Unverified listing What this means
The Lender Report built this page from public records. Union Savings Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Union Savings Bank itself. Each figure shows its source and date. Work at Union Savings Bank? You can claim this page for free.
Multifamily record
Union Savings Bank, Cincinnati, OH: multifamily loans made
Union Savings Bank, Cincinnati, OH, a savings institution based in Cincinnati, OH, made 61 multifamily loans in 2024 and 2025, $61.6M in all, in 6 states. The typical loan was about $460K, and the largest about $13M. Most were in Hamilton County, OH.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 61
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $61.6M
- HMDA,
- Rounded amounts
- Typical loan
- $460K
- HMDA,
- Largest loan
- $13M
- HMDA,
- Rounded to 2 significant figures
- States
- 6
- HMDA,
Cite this
Source: The Lender Report, Union Savings Bank, Cincinnati, OH: multifamily loans made, https://lender.report/lender/union-savings-bank-oh/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Hamilton County, OH | Purchase, 100 to 149 units | $13M | 6.25% | 10 yr | 72% | HMDA 2025 |
| 2025 | Franklin County, OH | Purchase, 5 to 24 units | $4M | 7.5% | 30 yr | 71% | HMDA 2025 |
| 2025 | Hamilton County, OH | Purchase, 5 to 24 units | $3.5M | 6.5% | 10 yr | 60% | HMDA 2025 |
| 2025 | Warren County, OH | Purchase, 5 to 24 units | $3.5M | 7.5% | 10 yr | 75% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Cash-out refinance, 5 to 24 units | $2.4M | 7% | 30 yr | 46% | HMDA 2025 |
| 2025 | Butler County, OH | Purchase, 5 to 24 units | $2.1M | 6.88% | 25 yr | 75% | HMDA 2025 |
| 2025 | Kings County, NY | Refinance, 5 to 24 units | $1.2M | 7.5% | 10 yr | 62% | HMDA 2025 |
| 2025 | Cuyahoga County, OH | Purchase, 5 to 24 units | $1.1M | 7.25% | 25 yr | 75% | HMDA 2025 |
| 2025 | Montgomery County, OH | Purchase, 25 to 49 units | $1.1M | 7.25% | 10 yr | 38% | HMDA 2025 |
| 2025 | Franklin County, OH | Improvement, 5 to 24 units | $760K | 9.25% | 10 yr | 46% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $720K | 7.5% | 10 yr | 44% | HMDA 2025 |
| 2025 | Montgomery County, OH | Purchase, 5 to 24 units | $700K | 7% | 8 yr | 58% | HMDA 2025 |
| 2025 | Montgomery County, OH | Purchase, 5 to 24 units | $620K | 7.5% | 30 yr | 72% | HMDA 2025 |
| 2025 | Beaver County, PA | Cash-out refinance, 5 to 24 units | $600K | 7.5% | 30 yr | 80% | HMDA 2025 |
| 2025 | Clinton County, OH | Purchase, 5 to 24 units | $560K | 7.25% | 30 yr | 75% | HMDA 2025 |
| 2025 | Hamilton County, OH | Cash-out refinance, 5 to 24 units | $500K | 7.25% | 30 yr | 65% | HMDA 2025 |
| 2025 | Montgomery County, OH | Purchase, 5 to 24 units | $400K | 7.25% | 10 yr | 79% | HMDA 2025 |
| 2025 | Jefferson County, KY | Purchase, 5 to 24 units | $360K | 7.5% | 25 yr | 60% | HMDA 2025 |
| 2025 | Butler County, PA | Improvement, 5 to 24 units | $300K | 9% | 10 yr | 75% | HMDA 2025 |
| 2025 | Clermont County, OH | Improvement, 5 to 24 units | $300K | 9.5% | 10 yr | 56% | HMDA 2025 |
| 2025 | Hamilton County, OH | Cash-out refinance, 5 to 24 units | $280K | 9.25% | 10 yr | 53% | HMDA 2025 |
| 2025 | Washington County, PA | Purchase, 5 to 24 units | $280K | 7.25% | 30 yr | 80% | HMDA 2025 |
| 2025 | Mercer County, PA | Purchase, 5 to 24 units | $240K | 7.25% | 30 yr | 80% | HMDA 2025 |
| 2025 | Washington County, PA | Purchase, 5 to 24 units | $220K | 7.25% | 30 yr | 80% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Improvement, 5 to 24 units | $200K | 8.5% | 10 yr | 46% | HMDA 2025 |
| 61 multifamily loans made in 2024 and 2025 | $61.6M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Hamilton County, OH | County | 14 | $23.0M |
| Montgomery County, OH | County | 7 | $4.08M |
| Franklin County, OH | County | 6 | $7.68M |
| Butler County, OH | County | 4 | $3.52M |
| Los Angeles County, CA | County | 4 | $6.52M |
| Washington County, PA | County | 3 | $700K |
| Butler County, PA | County | 2 | $660K |
| Cuyahoga County, OH | County | 2 | $1.92M |
| Delaware County, OH | County | 2 | $1.20M |
| Jefferson County, KY | County | 2 | $700K |
| Licking County, OH | County | 2 | $800K |
| Ohio | State | 2 | $2.06M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 47 | $19.6M |
| $1M to $2.5M | 8 | $12.1M |
| $2.5M to $5M | 5 | $16.9M |
| $5M to $10M | 0 | $0 |
| $10M or more | 1 | $13.0M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 34 | $22.3M | $440K |
| 2025 | 27 | $39.3M | $600K |
| Purpose | Loans |
|---|---|
| Purchase | 41 |
| Refinance | 2 |
| Cash-out refinance | 6 |
| Improvement | 12 |
| Units | Loans |
|---|---|
| 5 to 24 units | 57 |
| 25 to 49 units | 3 |
| 100 to 149 units | 1 |
- Union Savings Bank, Cincinnati, OH made 61 multifamily loans totaling $61.6M in 2024 and 2025, in 23 named places across 6 states. HMDA,
- It made 27 of them in 2025 and 34 in 2024. HMDA,
- The typical loan was about $460K, with the middle half between $280K and $900K. HMDA,
- The largest was about $13M. Every amount is rounded to 2 significant figures. HMDA,
- 47 loans were under $1M, and 1 was $5M or more. HMDA,
- It reported a median rate of 7.50% on 61 loans, with the middle half between 7.25% and 7.75%. HMDA,
- The median term was 25 years. HMDA,
- The median loan to value was 71%. HMDA,
- 13% of the loans were refinancings and 67% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 57 loans. HMDA,
- HMDA shows 8 of the 61 multifamily loans Union Savings Bank, Cincinnati, OH made with a known channel in 2024 to 2025 as coming through a third party. HMDA,
- Its loans were most often in Hamilton County, OH (14), Montgomery County, OH (7) and Franklin County, OH (6). HMDA,
What we don't know
- Whether Union Savings Bank, Cincinnati, OH is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.