Metro area · IN
Lenders in Bloomington, IN
25 lenders made 77 multifamily loans in the Bloomington, IN metro area in 2024 and 2025, $391.8M in all. Indiana University Credit Union made the most, with 31. The typical loan was about $1.5M.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 25
- HMDA,
- Multifamily loans, 2024-25
- 77
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $392M
- HMDA,
- Typical loan
- $1.5M
- HMDA,
Cite this
Source: The Lender Report, Lenders in Bloomington, IN, https://lender.report/lenders-in/bloomington-in/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| Indiana University Credit Union multifamily record | Credit union | Bloomington, IN | 31 | $51.7M | 18 | 13 |
| Owen County State Bank multifamily record | Bank | Spencer, IN | 5 | $7.56M | 2 | 3 |
| Old National Bank multifamily record | Bank | Evansville, IN | 5 | $1.98M | 3 | 2 |
| German American Bank multifamily record | Bank | Jasper, IN | 4 | $22.5M | 1 | 3 |
| Merchants Bank of Indiana multifamily record | Bank | Carmel, IN | 3 | $61.8M | 1 | 2 |
| Merchants Capital Corp. multifamily record | Non-bank | Carmel, IN | 3 | $24.3M | 2 | 1 |
| Horizon Bank multifamily record | Bank | Michigan City, IN | 3 | $9.40M | 3 | 0 |
| The Peoples State Bank multifamily record | Bank | Ellettsville, IN | 3 | $1.98M | 1 | 2 |
| Nationwide Life Insurance Company multifamily record | Non-bank | Columbus, OH | 2 | $40.2M | 2 | 0 |
| Stock Yards Bank & Trust Company multifamily record | Bank | Louisville, KY | 2 | $29.0M | 0 | 2 |
| Greenfield Banking Company multifamily record | Bank | Greenfield, IN | 2 | $4.60M | 1 | 1 |
| Berkadia Commercial Mortgage multifamily record | Non-bank | Ambler, PA | 1 | $39.0M | 1 | 0 |
| Jackson County Bank multifamily record | Bank | Seymour, IN | 1 | $37.0M | 0 | 1 |
| Lake City Bank multifamily record | Bank | Warsaw, IN | 1 | $23.0M | 1 | 0 |
| Customers Bank multifamily record | Bank | Malvern, PA | 1 | $18.0M | 0 | 1 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Monroe County, IN | 70 | $347M | 21 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 28 |
| $1M to $2.5M | 24 |
| $2.5M to $5M | 7 |
| $5M to $10M | 7 |
| $10M or more | 11 |
- Lenders made 77 multifamily loans totaling $391.8M in Bloomington, IN in 2024 and 2025. HMDA,
- 42 of the loans were made in 2025 and 35 in 2024. HMDA,
- The typical loan in Bloomington, IN was about $1.5M, with the middle half between $560K and $4M. HMDA,
- 28 of the loans were under $1M, and 18 were $5M or more. HMDA,
- Lenders reported a median rate of 6.70% on 63 loans in Bloomington, IN, with the middle half between 6.13% and 6.95%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 65%. HMDA,
- 57% of the loans were refinancings and 32% were purchases. HMDA,
- Banks and savings institutions made 37 of the loans, credit unions 34, and non-banks 6. HMDA,
- The five most active lenders made 62.3% of the loans. HMDA,
- The three most active lenders were Indiana University Credit Union with 31, Owen County State Bank with 5, and Old National Bank with 5. HMDA,
- 16 of the 25 lenders are based in Indiana. The rest are based elsewhere, most often in Illinois, Ohio and Pennsylvania. HMDA,
- The most common property size was 5 to 24 units, with 49 loans. HMDA,
- 1 county in the metro area has loans on record, and Monroe County, IN has the most, with 70. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Bloomington, IN metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.