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SBA 504 record

Washington Trust Bank: SBA 504 first liens made

Washington Trust Bank, a bank based in Spokane, WA, made 13 SBA 504 first liens in the 36 months ending September 30, 2026, $14.4M in all, net of cancelled approvals. The typical first lien was about $950K, and 19 were in the last 12 months. Most were in Washington.

Evidence
SBA 504 loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
First liens, 36 months
13
SBA FOIA,
Net of cancelled approvals
Dollars
$14.4M
SBA FOIA,
Rounded amounts
Typical loan
$950K
SBA FOIA,
Largest loan
$4.4M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
19
SBA FOIA,

Cite this

Source: The Lender Report, Washington Trust Bank: SBA 504 first liens made, https://lender.report/lender/washington-trust-bank-wa/sba-504/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Washington Trust BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Mar 2026WashingtonSBA 504, Other Services (except Public Administration)$960K25 yrSBA FOIA
Dec 2025WashingtonSBA 504, Construction$1.8M25 yrSBA FOIA
Jul 2025IdahoSBA 504, Transportation and Warehousing$310K25 yrSBA FOIA
Mar 2025WashingtonSBA 504, Arts, Entertainment, and Recreation$110K25 yrSBA FOIA
Jan 2025WashingtonSBA 504, Transportation and Warehousing$2M25 yrSBA FOIA
Oct 2024IdahoSBA 504, Manufacturing$1M25 yrSBA FOIA
Aug 2024IdahoSBA 504, General Automotive Repair$270K25 yrSBA FOIA
Jul 2024WashingtonSBA 504, Construction$620K25 yrSBA FOIA
Apr 2024ConnecticutSBA 504, Health Care and Social Assistance$120K25 yrSBA FOIA
Jan 2024WashingtonSBA 504, Other Services (except Public Administration)$1.3M25 yrSBA FOIA
Dec 2023IdahoSBA 504, Health Care and Social Assistance$610K25 yrSBA FOIA
Nov 2023WashingtonSBA 504, Manufacturing$950K25 yrSBA FOIA
Oct 2023IdahoSBA 504, Gasoline Stations with Convenience Stores$4.4M25 yrSBA FOIA
13 SBA 504 first liens since October 2023, net of cancelled$14.4MSBA FOIA

A blank means the source did not report it.

Where Washington Trust Bank's SBA 504 first liens were made, most loans first
StateFirst liensDollars
Washington7$7.74M
Idaho5$6.59M
Connecticut1$120K
SBA FOIA,

SBA loans are on record by state only.

Washington Trust Bank: SBA 504 first liens by size
Loan sizeFirst liensDollars
Under $150K2$230K
$150K to $350K2$580K
$350K to $1M4$3.14M
$1M to $2.5M4$6.10M
$2.5M or more1$4.40M
SBA FOIA,
Washington Trust Bank: SBA 504 first liens by quarter
QuarterFirst liensDollars
2023 Q43$5.96M
2024 Q11$1.30M
2024 Q21$120K
2024 Q32$890K
2024 Q41$1.00M
2025 Q12$2.11M
2025 Q31$310K
2025 Q41$1.80M
2026 Q11$960K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

Kinds of business Washington Trust Bank lent to, most loans first
Industry (NAICS)First liens
Construction2
Health Care and Social Assistance2
Manufacturing2
Other Services (except Public Administration)2
Transportation and Warehousing2
Arts, Entertainment, and Recreation1
Gasoline Stations with Convenience Stores (457110)1
General Automotive Repair (811111)1
SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Accredited Lenders Program9
504 Basic2
ALP Express2
SBA FOIA,
Certified Development Companies on Washington Trust Bank's 504 projects
Certified Development CompanyProjects
Ameritrust CDC6
Northwest Business Development Association4
Panhandle Area Council, Inc.2
New England Certified Development Corporation1
SBA FOIA,
  • Washington Trust Bank made 13 SBA 504 first liens totaling $14.4M in the 36 months ending September 30, 2026, net of cancelled approvals, in 3 states. SBA FOIA,
  • The SBA file shows 19 approvals naming Washington Trust Bank as first-lien lender dated in the 12 months to September 30, 2026, and 8 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
  • The typical first lien was about $950K, with the middle half between $310K and $1.3M. SBA FOIA,
  • The largest was about $4.4M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 2 loans were under $150K, and 5 were $1M or more. SBA FOIA,
  • The median term was 25 years. SBA FOIA,
  • Its loans went most often to Construction, with 2. SBA FOIA,
  • The SBA file lists 9 of its loans as processed under Accredited Lenders Program. SBA FOIA,
  • It worked with 4 Certified Development Companies, most often Ameritrust CDC. SBA FOIA,
  • Its loans were most often in Washington (7), Idaho (5) and Connecticut (1). SBA FOIA,

What we don't know

  • Whether Washington Trust Bank is taking new SBA 504 loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.