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The Lender Report built this page from public records. Western and Southern Financial Grou has not reviewed it. Every lender's page starts this way, and it says nothing about Western and Southern Financial Grou itself. Each figure shows its source and date. Work at Western and Southern Financial Grou? You can claim this page for free.
Multifamily record
Western and Southern Financial Grou: multifamily loans made
Western and Southern Financial Grou, a non-bank lender based in Cincinnati, OH, made 26 multifamily loans in 2025, $863.6M in all, in 14 states. The typical loan was about $33M, and the largest about $72M. Most were in Florida.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 9, 2026
- Multifamily loans
- 26
- HMDA,
- 2025. Manufactured-home parks excluded
- Dollars
- $864M
- HMDA,
- Rounded amounts
- Typical loan
- $33M
- HMDA,
- Largest loan
- $72M
- HMDA,
- Rounded to 2 significant figures
- States
- 14
- HMDA,
Cite this
Source: The Lender Report, Western and Southern Financial Grou: multifamily loans made, https://lender.report/lender/western-and-southern-financial-grou-oh/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Arizona | 150 or more units | $72M | 5 yr | HMDA 2025 | ||
| 2025 | Colorado | 150 or more units | $68M | 6.92% | 5 yr | HMDA 2025 | |
| 2025 | Florida | 150 or more units | $59M | 6.36% | 3 yr | 58% | HMDA 2025 |
| 2025 | Pennsylvania | 150 or more units | $54M | 5.45% | 4 yr | 64% | HMDA 2025 |
| 2025 | California | 150 or more units | $52M | 5.82% | 5 yr | 65% | HMDA 2025 |
| 2025 | California | 150 or more units | $50M | 6.67% | 4 yr | 73% | HMDA 2025 |
| 2025 | Nevada | 100 to 149 units | $42M | 6.22% | 3.5 yr | 65% | HMDA 2025 |
| 2025 | North Carolina | 100 to 149 units | $41M | 6.64% | 3.5 yr | 63% | HMDA 2025 |
| 2025 | South Carolina | 100 to 149 units | $40M | 6.64% | 3.5 yr | 60% | HMDA 2025 |
| 2025 | Texas | 150 or more units | $40M | 6.97% | 5 yr | 56% | HMDA 2025 |
| 2025 | North Carolina | 150 or more units | $38M | 5.85% | 5 yr | 62% | HMDA 2025 |
| 2025 | Indiana | 150 or more units | $36M | 5 yr | HMDA 2025 | ||
| 2025 | Florida | 100 to 149 units | $33M | 6.22% | 3.5 yr | 63% | HMDA 2025 |
| 2025 | Minnesota | 150 or more units | $33M | 7.27% | 5 yr | HMDA 2025 | |
| 2025 | Ohio | 100 to 149 units | $31M | 6.04% | 4 yr | 67% | HMDA 2025 |
| 2025 | New Jersey | 50 to 99 units | $28M | 5.63% | 3.5 yr | 67% | HMDA 2025 |
| 2025 | Ohio | 150 or more units | $27M | 6.04% | 3 yr | 69% | HMDA 2025 |
| 2025 | Florida | 100 to 149 units | $25M | 5.6% | 3 yr | 70% | HMDA 2025 |
| 2025 | Ohio | 100 to 149 units | $23M | 5.94% | 3 yr | 70% | HMDA 2025 |
| 2025 | Ohio | 100 to 149 units | $16M | 6.05% | 3 yr | 54% | HMDA 2025 |
| 2025 | Iowa | 100 to 149 units | $14M | 6.05% | 3 yr | 67% | HMDA 2025 |
| 2025 | North Carolina | 50 to 99 units | $13M | 6.05% | 3 yr | 63% | HMDA 2025 |
| 2025 | Texas | 150 or more units | $12M | 12.5% | 5 yr | 16% | HMDA 2025 |
| 2025 | Indiana | 150 or more units | $8.5M | 11.5% | 5 yr | HMDA 2025 | |
| 2025 | Pennsylvania | 150 or more units | $8.1M | 9.75% | 4 yr | 10% | HMDA 2025 |
| 26 multifamily loans made in 2025 | $864M | HMDA 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Florida | State | 4 | $117M |
| Ohio | State | 4 | $97.0M |
| North Carolina | State | 3 | $92.0M |
| California | State | 2 | $102M |
| Indiana | State | 2 | $44.5M |
| Pennsylvania | State | 2 | $62.1M |
| Texas | State | 2 | $52.0M |
| Arizona | State | 1 | $72.0M |
| Colorado | State | 1 | $68.0M |
| Iowa | State | 1 | $14.0M |
| Minnesota | State | 1 | $33.0M |
| Nevada | State | 1 | $42.0M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 1 | $25.0K |
| $1M to $2.5M | 0 | $0 |
| $2.5M to $5M | 0 | $0 |
| $5M to $10M | 2 | $16.6M |
| $10M or more | 23 | $847M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2025 | 26 | $864M | $33M |
| Units | Loans |
|---|---|
| 50 to 99 units | 2 |
| 100 to 149 units | 9 |
| 150 or more units | 15 |
- Western and Southern Financial Grou made 26 multifamily loans totaling $863.6M in 2025, in 14 named places across 14 states. HMDA,
- The typical loan was about $33M, with the middle half between $16M and $42M. HMDA,
- The largest was about $72M. Every amount is rounded to 2 significant figures. HMDA,
- 1 loan was under $1M, and 25 were $5M or more. HMDA,
- It reported a median rate of 6.22% on 24 loans, with the middle half between 6.04% and 6.97%. HMDA,
- The median term was 4 years. HMDA,
- The median loan to value was 64%. HMDA,
- The most common property size was 150 or more units, with 15 loans. HMDA,
- Its loans were most often in Florida (4), Ohio (4) and North Carolina (3). HMDA,
What we don't know
- Whether Western and Southern Financial Grou is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.