State

Lenders in California

648 lenders are based in California, holding $262.1B of commercial loans at June 30, 2026. East West Bank holds the largest commercial book here. Pick a kind of lending below to see who does it in California.

Data as of
June 30, 2026
Page last changed
November 11, 2026
Lenders based here
648
FDIC institution record,
Commercial book held
$262B
FDIC call report,
+6.7% from a year earlier, 345 of 648 lenders
Multifamily loans, 2025
5,674
HMDA,
+52.6% from 2024
SBA 7(a) loans, 36 months
20,988
SBA FOIA,

Cite this

Source: The Lender Report, Lenders in California, https://lender.report/lenders-in/california/, data as of June 30, 2026.

Describe a deal in California

This page lists who is based here. Loan Comps shows who has made a loan like yours, with the loans to prove it.

Start with a deal in CaliforniaA lender in California? Find your page

Largest commercial books based in California
LenderKindCommercial bookTotal assets
East West BankBank$32.1B$84.3B
City National BankBank$27.5B$99.1B
Banc of CaliforniaBank$15.0B$34.9B
Cathay BankBank$13.0B$24.6B
Bank of HopeBank$11.6B$19.0B
Citizens Business Bank, National AssociationBank$10.8B$21.2B
Axos BankSavings$8.57B$28.9B
Mechanics BankBank$7.91B$21.2B
Tri Counties BankBank$5.77B$9.93B
Preferred BankBank$5.50B$7.73B
Farmers and Merchants Bank of Long BeachBank$5.35B$11.8B
Hanmi BankBank$5.30B$7.95B
Poppy BankBank$4.74B$8.32B
River City BankBank$4.36B$6.04B
Five Star BankBank$4.02B$5.38B
FDIC call report,
Most multifamily loans made in California, 2025
LenderBased in2025 loans2025 dollars
JPMorgan Chase Bank, National AssociationColumbus, OH2,475$7.88B
EverBank, National AssociationJacksonville, FL263$941M
U.S. Bank National AssociationCincinnati, OH183$721M
Citizens Bank, National AssociationProvidence, RI162$489M
Conventus Lending LLCSan Francisco, CA118$248M
The Golden 1 Credit UnionSacramento, CA114$305M
East West BankPasadena, CA92$361M
Walker & Dunlop, LLCBethesda, MD85$3.02B
Financial Partners Credit UnionDowney, CA74$148M
MidFirst BankOklahoma City, OK67$123M
HMDA,
Most SBA 7(a) loans recorded in California, 36 months
LenderBased inLoansDollars
U.S. Bank National AssociationCincinnati, OH2,683$755M
Newtek Bank, National AssociationMiami, FL1,221$432M
Lendistry SBLC, LLCLos Angeles, CA1,211$233M
JPMorgan Chase Bank, National AssociationColumbus, OH1,090$337M
Northeast BankPortland, ME1,071$177M
Readycap Lending, LLCBerkeley Heights, NJ1,023$318M
The Huntington National BankColumbus, OH871$310M
Wells Fargo Bank, National AssociationSioux Falls, SD849$344M
Live Oak Banking CompanyWilmington, NC759$855M
BayFirst National BankSaint Petersburg, FL691$101M
SBA FOIA,
  • 648 lenders are based in California: 106 banks, 9 savings institutions, 239 credit unions and 294 non-bank lenders. FDIC institution record,
  • Banks, savings institutions and credit unions based in California report $969.6B in total assets. FDIC call report,
  • They hold $262.1B of commercial and commercial real estate loans, up 6.7% from a year earlier among the 345 of 648 with a comparable earlier filing. FDIC call report,
  • Lenders made 5,674 multifamily loans in California in 2025 for $32.7B, versus 3,718 in 2024 (HMDA, manufactured-home parks excluded). HMDA,
  • Lenders recorded 20,988 SBA 7(a) loans for $11.3B in California in the 36 months ending September 30, 2026. SBA FOIA,
  • Lenders made 60,231 1-4 unit investor or business-purpose loans in California in 2025. HMDA,
  • East West Bank holds the largest commercial book of any lender based in California, at $32.1B. FDIC call report,
  • JPMorgan Chase Bank, National Association made the most multifamily loans in California in 2025, at 2,475. HMDA,
  • U.S. Bank National Association recorded the most SBA 7(a) loans in California, at 2,683. SBA FOIA,
  • 11 kinds of lending have a page for California, each with at least 10 lenders with in-state evidence. FDIC institution record,

Lenders based here are those whose main office is in the state; balances are for the whole institution. HMDA and SBA figures count loans placed in the state, whoever made them. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.