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The Lender Report built this page from public records. Verve, a Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Verve, a Credit Union itself. Each figure shows its source and date. Work at Verve, a Credit Union? You can claim this page for free.
Multifamily record
Verve, a Credit Union: multifamily loans made
Verve, a Credit Union, a credit union based in Oshkosh, WI, made 91 multifamily loans in 2024 and 2025, $134.8M in all, in 2 states. The typical loan was about $900K, and the largest about $13M. Most were in Cook County, IL.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 91
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $135M
- HMDA,
- Rounded amounts
- Typical loan
- $900K
- HMDA,
- Largest loan
- $13M
- HMDA,
- Rounded to 2 significant figures
- States
- 2
- HMDA,
Cite this
Source: The Lender Report, Verve, a Credit Union: multifamily loans made, https://lender.report/lender/verve-a-credit-union-wi/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Coles County, IL | Refinance, 100 to 149 units | $7.2M | 6.35% | 5 yr | HMDA 2025 | |
| 2025 | Fond du Lac County, WI | Purchase, 50 to 99 units | $6.5M | 6.53% | 5 yr | HMDA 2025 | |
| 2025 | Cook County, IL | Purchase, 50 to 99 units | $5.3M | 6.95% | 5 yr | HMDA 2025 | |
| 2025 | Winnebago County, WI | Purchase, 25 to 49 units | $4.8M | 6% | 5 yr | HMDA 2025 | |
| 2025 | Milwaukee County, WI | Purchase, 5 to 24 units | $4M | 6.67% | 5 yr | HMDA 2025 | |
| 2025 | Cook County, IL | Purchase, 25 to 49 units | $3.8M | 6.99% | 5 yr | HMDA 2025 | |
| 2025 | Cook County, IL | Refinance, 5 to 24 units | $2.4M | 6.25% | 5 yr | HMDA 2025 | |
| 2025 | Cook County, IL | Refinance, 5 to 24 units | $2.3M | 6.5% | 3 yr | HMDA 2025 | |
| 2025 | Lincoln County, WI | Purchase, 25 to 49 units | $2.2M | 6.5% | 5 yr | HMDA 2025 | |
| 2025 | Milwaukee County, WI | Purchase, 5 to 24 units | $2.1M | 6.6% | 5 yr | HMDA 2025 | |
| 2025 | Milwaukee County, WI | Purchase, 5 to 24 units | $1.7M | 6.5% | 5 yr | HMDA 2025 | |
| 2025 | Winnebago County, WI | Refinance, 5 to 24 units | $1.7M | 6.5% | 5 yr | HMDA 2025 | |
| 2025 | Outagamie County, WI | Purchase, 5 to 24 units | $1.6M | 6.45% | 5 yr | HMDA 2025 | |
| 2025 | Milwaukee County, WI | Purchase, 5 to 24 units | $1.5M | 6.6% | 5 yr | HMDA 2025 | |
| 2025 | Cook County, IL | Refinance, 5 to 24 units | $1.3M | 6.25% | 5 yr | HMDA 2025 | |
| 2025 | Cook County, IL | Refinance, 5 to 24 units | $1.3M | 6.25% | 5 yr | HMDA 2025 | |
| 2025 | Cook County, IL | Purchase, 5 to 24 units | $1.3M | 6.7% | 5 yr | HMDA 2025 | |
| 2025 | Winnebago County, WI | Refinance, 50 to 99 units | $1.3M | 6.7% | 5 yr | HMDA 2025 | |
| 2025 | Cook County, IL | Purchase, 5 to 24 units | $1.1M | 6.25% | 5 yr | HMDA 2025 | |
| 2025 | Cook County, IL | Purchase, 5 to 24 units | $1.1M | 6.29% | 5 yr | HMDA 2025 | |
| 2025 | La Crosse County, WI | Refinance, 5 to 24 units | $1.1M | 6.1% | 5 yr | HMDA 2025 | |
| 2025 | Cook County, IL | Refinance, 5 to 24 units | $1M | 6.99% | 5 yr | HMDA 2025 | |
| 2025 | Lincoln County, WI | Purchase, 5 to 24 units | $1M | 6.5% | 5 yr | HMDA 2025 | |
| 2025 | Milwaukee County, WI | Refinance, 5 to 24 units | $1M | 7.2% | 5 yr | HMDA 2025 | |
| 2025 | Winnebago County, WI | Refinance, 5 to 24 units | $1M | 6.7% | 5 yr | HMDA 2025 | |
| 91 multifamily loans made in 2024 and 2025 | $135M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Cook County, IL | County | 25 | $30.3M |
| Milwaukee County, WI | County | 25 | $21.5M |
| Winnebago County, WI | County | 19 | $37.3M |
| Fond du Lac County, WI | County | 7 | $10.2M |
| Brown County, WI | County | 3 | $7.72M |
| La Crosse County, WI | County | 3 | $3.58M |
| Outagamie County, WI | County | 3 | $6.30M |
| Lincoln County, WI | County | 2 | $3.20M |
| Coles County, IL | County | 1 | $7.20M |
| Dodge County, WI | County | 1 | $4.70M |
| Kane County, IL | County | 1 | $2.60M |
| Ozaukee County, WI | County | 1 | $220K |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 48 | $22.8M |
| $1M to $2.5M | 28 | $40.4M |
| $2.5M to $5M | 11 | $39.6M |
| $5M to $10M | 3 | $19.0M |
| $10M or more | 1 | $13.0M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 43 | $62.7M | $760K |
| 2025 | 48 | $72.0M | $1M |
| Purpose | Loans |
|---|---|
| Purchase | 40 |
| Refinance | 39 |
| Cash-out refinance | 12 |
| Units | Loans |
|---|---|
| 5 to 24 units | 71 |
| 25 to 49 units | 11 |
| 50 to 99 units | 6 |
| 100 to 149 units | 3 |
- Verve, a Credit Union made 91 multifamily loans totaling $134.8M in 2024 and 2025, in 12 named places across 2 states. HMDA,
- It made 48 of them in 2025 and 43 in 2024. HMDA,
- The typical loan was about $900K, with the middle half between $480K and $1.7M. HMDA,
- The largest was about $13M. Every amount is rounded to 2 significant figures. HMDA,
- 48 loans were under $1M, and 4 were $5M or more. HMDA,
- It reported a median rate of 6.67% on 91 loans, with the middle half between 6.45% and 7.00%. HMDA,
- The median term was 5 years. HMDA,
- 56% of the loans were refinancings and 44% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 71 loans. HMDA,
- HMDA shows 1 of the 91 multifamily loans Verve, a Credit Union made with a known channel in 2024 to 2025 as coming through a third party. HMDA,
- Its loans were most often in Cook County, IL (25), Milwaukee County, WI (25) and Winnebago County, WI (19). HMDA,
What we don't know
- Whether Verve, a Credit Union is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.