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The Lender Report built this page from public records. Valley Central Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Valley Central Bank itself. Each figure shows its source and date. Work at Valley Central Bank? You can claim this page for free.
Multifamily record
Valley Central Bank: multifamily loans made
Valley Central Bank, a savings institution based in Liberty Township, OH, made 6 multifamily loans in 2024, $8.1M in all, in 1 state. The typical loan was about $1.3M, and the largest about $1.9M. Most were in Hamilton County, OH.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 6
- HMDA,
- 2024. Manufactured-home parks excluded
- Dollars
- $8.10M
- HMDA,
- Rounded amounts
- Typical loan
- $1.3M
- HMDA,
- Largest loan
- $1.9M
- HMDA,
- Rounded to 2 significant figures
- States
- 1
- HMDA,
Cite this
Source: The Lender Report, Valley Central Bank: multifamily loans made, https://lender.report/lender/valley-central-bank-oh/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2024 | Hamilton County, OH | Purchase, 25 to 49 units | $1.9M | HMDA 2024 | |||
| 2024 | Butler County, OH | Improvement, 5 to 24 units | $1.8M | HMDA 2024 | |||
| 2024 | Hamilton County, OH | Improvement, 5 to 24 units | $1.3M | HMDA 2024 | |||
| 2024 | Hamilton County, OH | Purchase, 5 to 24 units | $1.1M | HMDA 2024 | |||
| 2024 | Hamilton County, OH | Refinance, 5 to 24 units | $1.1M | HMDA 2024 | |||
| 2024 | Hamilton County, OH | Purchase, 5 to 24 units | $900K | HMDA 2024 | |||
| 6 multifamily loans made in 2024 | $8.10M | HMDA 2024 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Hamilton County, OH | County | 5 | $6.30M |
| Butler County, OH | County | 1 | $1.80M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 1 | $900K |
| $1M to $2.5M | 5 | $7.20M |
| $2.5M to $5M | 0 | $0 |
| $5M to $10M | 0 | $0 |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 6 | $8.10M | $1.3M |
| Purpose | Loans |
|---|---|
| Purchase | 3 |
| Refinance | 1 |
| Improvement | 2 |
| Units | Loans |
|---|---|
| 5 to 24 units | 5 |
| 25 to 49 units | 1 |
- Valley Central Bank made 6 multifamily loans totaling $8.1M in 2024, in 2 named places across 1 state. HMDA,
- The typical loan was about $1.3M, with the middle half between $1.1M and $1.8M. HMDA,
- The largest was about $1.9M. Every amount is rounded to 2 significant figures. HMDA,
- 1 loan was under $1M, and 0 were $5M or more. HMDA,
- 17% of the loans were refinancings and 50% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 5 loans. HMDA,
- Its loans were most often in Hamilton County, OH (5) and Butler County, OH (1). HMDA,
What we don't know
- Whether Valley Central Bank is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.