |
|---|---|---|
| Oct 2023 to Sep 2026 | SBA 7(a) approvals by processing method: 11 under Preferred Lender authority, 9 SBA Express.SBA ProcessingMethod field, net of cancellations. | SBA FOIA, |
| Jun 2025 to Jun 2026 | Non-owner-occupied CRE balance rose 35.9% to $161M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | NCUA 5300 |
| Jun 2025 to Jun 2026 | Multifamily balance rose 117.0% to $148.5M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | NCUA 5300 |
| Jun 2025 to Jun 2026 | Owner-occupied CRE balance rose 37.6% to $36.8M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | NCUA 5300 |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Jul 2026 | California | SBA 7(a), Pet Care (except Veterinary) Services | $220K | 9.5% | 10 yr | SBA FOIA | |
| Apr 2026 | California | SBA 504, Hotels (except Casino Hotels) and Motels | $2.1M | 25 yr | SBA FOIA | ||
| Mar 2026 | California | SBA 7(a), Limited-Service Restaurants | $470K | 8.25% | 25 yr | SBA FOIA | |
| Feb 2026 | California | SBA 7(a), All Other Miscellaneous Retailers | $190K | 9.75% | 10 yr | SBA FOIA | |
| Jan 2026 | California | SBA 504, All Other Miscellaneous Fabricated Metal Product Manufacturing | $1.1M | 25 yr | SBA FOIA | ||
| 2025 | San Joaquin County, CA | Refinance, 50 to 99 units | $6.8M | 6% | 10 yr | 65% | HMDA 2025 |
| 2025 | Placer County, CA | Refinance, 25 to 49 units | $5M | 5.55% | 10 yr | 66% | HMDA 2025 |
| 2025 | Alameda County, CA | Purchase, 5 to 24 units | $3.8M | 6.44% | 10 yr | 75% | HMDA 2025 |
| 2025 | Solano County, CA | Purchase, 25 to 49 units | $3.7M | 6.31% | 10 yr | 74% | HMDA 2025 |
| 2025 | San Francisco County, CA | Purchase, 25 to 49 units | $2.9M | 7.05% | 10 yr | 56% | HMDA 2025 |
| 2025 | San Joaquin County, CA | Refinance, 5 to 24 units | $2.4M | 5.91% | 10 yr | 69% | HMDA 2025 |
| 2025 | Sacramento County, CA | Purchase, 25 to 49 units | $2.3M | 6.03% | 10 yr | 70% | HMDA 2025 |
| 2025 | Riverside County, CA | Refinance, 25 to 49 units | $2.3M | 6.96% | 10 yr | 34% | HMDA 2025 |
| 2025 | Sacramento County, CA | Purchase, 5 to 24 units | $2.3M | 6.05% | 10 yr | 60% | HMDA 2025 |
| 2025 | Sacramento County, CA | Purchase, 5 to 24 units | $2.1M | 6.09% | 10 yr | 69% | HMDA 2025 |
| 2025 | California | Purchase, 5 to 24 units | $1.5M | 6.27% | 10 yr | 70% | HMDA 2025 |
| 2025 | Sacramento County, CA | Purchase, 5 to 24 units | $1.4M | 6.34% | 10 yr | 68% | HMDA 2025 |
| 2025 | Santa Clara County, CA | Purchase, 5 to 24 units | $1.4M | 5.86% | 10 yr | 39% | HMDA 2025 |
| 2025 | Butte County, CA | Purchase, 5 to 24 units | $1.2M | 6.28% | 10 yr | 70% | HMDA 2025 |
| 2025 | Alameda County, CA | Refinance, 5 to 24 units | $1.2M | 5.7% | 10 yr | 60% | HMDA 2025 |
| 2025 | Sacramento County, CA | Purchase, 5 to 24 units | $1M | 6.64% | 10 yr | 75% | HMDA 2025 |
| 2025 | Sacramento County, CA | Refinance, 5 to 24 units | $1M | 5.78% | 10 yr | 60% | HMDA 2025 |
| 2025 | Contra Costa County, CA | Refinance, 5 to 24 units | $920K | 6.54% | 10 yr | 70% | HMDA 2025 |
| 2025 | San Joaquin County, CA | Refinance, 5 to 24 units | $800K | 6.52% | 6 yr | 73% | HMDA 2025 |
| 2025 | Alameda County, CA | Refinance, 5 to 24 units | $800K | 5.88% | 10 yr | 58% | HMDA 2025 |
| 28 multifamily loans made in 2025 | $49.6M | HMDA 2025 | |||||
A blank means the source did not report it.
What it holds
NCUA 5300, June 30, 2026
| Book | Holds | Of its loans | Year over year | Loans | Average |
|---|---|---|---|---|---|
| Multifamily | $149M | 3.4% | +117.0% | 94 | $1.58M |
| Construction and land development | $0 | 0.0% | Not reported | 0 | Not reported |
| Owner-occupied CRE | $36.8M | 0.8% | +37.6% | 25 | $1.47M |
| Non-owner-occupied CRE | $161M | 3.7% | +35.9% | 58 | $2.78M |
| Farmland | $0 | 0.0% | Not reported | 0 | Not reported |
| Commercial and industrial | $3.82M | 0.1% | +79.7% | 50 | $76.4K |
| Other real-estate-secured commercial | $0 | 0.0% | Not reported | Not reported | Not reported |
| Commercial total | $350M |
Table
| Quarter | Commercial book |
|---|---|
| Q3 2023 | $119M |
| Q4 2023 | $133M |
| Q1 2024 | $139M |
| Q2 2024 | $154M |
| Q3 2024 | $161M |
| Q4 2024 | $181M |
| Q1 2025 | $193M |
| Q2 2025 | $216M |
| Q3 2025 | $245M |
| Q4 2025 | $289M |
| Q1 2026 | $311M |
| Q2 2026 | $350M |
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2025 | 28 | $49.6M | $1.20M | $6.8M | HMDA, |
| Multifamily, 5 or more units | 2024 | 25 | $38.2M | $1.21M | HMDA, | |
| 1-4 unit investor or business purpose | 2025 | 10 | $2.68M | $230K | HMDA, | |
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 20 | $4.44M | $163K | $600K | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 3 | $880K | SBA FOIA, | ||
| SBA 504 first lien, net of cancelled | 36 months to Sep 2026 | 7 | $8.60M | $850K | $3.6M | SBA FOIA, |
| Real-estate-secured commercial | First half of 2026 | 39 | $65.9M | NCUA 5300, | ||
| Multifamily | First half of 2026 | 25 | $41.4M | NCUA 5300, | ||
| Owner-occupied CRE | First half of 2026 | 4 | $6.29M | NCUA 5300, | ||
| Non-owner-occupied CRE | First half of 2026 | 10 | $18.3M | NCUA 5300, | ||
| C&I | First half of 2026 | 26 | $2.29M | NCUA 5300, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI). SBA 7(a) loans: its NCUA charter number. SBA 504 first liens: its name and state.
| Book | Average loan |
|---|---|
| Multifamily | $1.58M |
| Owner-occupied CRE | $1.47M |
| Non-owner-occupied CRE | $2.78M |
| Commercial and industrial | $76.4K |
Programs on record: Federal Home Loan Bank member, San Francisco district (FHFA).
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| California HQ | 25 | 28 | 10 | 20 | 7 |
| County | Recorded loans | Dollars |
|---|---|---|
| Alameda County, CA | 11 | $17.9M |
| Sacramento County, CA | 7 | $10.7M |
| Butte County, CA | 5 | $8.46M |
| Metro | Recorded loans | Dollars |
|---|---|---|
| Oakland-Fremont-Berkeley, CA | 15 | $20.5M |
| Sacramento-Roseville-Folsom, CA | 8 | $15.7M |
| Chico, CA | 5 | $8.46M |
Capacity. Not a rating
Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.
| Measure | This lender | Its peers | How it is worked out | Source |
|---|---|---|---|---|
| Business loan cap | $717M | $377M to $893M across 8 peers | Estimate: the lesser of 1.75 times net worth or 12.25% of assets. Low-income designated credit unions and some others are exempt. Not a statement from the credit union. | NCUA 5300, 12 CFR 723.8, Jun 30, 2026 |
| Business loans outstanding | $353M | $264M to $795M across 8 peers | Net member business loans, as reported on Form 5300. | NCUA 5300, |
| Cap used | 49.2% | 56.5% to 89.0% across 8 peers | Business loans outstanding over the estimated cap. This credit union is designated low-income by NCUA and is exempt from the cap. | NCUA 5300, |
| Largest single borrower | $91.7M | $49.3M to $134M across 8 peers | Estimate: the greater of 15% of net worth or $100,000. Not a limit the credit union has stated. | NCUA 5300, 12 CFR 723.4, Jun 30, 2026 |
| CRE to net worth | 50.7% | 56.2% to 98.1% across 8 peers | (Construction + multifamily + non-owner-occupied CRE loans) divided by net worth. Our own ratio, not a regulatory test or limit. | NCUA 5300, |
| Loans to assets | 74.9% | 65.4% to 79.0% across 8 peers | Total loans divided by total assets. | NCUA 5300, |
Estimates use the formulas in 12 CFR 723. Low-income designated credit unions and some others are exempt from the cap.
Loan channel and SBA processing
Public record only
- Preferred Lender authority
- 11 loans (55.0%)
- SBA Express
- 9 loans
- Approval to first disbursement
- 10 days, median of 17
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
| Lender | State | Total assets | Commercial book |
|---|---|---|---|
| SAFE Credit Union | CA | $4.42B | $376M |
| Nuvision Credit Union | CA | $3.97B | $290M |
| California Credit Union | CA | $5.43B | $501M |
| Kinecta Credit Union | CA | $6.77B | $709M |
| Mission Credit Union | CA | $7.29B | $853M |
| Stanford Credit Union | CA | $4.64B | $456M |
| Orange County's Credit Union | CA | $3.08B | $336M |
| California Coast Credit Union | CA | $3.48B | $275M |
What we don't know
- Whether it is taking new loans today, or on what terms.
- Who can join. A credit union lends only to its members, and field of membership decides who qualifies.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
- Credit union concentration ratios here are our own calculation against net worth. They are not a regulatory test or limit. Originations are Jan-Jun 2026 year to date.
Check this page
Against the regulator's own record
- Name and charter. Travis Credit Union, NCUA charter 68429. Compare it with the regulator's record. [NCUA profile]
- Balances. $5.85B in total assets and $350M in commercial loans held, from the NCUA 5300 for June 30, 2026. [Source]
- Loans made. 39 real-estate-secured commercial loans made in the first half of 2026, from your NCUA Form 5300, and 90 loans in HMDA and SBA files, through September 30, 2026: 28 HMDA multifamily 2025, 25 HMDA multifamily 2024, 10 HMDA 1-4 unit investor 2025, 20 SBA 7(a) in 36 months, 7 SBA 504 first liens in 36 months. [How each file was tied to Travis Credit Union]
- Phone and website. Phone 707-449-4000, from the NCUA record. Website traviscu.org, from the NCUA record. [How to reach them]
Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error
For the record
Data as of June 30, 2026. Page last changed November 11, 2026.
- Regulator
- NCUA and state regulator
- NCUA charter
- 68429
- RSSD
- 212586
- LEI
- 549300GAX7IKJUKCJE72
- The Lender Report ID
- lr_000330
- Main office county
- Solano
- Members
- 278,797
- NCUA region
- 3 - Western
NCUA credit union details,
- Reported $5.9B in total assets as of June 30, 2026 (NCUA 5300).
- Held $350.2M of commercial and commercial real estate loans as of June 30, 2026 (NCUA 5300).
- Held $161M of non-owner-occupied commercial real estate loans as of June 30, 2026, up 35.9% from a year earlier (NCUA 5300).
- Held $148.5M of multifamily loans as of June 30, 2026, up 117.0% from a year earlier (NCUA 5300).
- Held $36.8M of owner-occupied commercial real estate loans as of June 30, 2026, up 37.6% from a year earlier (NCUA 5300).
- Originated 28 multifamily loans totaling $49.6M in 2025 (HMDA).
6 more sentences
- Originated 25 multifamily loans totaling $38.2M in 2024 (HMDA).
- Originated 10 1-4 unit investor or business-purpose loans totaling $2.7M in 2025 (HMDA).
- Recorded 21 SBA 7(a) approvals totaling $6.2M from October 1, 2023 to September 30, 2026, of which 1 was later cancelled (SBA).
- Provided the first lien on 7 SBA 504 projects with $8.6M in first-lien dollars from October 1, 2023 to September 30, 2026 (SBA).
- Originated 39 real-estate-secured commercial loans totaling $65.9M in the first half of 2026 (NCUA 5300).
- Listed 25 offices in 1 state (NCUA).
Cite this
Source: The Lender Report, Travis Credit Union, https://lender.report/lender/travis-credit-union-ca/, data as of June 30, 2026.
Sources
- NCUA 5300, June 30, 2026
- NCUA 5300, June 30, 2025
- HMDA, 2025
- SBA FOIA, September 30, 2026
- NCUA 5300, June 30, 2026
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Work at Travis Credit Union? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem