County · IN
Multifamily lenders in Monroe County, IN
21 lenders made 70 multifamily loans in Monroe County, IN in 2024 and 2025, $345.7M in all. Indiana University Credit Union made the most, with 30. The typical loan was about $1.6M. The county is part of the Bloomington, IN metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 21
- HMDA,
- Multifamily loans, 2024-25
- 70
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $346M
- HMDA,
- Typical loan
- $1.6M
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Monroe County, IN, https://lender.report/lenders-in/indiana/monroe-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| Indiana University Credit Union multifamily record | Credit union | Bloomington, IN | 30 | $51.4M | 17 | 13 | $1.1M |
| Old National Bank multifamily record | Bank | Evansville, IN | 5 | $1.98M | 3 | 2 | $380K |
| German American Bank multifamily record | Bank | Jasper, IN | 4 | $22.5M | 1 | 3 | $7.2M |
| Owen County State Bank multifamily record | Bank | Spencer, IN | 4 | $6.56M | 1 | 3 | $1.6M |
| Merchants Bank of Indiana multifamily record | Bank | Carmel, IN | 3 | $61.8M | 1 | 2 | $12M |
| Merchants Capital Corp. multifamily record | Non-bank | Carmel, IN | 3 | $24.3M | 2 | 1 | $9M |
| Horizon Bank multifamily record | Bank | Michigan City, IN | 3 | $9.40M | 3 | 0 | $2M |
| The Peoples State Bank multifamily record | Bank | Ellettsville, IN | 3 | $1.98M | 1 | 2 | $600K |
| Nationwide Life Insurance Company multifamily record | Non-bank | Columbus, OH | 2 | $40.2M | 2 | 0 | $32M |
| Greenfield Banking Company multifamily record | Bank | Greenfield, IN | 2 | $4.60M | 1 | 1 | $2.4M |
| Jackson County Bank multifamily record | Bank | Seymour, IN | 1 | $37.0M | 0 | 1 | $37M |
| Stock Yards Bank & Trust Company multifamily record | Bank | Louisville, KY | 1 | $28.0M | 0 | 1 | $28M |
| Lake City Bank multifamily record | Bank | Warsaw, IN | 1 | $23.0M | 1 | 0 | $23M |
| Customers Bank multifamily record | Bank | Malvern, PA | 1 | $18.0M | 0 | 1 | $18M |
| First Mid Bank & Trust, National Association multifamily record | Bank | Mattoon, IL | 1 | $4.00M | 1 | 0 | $4M |
| The Hometown Savings Bank multifamily record | Savings | Terre Haute, IN | 1 | $3.10M | 1 | 0 | $3.1M |
| CIBC Bank USA multifamily record | Bank | Chicago, IL | 1 | $2.40M | 0 | 1 | $2.4M |
| First Financial Bank multifamily record | Bank | Cincinnati, OH | 1 | $2.40M | 1 | 0 | $2.4M |
| Everwise Credit Union multifamily record | Credit union | South Bend, IN | 1 | $2.00M | 0 | 1 | $2M |
| First Merchants Bank multifamily record | Bank | Muncie, IN | 1 | $1.50M | 1 | 0 | $1.5M |
| Hickory Point Bank and Trust multifamily record | Bank | Decatur, IL | 1 | $880K | 1 | 0 | $880K |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 25 | 6 |
| $1M to $2.5M | 22 | 9 |
| $2.5M to $5M | 6 | 6 |
| $5M to $10M | 7 | 5 |
| $10M or more | 10 | 9 |
- Lenders made 70 multifamily loans totaling $345.7M in Monroe County, IN in 2024 and 2025. HMDA,
- 38 of the loans were made in 2025 and 32 in 2024. HMDA,
- The typical loan in Monroe County, IN was about $1.6M, with the middle half between $580K and $4M. HMDA,
- 25 of the loans were under $1M, and 17 were $5M or more. HMDA,
- Lenders reported a median rate of 6.65% on 57 loans in Monroe County, IN, with the middle half between 6.13% and 6.92%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 64%. HMDA,
- 59% of the loans were refinancings and 30% were purchases. HMDA,
- Banks and savings institutions made 34 of the loans, credit unions 31, and non-banks 5. HMDA,
- The five most active lenders made 65.7% of the loans. HMDA,
- The three most active lenders were Indiana University Credit Union with 30, Old National Bank with 5, and German American Bank with 4. HMDA,
- 14 of the 21 lenders are based in Indiana. The rest are based elsewhere, most often in Illinois, Ohio and Kentucky. HMDA,
- The most common property size was 5 to 24 units, with 44 loans. HMDA,
- Monroe County, IN is part of the Bloomington, IN metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Monroe County, IN
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.