County · GA
Multifamily lenders in Spalding County, GA
14 lenders made 30 multifamily loans in Spalding County, GA in 2024 and 2025, $67.6M in all. LendingOne LLC made the most, with 4. The typical loan was about $700K. The county is part of the Atlanta, GA metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 14
- HMDA,
- Multifamily loans, 2024-25
- 30
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $67.6M
- HMDA,
- Typical loan
- $700K
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Spalding County, GA, https://lender.report/lenders-in/georgia/spalding-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| LendingOne LLC multifamily record | Non-bank | Boca Raton, FL | 4 | $22.8M | 4 | 0 | $5.8M |
| United Bank multifamily record | Bank | Zebulon, GA | 4 | $2.48M | 2 | 2 | $760K |
| Bank of Dudley multifamily record | Bank | Dudley, GA | 4 | $880K | 2 | 2 | $240K |
| Lima One Capital, LLC multifamily record | Non-bank | Greenville, SC | 3 | $2.74M | 0 | 3 | $840K |
| Bank OZK multifamily record | Bank | Little Rock, AR | 3 | $1.64M | 3 | 0 | $560K |
| Conventus Lending LLC multifamily record | Non-bank | San Francisco, CA | 2 | $800K | 2 | 0 | $460K |
| First National Bank of Griffin multifamily record | Bank | Griffin, GA | 2 | $440K | 1 | 1 | $320K |
| Merchants Capital Corp. multifamily record | Non-bank | Carmel, IN | 1 | $29.0M | 0 | 1 | $29M |
| Bank of Madison multifamily record | Bank | Madison, GA | 1 | $1.80M | 1 | 0 | $1.8M |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 1 | $1.50M | 0 | 1 | $1.5M |
| Southern First Bank multifamily record | Bank | Greenville, SC | 1 | $1.00M | 0 | 1 | $1M |
| Community Bank of Pickens County | Bank | Jasper, GA | 1 | $960K | 1 | 0 | $960K |
| Renasant Bank multifamily record | Bank | Tupelo, MS | 1 | $500K | 1 | 0 | $500K |
| RF Renovo Management Company, LLC multifamily record | Non-bank | Chicago, IL | 1 | $360K | 0 | 1 | $360K |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 21 | 9 |
| $1M to $2.5M | 4 | 4 |
| $2.5M to $5M | 2 | 1 |
| $5M to $10M | 2 | 1 |
| $10M or more | 1 | 1 |
- Lenders made 30 multifamily loans totaling $67.6M in Spalding County, GA in 2024 and 2025. HMDA,
- 1 of these loans was made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 17 of the loans were made in 2025 and 13 in 2024. HMDA,
- The typical loan in Spalding County, GA was about $700K, with the middle half between $360K and $1.2M. HMDA,
- 21 of the loans were under $1M, and 3 were $5M or more. HMDA,
- Lenders reported a median rate of 7.60% on 21 loans in Spalding County, GA, with the middle half between 6.75% and 8.57%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 70%. HMDA,
- 57% of the loans were refinancings and 40% were purchases. HMDA,
- Banks and savings institutions made 17 of the loans, credit unions 0, and non-banks 12. HMDA,
- The five most active lenders made 60.0% of the loans. HMDA,
- The three most active lenders were LendingOne LLC with 4, United Bank with 4, and Bank of Dudley with 4. HMDA,
- 5 of the 14 lenders are based in Georgia. The rest are based elsewhere, most often in South Carolina, Arkansas and California. HMDA,
- The most common property size was 5 to 24 units, with 24 loans. HMDA,
- Spalding County, GA is part of the Atlanta-Sandy Springs-Roswell, GA metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Spalding County, GA
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.